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What will you do with your Stimulus Check

post #1 of 85
4/28/08 at 3:34pm
Thread Starter 
I'm curious what all of you Frugality & Finances readers will do with your stimulus check?

We're signing ours right back to Uncle Sam. : On the upside, we'll be current on all our debt now.

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post #2 of 85
4/28/08 at 3:37pm
Now that I've read that 10% thread I've decided to take ours straight down to our grocery store so they can tack on another 10%.

$120 in groceries is no small thing for us.
post #3 of 85
4/28/08 at 3:38pm
We will be buying parts to repair our cars ourselves (saving on labor).

And donating to our church.
post #4 of 85
4/28/08 at 3:38pm
Combine it with our tax refund to help pay our school and county taxes in the fall.
post #5 of 85
4/28/08 at 3:40pm
Since we are buying a house the money will go toward the things we need to get for that, appliances, fixtures, etc.
post #6 of 85
4/28/08 at 3:41pm
What 10% at the grocery store? Is some chain offering a disount?
post #7 of 85
4/28/08 at 3:44pm
We aren't doing anything really exciting with ours.

About 1/2 will go to dental & medical bills.

The other half will go to home repairs & remodeling that we desperately need. We're doing all the work ourselves though.
post #8 of 85
4/28/08 at 3:45pm
Well, we should be getting $1800- it will be going for fun things mostly - as we have only mortgage debt, have an emergency fund, retirement savings etc. $1000 will be going to a vacation. $300 I believe will be spent on a wooden play set dh is going to build- we already have a slide and swings and will be getting a canopy for a fort- so that saves some money. the other $500- I am not sure - it will get spent though I am sure there are a million things on the want list.
post #9 of 85
4/28/08 at 3:47pm
It will all go to debt.
post #10 of 85
4/28/08 at 3:47pm
It will go towards dd's and ds's school in the fall.
post #11 of 85
4/28/08 at 3:53pm
Quote:
Originally Posted by Mamato3wild ponnie View Post
What 10% at the grocery store? Is some chain offering a disount?
It's on the other thread. Kroger chain and Supervalu (which is alberton's star market, a bunch of others) are both offering if you bring in your stimulus check you can cash it and get a 10% bonus gift card. So if you get $300, you bring your check in and they take it and give you a gift card for $330. Some of the stores doing this are saying you can bring in a bank statement instead if you got it direct deposited.

So it locks your check into being only used at that store, but if you are going to spend that much on groceries there anyway, not a bad deal.
post #12 of 85
4/28/08 at 3:55pm
Quote:
What 10% at the grocery store? Is some chain offering a disount?
SuperValue Food Stores Press Release

You can click on that press release to get a listing of all the grocery stores that are participating...there are some huge major chains doing it. Acme, Albertsons, bigg's, Cub Foods, Farm Fresh, Hornbacher's, Jewel-Osco, Lucky, Shaw's/Star Market, Shop 'n Save and Shoppers Food & Pharmacy
post #13 of 85
4/28/08 at 3:57pm
We'll be completely paying off the next card in the "debts to kill" list, putting some in savings and funding our vacation and homeschool fund envelopes.
post #14 of 85
4/28/08 at 3:58pm
I'm combining it with some money I'm making on a web site design and paying my summer tuition. I got a pell grant for fall 08 and spring 09 but I didn't get it to them in time for summer 08, so I'm paying out of pocket for 2 classes. No biggie, my company has tuition reimbursement.

It couldn't have come at a better time!
post #15 of 85
4/28/08 at 4:00pm
We will be paying off our car loan, the last non-mortgage debt that we have. And then the $260 a month it will free up will be going into savings (whatever is left after accounting for rise in gas and food prices, anyway!)
post #16 of 85
4/28/08 at 4:01pm
It is being added to our "new to us car" downpayment fund. This will put us where we want to be so we can purchase the Honda Odyssey we've been eyeing. If our lease didn't expire on our SUV I would be putting it all towards debt.
post #17 of 85
4/28/08 at 4:01pm
It is going straight the my last credit card that I am paying off! Yeah!
post #18 of 85
4/28/08 at 4:08pm
I think I will be putting it towards a car.
post #19 of 85
4/28/08 at 4:09pm
Part of ours will be going toward a plane ticket so we can introduce my mom to her new granddaughter this summer, and the rest will cover rent and bills while we're gone. $120 in groceries would have been nice, though.
post #20 of 85
4/28/08 at 4:12pm
We'll be using ours to finish up with our kitchen remodel, or maybe start on our bath remodel.
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There Is Not Always a "Fix" For the Difficult Child
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Win a Complete Homeschool Curriculum from Oak Meadow!!
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