Is that "Debt Free in Three System" thing a scam?

[Purplehaze]

Does anyone know? I keep reading about it, seeing it mentioned in frugality e-zines that I get but I am not gonna pay money for someone to tell me something. http://www.debt-free-in-three.com/ is the link to the site of it.... but I am just wondering if anyone knows what the real deal with it is?

[blueridgewoman]

Sure looks like it to me. I get paid to write those sales letters and I promise you, while the product I'm selling might be helpful, the letters are designed to play on your emotions and hype up a product which is usually common sense. Try Dave Ramsey or something.

[Purplehaze]

Yes, I am doing Dave Ramsey method

and we are making great progress. I just can't help but wonder what secret out there could possibly get you out of that much debt (mortgage included) in 3 years). We have very little consumer debt, but do have a 30 year mortgage that is pretty expensive to us. I pay an extra $25-$100 most months but still I see no way to pay off the mortgage THAT early, ya know?

[RoadWorkAhead]

Its like a diet where you don't have to do anything is what it sounds like, and we all know how well those diets work. I'd avoid it. PLus, it doesn't include a mortgage in that 3-5 year window, just paying it off more quickly which it sounds like you are working on already.