I love Quicken, I end up spending way more time in there than I should hehe. I'm definitely the "nerd" of the family. Funny thing is, I'm also the "spender".
post #161 of 309
5/17/08 at 9:49pm
I had thought about getting the Quicken starter edition. If I don't want to download from my bank can I just enter transactions manually in a register like a checkbook? And can I enter my recurring bills and stuff too where it will show me what is due each month? That's really all I want. Plus I do like reports too. :-) My only concern is do I have to pay for updates or can I just use it as is indefinitley?
I just wanted to say "Hi". My husband and I are starting our journey of Dumping Debt and Building Wealth after coming to the realization that we make more than enough to be getting out of debt if we only took the right approach.
So this month is dedicated to not spending on anything but necessities for the rest of the month. Next month we start building our emergency fund and then paying off the car loan and cc debt we racked up the past few years.
I have enjoyed reading this thread so far and I believe it will be so much more motivating to be going through this with all of you. I really cannot wait to be debt free again, and more than that to not let stuff own me and actually start saving for the future.
you guys are such a great influence on me! I have tried to do this before, but didn't have anyone to talk to about it
BS1 $1,000 to start an Emergency Fund
*CURRENT STEP BS2* Pay off all debt using the Debt Snowball
Student Loan: $10,349.65
BS3 Three to six months of expenses in savings
$4368.39 current/$15,000 goal
BS4 Invest 15 percent of household income into Roth IRAs and pre-tax retirement
12% current /15% goal
Max out Tradtional IRAs 2008 : 150/8,000
BS5 College funding for children
$0 current/goal TBD
BS6 Pay off home early
no home (we live overseas)
BS7 Build wealth and give! Invest in mutual funds and real estate
$0 current/goal TBD
Welcome to thenaturefreak and safari! This thread is a great motivator and so awesome to have others to talk to who are working toward the same goals.
I just had to post here that over the weekend we bought a new computer and digital camera to replace our 8 year old ones (that died) and while I would have loved to have kept the $$ to add to the EF, it was a great feeling to need something that major and have the money earmarked for it (thank you half of stimulus check) and paying for it with cash. Not buying it on impulse or then feeling guilty about putting it on a cc which would mean we can't really afford it, like we would have in the past when we had cc's. Instead, actually planning for it for about 4 months and waiting till the money came, looking for a great deal, etc.... In other words, not going into debt for it!
I've been meaning to share this for a while. We learned about it through FPU.
Drive Free, Retire Rich