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MAY Lower Income Moms thread - Page 4

post #61 of 113
hi mamas..

I briefly introduced myself last month. DH and I are both unemployed right now. But he is starting a film job in a couple weeks.. which pays really well, but we are super far behind! We are going through foreclosure and are waiting to see if we can short sale or if we will have to file bankruptcy.

I got my first gig as a photographer, but it's not until August, and it's not for much money because I am building my portfolio, and she is my friend.

So in the meantime.. we are living in our house still, we have a few months until the foreclosure date, so we can save up our money for something else. I am also going to school FT this summer so I'll be unable to work outside very much. And.. we are planting a garden at MIL's this weekend (about 20 mins north, and a free train ride away for me).
post #62 of 113
well my daughter is sick so that pretty much ruins my food budget this week. luckily we have enough in the pantry to last awhile. i hate copays they throw my budget off.
post #63 of 113
Quote:
Originally Posted by CherryBomb View Post
Oh, and I haven't got my garden planted yet, either. I really need to till it but I don't have my own so I'll probably have to rent one...40 bucks.

We don't get paid till Thursday and we're 160 bucks in the hole. And I need to pay my $323 car payment.

BLAH.
CherryBomb, check out the gardening forum. It may be that you don't have to till. (ex: Square Foot Gardening)
post #64 of 113
you could also easily borrow a tiller, just ask your neighbors or on Craigslist or in the FYT forum or somewhere - surely someone you know owns a tiller, or a friend of a friend, etc. You could offer to trade extra seeds or some banana bread or whatever you have
post #65 of 113
Hey ladies! I'm so glad that it's May... I promised to be grateful for all of April, and hung in there (barely). Now that it's not April any more I can go back to being the whiney little turd you're all used to.

And hey, let's start with the flat tire we got on the van driving home from my mother's yesterday? Considering that my car is already grounded to the garage with transmission issues, another flat is obviously JUST what we needed. Hopefully, since the tires are reasonably new, the tire place will fix it for free.

On the more happy side, my mom went and bought us 50lbs of flour and 50 lbs of rice as well as 100oz of olive oil because she's so freaked about the economy. So we've got bread and fried rice until the end of the world. Now we just need the community garden to start up so we can have some veggies to eat with it all. \

Speaking of Gardening, Cherry Bomb, check into the Lasagne Gardening method... it's totally no-till and you can get started ASAP. I hate tilling -- it makes me nuts and it's what is holding up our community gardening since they've got to wait until the soil dries up.
post #66 of 113
We are supposed to get our refund this Friday and I so hope it all goes ok and there are no mistakes. I can't wait, the kids need some summery clothes!
post #67 of 113
Hi all fellow low-income mamas. This is my first time posting here. We are a family of four who is trying to get by on self-employment but it's tough. DH quit his nasty call center job to start up a website to send people on trips to his native country of Costa Rica, as well as offering real estate there. Well that is not producing yet since the website has taken 2 months to get off the ground and running. Meanwhile I am liquidating a relative's estate. She's not dead, she's just broke and she is giving me a nice piece of the profit of everything we sell on ebay. Thing is, a lot of it is expensive jewelry and it won't sell on ebay even with my money back guarantee and I truly do have competitive prices. Other things have sold well. I have been doing this for 2 months and my average income has been 1k a month from these sales. The rest of our montlhly living expenses was coming from a HELOC we took out for debt consolidation and set aside 3-4k for living expenses.

My question is, do we qualify for food stamps? Now that the HELOC money has run out I am pulling in only 1k a month and we need 1700.00 a month MINIMUM. I mean, that is what we were surviving on with dh's call center job. That gave us no wiggle room for anything like emergencies, nor clothing, entertainment, etc. If we could get 500 a month in food stamps we might just make it on my ebay sales at least until my relative's stuff is all gone and hopefully dh is making some money off his venture (which is a crapshoot in this economy!). I have resisted applying for foodstamps for years but now it is critical. I have tried to get a job and it's been tough. Dh would be lucky to find manual labor somewhere. One of us has to stay home with our two little ones.

We've got out garden in but of course that won't give us anything for at least 2 months. I am trying to grow a copious amount of food simply because food prices are so insane that if we have to, we could survive on rice, beans and veggies. IF there is any rice left! I am so uncomfortable with these times we are living. Makes me want to drop out and live on the beach and eat wild mangoes and have no bills.

We are also considering buying two or three adult hens ready to lay eggs. Does anyone know if they can be purchased grown and ready to give eggs TODAY? Best wishes for all of us. Hopefully this difficult period will someday be a memory, and a good one for what it's worth!
post #68 of 113
Quote:
Originally Posted by Belleweather View Post
And hey, let's start with the flat tire we got on the van driving home from my mother's yesterday? Considering that my car is already grounded to the garage with transmission issues, another flat is obviously JUST what we needed. Hopefully, since the tires are reasonably new, the tire place will fix it for free.
.
I know the place we get our tires will fix damaged tires for free, as long as you bought them there. Worth a try. Good luck! I know what a pain tire issues can be, as I have a driving job, and have gotten many a nail in my tires.
post #69 of 113
i would call social services and just ask what a family of fours income has to be to qualify for food stamps before wasting time applying and then being told no.

also have you applied for wic for your two children. you can get wic till 5 years old i think.

mil also went shopping for us so i have food to keep doing the may pantry challenge. i am hoping just to spend money on gas this week and produce, milk and bread. joe is buying me a memory card for my camera since baby is due anytime and my camera only holds 24 pics. we lucked out with dd going to doctor. i overoayed so we had a credit so that was a relief.
post #70 of 113
Quote:
Originally Posted by root*children View Post
you could also easily borrow a tiller, just ask your neighbors or on Craigslist or in the FYT forum or somewhere - surely someone you know owns a tiller, or a friend of a friend, etc. You could offer to trade extra seeds or some banana bread or whatever you have
Usually I borrow one from my friend's dad, but I haven't been able to get ahold of them, and I really need to get it planted! My mom offered to buy me a mantis tiller (she wants one anyway) but I don't know it could get here in time. I already have the plot from previous years, but I'll check out the square foot thing!
post #71 of 113
Hi everybody hope everyone's doing okay. Things here are so-so, It's COLD: here, we had nice warm weather then suddenly it's 42 DEGREES!!!!!!!!!!!
Other than that, nothing new to report.
__________________________________________________ _______________
mama to 4 great kids: dd1 age 15.5(eek), ds1 age 14, ds2 age 11, and dd2 age 4-you are my sunshine
post #72 of 113
I guess no one's around tonight.
post #73 of 113
Quote:
Originally Posted by freespirited View Post
We are also considering buying two or three adult hens ready to lay eggs. Does anyone know if they can be purchased grown and ready to give eggs TODAY? Best wishes for all of us. Hopefully this difficult period will someday be a memory, and a good one for what it's worth!
I'm lurking, but I wanted to pop in and respond to this. Yes, you can sometimes find local farmers selling laying hens. Check out Craig's List or the bulletin board at the local feed store. I have seen a few websites selling laying hens, but they are horribly overpriced.
post #74 of 113
Things have been crazy here. We had a recertification for medicaid and food stamps, but haven't gotten anything back from them. It's past when the food stamps should have been on the card so things are getting really tight here. We also have a broken window on the truck and it's supposed to rain tomorrow. With paying rent we have no money to get that fixed so this should be fun as it's the back window and the kids car seats are right next to it
post #75 of 113
Kristina, at least tape plastic up on that window before it rains. You defintiely DO NOT want to deal with the wet interior and wet carseats. Mold city!
post #76 of 113
HAPPY MOTHER'S DAY, ALL
Today has been normal (everyone asking for things, that they could probably get themselves) but I did get homemade cards from everyone
Hope everyone else is having a good day, and : to all.
__________________________________________________ _______________
mama to 4 great kids: dd1 age 15.5(eek), ds1 age 14, ds2 age 11, and dd2 age 4-you are my sunshine

lately it occurs to me, what a loonng strange trip it's been
post #77 of 113
I guess everyone's out enjoying their Mother's Day, at least I hope so.
Have a good day/night everyone

__________________________________________________ _______________
mama to 4 great kids: dd1 age 15.5(eek), ds1 age 14, ds2 age 11, and dd2 age 4-you are my sunshine
lately it occurs to me, what a long strange trip it's been
post #78 of 113
HAPPY MOTHERS DAY! we went to mils for lunch and she sent a rosted hen home with us. joe wants take out because he feels i deserve take out on mothers day. i told him to go eat a lolli pop. i just don't have the money for take out. whenever i try and not spend money i swear he wants to spend money. i am going to stop telling him about money being tight because it seems that sends him into a spending frenzy. luckily i control the check book so i can keep control of spending. i hope everyone is doing well.
post #79 of 113
Jaceycat24-I know what you mean about SO spending habits being worse after you talk to them about finances.
This is one(of many) of the reason's that babydaddy and I aren't together anymore. And the funny thing is, now that I'm "alone" I actually am a lot better with money, well at least now I always know how much is there on a regular basis.
__________________________________________________ _______________
mama to 4 great kids: dd1 age 15.5(eek), ds1 age 14, ds2 age 11, and dd2 age 4-lately it occurs to me, what a lot strange trip it's been
post #80 of 113
Hi everyone!

DH and I have been having a lot of tough conversations about our house. We finally decided to just let it go...we're going to put it up for sale. It may take some time, but one of the best things about my neighborhood is that homes here sell fairly quickly. We're in a good school zone and a few blocks from the tollway, so it's commuter heaven.

Our plan is to rent an apartment for a couple of years, to pay off debt and build back our savings. Then we'll look around and see what we can see!

Frankly, I am a little tired of feeling constantly behind on housework and constantly short of money. I love this house, I love it passionately...but I'm starting to feel like my purpose in life has become paying for/caring for my home, to the exclusion of everything else that I no longer have time or money for.

Anyway, now I have to find out how to sell a house. Good times!

Holly
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