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Dave Ramsey Fans - Question  

post #1 of 5
Thread Starter 
Hi, Everyone!

My husband and I have been listeners/readers of Dave Ramsey for a little while now, and we like what he says. We've paid off all of our debt, except for those pesty student loans.

We're in a pretty good financial position right now in the sense that we sold our house and moved to a very cheap rental with all utilities included in the price, which has freed up quite a bit of money for us.

I guess my struggle is budgeting... Would you guys mind posting all of the categories you use? Sometimes I just feel like my money doesn't have a name... or if it does, it doesn't get used for that certain category for one reason or another.

Any help would be appreciated! Thanks!
post #2 of 5
I don't have very many, but here you go.

mortgage
gas
electric
garbage
water
auto insurance
credit cards
kids activities (gymnastics, swimming, art)
gasoline
groceries (includes household)
clothing
gifts

all extra would go towards debt.
post #3 of 5
telephone
cable if you have it
car payment/repairs
entertainment
savings
post #4 of 5
Here are the free forms on Dave's website:

http://www.daveramsey.com/fpu/home/i...ContentId=3006

The monthly cash flow planning can help you decide what catergories apply to your family's needs.
post #5 of 5
Thread Starter 
Oh, thanks, Ladies! This has been a big help!
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