HOLY MOLY that was expensive!!! - Page 3

[sparklett]

Originally Posted by mousebandit

OUr bills aren't so high as many of yours, but they are all out of pocket - no insurance. We're at just under $11k for the first 48hours when my water broke, then at $30k for the 2nd hospital when I finally went in and had c-sec and baby stayed in NICU for 5 days. We're over-income for every assistance program we've tried so far (still waiting to hear back on two of them - you never know). So much for buying our property this year (or next, or the year after that!). As we speak, I am hunting up private insurance for me. Through hubby's work is it is $985 per month, and we simply can't pay that. Just for me (if they'll take me) it will be a little over $200 per month. Other than this blasted water breaking, we NEVER go to the doc, never get sick, have 1-2 injuries per year requiring treatment (football fracture or something like that). We were planning an UC and had been doing UP with no problems. ARGH!

Tracey Mouse

YIKES! I was hoping we wouldn't have a story like that!! No one should have to pay out-of-pocket for the care of their sick child.

I am wondering, though, if you bills weren't as high becuase they couldn't bill a huge, rich, insurance compnay??

[Fyrestorm]

Originally Posted by sparklett

I am wondering, though, if you bills weren't as high becuase they couldn't bill a huge, rich, insurance compnay??

Medical bills are usually higher if you're not insured since you don't qualify for the discounts insurance companies get or the prices that they have pre negotiated.

It's a really bassackwards system!

[sparklett]

Originally Posted by Fyrestorm

Medical bills are usually higher if you're not insured since you don't qualify for the discounts insurance companies get or the prices that they have pre negotiated.

It's a really bassackwards system!

That is SO awful.

[11yrsNoKid]

Helicopter Ride

WOW.. I havent gotten the big bill yet.. The only statment i've received is the one from my medi-flight. My husband called me and read the letter to me.. Then he said guess how much it was.. I said um probably 3 thousand. He said no try $14,721. Nine something was for the flight, and four something was for the gas. WOW and we have all been fussing about 4 dollars a gallon. lol it cost me $75 to fill up....lol and I thought that was bad.

And it wasn't even comfortable or anything. Not a first class ride, thats for sure.

[rozzie'sma]

This inspired me to add up all Zanns medical bills for his first year and they totaled $341,430.71 that includes one medi-vac flight, two open heart surgeries, 6 days NICU, 4 days CICU, 3 days Ped Cardiology telemetry unit, one "foreign body"removal when he swallowed a penny, and the ambulance ride to the hospital because I did not realize he had swallowed that penny and we all thought he was in heart failure. Boy I love my son.

[gwerydd]

i am so glad that i live in Canada. in the states i am considered uninsurable because of my high bp and history of depression. i had a hospital stay 3 weeks before dd was born, an emergency cesarean for pre-e, dd had 16 days in the NICU, we got a free pump rental while she was in hospital, then i was in hospital for a week with PPD when dd was 5 weeks old. i can't imagine what it would have cost if we didn't have provincial insurance.

[alliteration]

I've got a quarter million dollar baby.

I've forgotten how much it cost (one month of hospital bed rest, 53 days of NICU care, then inguinal hernia surgery, hypospadia surgery and check ups). Then our insurance stopped covering physical therapy, because preventing problems later on is just too expensive?

[sbrinton]

I'm facing a pretty high risk pregnancy where there's a good chance either I, or the baby boy in my tummy, will spend some combination of the next 5-6 months in the hospital. Wow am I thankful for my husband's medical insurance through his work! We will not have to pay $1 out of pocket, not even for the breast pump. And we don't have to pay a premium for me or our kids (even if we had like 15 of them).
Love or hate the software, Microsoft is one of the best companies to work for because they take amazing care of family health.

[Lauramac]

MSFT health care

My husband was at MSFT when our first was born at 34 weeks and I have to say, it was such a relief to know we had top of the line health coverage. My husband also took all of his *sick* leave when our daughter was first born, and his paternity leave later. When he asked HR whether this was kosher (to use sick leave instead of paternity leave) they seemed to have a "don't delve too deeply into it" kind of policy.

[sbrinton]

We went to the parenting class on benefits and from what they said, it's fine to use sick leave when caring for children or your spouse - this includes newborns and moms recovering from delivery. We usually add together sick time, vacation time, and paternity leave to take off at least 2 months...

[CorasMama]

Originally Posted by sbrinton

I'm facing a pretty high risk pregnancy where there's a good chance either I, or the baby boy in my tummy, will spend some combination of the next 5-6 months in the hospital. Wow am I thankful for my husband's medical insurance through his work! We will not have to pay $1 out of pocket, not even for the breast pump. And we don't have to pay a premium for me or our kids (even if we had like 15 of them).
Love or hate the software, Microsoft is one of the best companies to work for because they take amazing care of family health.

My husband is a vendor right now, and we have decent insurance, but he... drumroll please... just got asked to interview for a fte position!!! We're gonna be ttc starting in December, and since Cora is the only living result of my 4 pregnancies, I'm very excited for MSFT insurance!