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**July No-Spend Challenge** - It's the last week of July! Finish strong!! - Page 24

post #461 of 662
Thread Starter 
7/1 & : It's a good day!
7/2 : $6.87 for lunch because SOMEONE STOLE MY LUNCH at work!! :
7/3 & : If you want to see what I've been working on check it out here - www.rachaeljudd.wordpress.com
7/4 We had a nice day celebrating with the in-laws
7/5 : $7.00 makeup
7/6 : $67 dinner on the CC , DH and I both thought the other had grabbed cash...ick!
7/7 and :
7/8 and : Used a gift card for some dessert, woo hoo!
7/9 No Spend! I didn't work on writing but will today, I am adjusting my goal to 20 days of working on my business as it seems more realistic.
7/10 : $9.08, ice cream
7/11 : $12.96 - Movies, but we had free dessert at the 7/11
7/12
7/13 : $13.50 breakfast but we packed a lunch and went to the park so that was nice!
7/14 and : what a great day!
7/15 and $15 extra on CC planning to : when I get home!
7/16 : $5.50 on cold drinks during our walk
7/17 : $3.50 on doughnuts :
7/18 Today is going to be no spend! Plus, I got to bill my first freelance client $455 :

Specific goals...

Total Overspend: $115.41 :
No Spend Days: 10/20
Debt Payment: $15/$400
**Extra debt payment is not likely to happen this month because DH's work has been slow.
30 minutes/day on business 6/20 :
post #462 of 662
01.. $7.50 ECHO museum pass
02.. $31 white noise machine, ice cream
03..
04..
05.. $27 pictures from Costco
06..
07..
08..
09.. $10.97 baby stickers and pictures
10..
11..
12..
13.. $10.76 scrapbooking adhesive
14..
15..
16..
17..
18..

My goals:

13/20 No Spend Days
Tally of evil: $87.50
post #463 of 662
7/1: $81 in groceries, $7.50 for coffees out of misc spending budget
7/2: No Spend!
7/3: No Spend!
7/4: $25 groceries, $4 coffee
7/5: No Spend!
7/6: $3.94 on tomato plants
7/7: No Spend!
7/8: : $30 Target, $3.25 Cold Stone Creamery, $20 dr copay
7/9: $15 strawberries:, $7 bagel shop lunch
7/10: $5 Farmer's market, $34 at coop
7/11: $16 perlite for garden
7/12: $20 groceries $20 Home Depot for garden supplies
7/13:
7/14: : $10 Target, incl Dr Pepper
7/15: /: $10 Taco bell. Wasn't that good.
7/16: : $126 on new pillows
7/17: $18.25 farmer's market :$380 car repair
7/18: $14 lunch, $14 for transcripts

5/12 true no spend days
13/31 spend w/in budget days
$234/$450 total food spending
$230/$150 total misc spending (household, treats,etc)
$100 saved for dd's school
16/31 no Dr Pepper bought
$18.75/$200 made selling unused items
$56/$100 earned with Pampered Chef
post #464 of 662
Quote:
Originally Posted by CityChic View Post
Start over! Get back on the wagon! Give yourself a break (it is summer afterall)!!! You can do it
Thanks!

I have a book problem...admitting is half the battle, right?
post #465 of 662
I was bad today. But, I made a huge thrift score, so it's not all bad!

Week 1:
Monday, June 30: no spend, no drive
Tuesday, July 1: no spend
Wednesday, July 2: $541.24 credit card payment; $4.54 at McD's, $19.49 GW
Thursday, July 3: $5 GW
Friday, July 4: no spend
Saturday, July 5: no spend, no drive
Sunday, July 6: $6.06 postage, $75 prescriptions

Week 1 totals:
$35.09/$40 fun money :
$541.24/$1,000 CC
2/1 thrift trips
2/3 no drive days

Week 2:
Monday, July 7: +$35 books sold, -$18.90 for a new book for Mark and a DVD for both of us
Tuesday, July 8: $12.51 PO; $1.85 muffin; $5.41 GW; $3.54 Taco Bell :/
Wednesday, July 9: $2.75 afternoon snack
Thursday, July 10: $5.14 GW; $3.88 Taco Bell
Friday, July 11: $14.96 PO
Saturday, July 12: $2.75 turnover; $15.97 GW
Sunday, July 13: No spend, no drive, $159 CC payment

Week 2 totals:
$85.81/$79.91 fun money
$700.24/$1,000 CC
3/1 thrift trips
1/3 no drive days

Week 3:
Monday, July 14: $13.40 PO
Tuesday, July 15: $3.88 Taco Bell; $4.50 GW; $4 Starbucks
Wednesday, July 16: no spend
Thursday, July 17: no spend
Friday, July 18: $7 breakfast; $3.52 GW; $3.88 Taco Bell

Goals:
$40/week fun money
$700/month to CC
1 thrift trip/week
2 no-drive days/week
post #466 of 662
july 1:
july 2:
july 3:
july 4:
july 5:
july 6:
july 7:
july 8:
july 9:
july 10: : made 60$ on craigslist!
july 11:
july 12:
july 13:
july 14:
july 15:
july 16:
july 17:
july 18: 24$ job interview today....

week 3: 51$
2$ remaining for the month

(the budget is 75$/week for food, transportation, outings, etc, 100$ a month for clothes, gifts, craft stuff, etc)

march: 48% no-spend days
april: 56% no spend days
may: 52% no-spend
june: 33% no-spend
post #467 of 662
July 1 - Happy Canada Day!!!!!!!!!
July 2 - $130 to Mom for kids picnic table, $40 storage containers
July 3 - $16 lunch
July 4 - $163 Groceries
July 5 - $30 market, $9 Dollar store, $39 Wine, $66 books
July 6 -
July 7 - $31 magazine subscription, $43 computer speakers (ours broke) & surge protector (we didn't have one)
July 8 - $85 Gas:, Prescription $20, groceries $44, Speeding ticket $52
July 9 - $14 lunch on the road
July 10 -
July 11 - $7 mini golf, $3 Veggies, $15 games & rides, $52 drugstore, $10 wine, $14 dinner
July 12 -
July 13 - $83 meat order, $14 lunch on the road, $70 gas:
July 14 -
July 15 - $125 Groceries, $22 kids pjs, $21 t-shirts for me, $11 homeopathic cough medicine (why do my kids not get colds all winter and then get sick in the summer )
July 16 -
July 17 - $40 Dinner, $150 Hair
July 18 -


No spend days 7/20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending
post #468 of 662
7/1 $235 don't ask
7/2
7/3
7/4
7/5
7/6 $70 bag
7/7
7/8
7/9
7/10
7/11 $21 coop
7/12
7/13
7/14 $62 coop, $55 target
7/15
7/16
7/17
7/18

July Spending Goals:
No Spend days: 14/20
No etsy/DS/ebay: 16/25
Non-necessary Spending: $443/450

July Savings Goals:
Disneyland: 50/300
Swim: 0/250
Car: 0/100
post #469 of 662
Grace- You need to stop going to Taco Bell. Your posts are making me crave it so badly!

07/01
07/02 $10.00 Polly Pocket silliness for dd.
07/03
07/04
07/05
07/06
07/07
07/08
07/09
07/10
07/11
07/12 $2 yard sale, $2 target, $8 magazine subscription
07/13
07/14
07/15
07/16 $1.11 fabric. I really went crazy!
07/17
07/18

15/23 No-Spend Days
$23.11/$100 Unnecessary Spending
$320/$250 Credit Card Debt
post #470 of 662
July 1st - Spent $1.05 on a drink
July 2nd - Spent $1.25 on a drink, $3 on cotton candy at the fair, $11.26 JT co-op shipping (goes under food budget)
July 3rd - Spent $63.91 @ BJs (DH) + $7.00 grocery store - No Drive
July 4th - No Spend
July 5th - No Spend, No Drive
July 6th - $2.50 @ CVS - cookies & m&ms
July 7th - $76.71 Groceries
July 8th - $28.00 pedicure + gas $23.46
July 9th - $1.00 CVS - cookies
July 10th - $85 on a massage - was very stressed about job thing
July 11th - $25.00 celebration dinner (dont have receipts)
July 12th - No spend/No Drive
July 13th - $85.65 Groceries
July 14th - No spend/no drive
July 15th - No spend
July 16th - No send
July 17th - $2.70 on sodas for myself and a friend
July 18th - $2.80 on a lg Iced Coffee

unnecessary spending = $ 149.80
food/groceries = $ 247.03
no drive = 4/30
no spend = 6/30
post #471 of 662
Quote:
Originally Posted by scrapadoozer View Post
Grace- You need to stop going to Taco Bell. Your posts are making me crave it so badly!
Heh. WW friendly lunch for under $4. I'm addicted.
post #472 of 662
Quote:
Originally Posted by avengingophelia View Post
Heh. WW friendly lunch for under $4. I'm addicted.
What do you get there that's WW friendly? I'm pretty sure the nachos we got there the other day are not.
post #473 of 662
Hehe. The fresco menu. I am specifically fond of the crunchy tacos.
post #474 of 662
1: : $5 lunch & 6.80 organizer thing and frozen juice concentrate
2:
3:
4: :3.00 & 38.95 sis's birthday gift & 9.79 organizer & : .97 candy for me
5: 3.01 ice cream for dad . . . he just had surgery
6: 63.27 at Target - underwear for hubby and some baby stuff . . . 13 dollars worth is going back tomorrow . . . was it necessary? I don't know I think so
7: + 12.70 returns at Target
8:
9: : 62.85
10:
11: : 3.66 lunch and soda at work
12: 250 exactly . . . won't get into it but it was all budgeted (although not fun)
13:
14: : 1.94 food and 1.25 soda at work . . . I've got to get on the ball! I'm doing a horrible job bringing my lunch this week and it's only monday!!! Also 9.79 on a micro SD card - not planned for but a GREAT deal (1G) and I will use it : 30.18
15:
16:
17:
18: : 7.72 on food and a drink at work . . . my friday/payday treat. 46.45 on clothes for my son. They grow like freaking weeds.

Truly no spend!
: Groceries
Necessary or planned spending
: unnecessary spending
post #475 of 662
7/1 = $16.97 diapers/wipes, $42.50 groceries (plus $32.66 for biweekly produce delivery)
7/2 = :
7/3 = $7 massage at work
7/4 = : $1.93 ice cream
7/5 = $38.87 gas, $4.98 milk
7/6 = :
7/7 = :
7/8 = $59.41 groceries
7/9 = :
7/10 = :
7/11 = :
7/12 = $2.49 milk, : $24 music festival
7/13 = $21.82 groceries, $23.37 gas, : $23.66 new SIGG bottle
7/14 = : $9 flowers for Grandma (unnecessary, but worth it ), $2 earplugs
7/15 = :
7/16 = $31.10 gas, : $6 coffee and treats for kiddos
7/17 = : $6 little bags of souvenir rocks for the kids
7/18 = $36.57 gas, $11.94 groceries, : $64.70 at Target on misc. things--some needed, most not

: no spending 7/20
spending within budget
: unnecessary spending

Grocery total so far = $174.09/$250

I'm really proud of myself for how little I spent on our little vacation in the mountains. I usually don't have to fill up so much with gas, but we went quite a few different places that weren't very near each other. I have to say though, that we were pretty spoiled by my aunt and my grandma I'm really, REALLY proud of myself for no spending on Tuesday--we went to Vail and brought food with us, kids played at the coolest playground ever, AND we went to see my favorite band, who was doing a free show at an amphitheater there :
post #476 of 662
7/1 Groceries
7/2
7/3 Fireproof safe for our envelope system cash / savings (banks = bah!)
7/4 Son's traditional 4th of July fireworks Izze from the grocery store
7/5 $5 at Half Price Books - 2 books for ds and 1 for me (The Consumer's Dictionary of Food Additives)
7/6
7/7 Weekly meal out (salad bar)
7/8 Dog food and gas for the car
7/9
7/10 Groceries, water bill, electric bill
7/11
7/12
7/13 Used book bag/purse thingy and a book, weekly meal out
7/14
7/15 Prescription for dh
7/16
7/17
7/18 $11 at thrift store


No Spend
Budgeted Spend
Non-Budgeted Spend
post #477 of 662
No Spend July

7/ 1 - (Bills and Food) $18
7/ 2 - : $16
7/ 3 - $16
7/ 4 - $12
7/ 5 - (birthday Grill) :P $4
7/ 6 - : $10
7/ 7 - : $5
7/ 8 - (food) $9
7/ 9 - : $6
7/10- : (spent $3, won hyena lotto so way cool but still!) $7
7/11- : $4
7/12- : $3
7/13- :
7/14- : $6
7/15- : ($15 baby toy) ($20 Serger thread, $20 NE Wool care) $9
7/16- : $5
7/17- : (fastfood) $8
7/18- : (fastfood) $12

: No Spend Days 9/20
: Out of budget spending 4/0
Budget Spending Days 6/11 (not going well!)
Money made from small work at home job saving for DD1 Birthday 17/31
Goal Money for Birthday $160/$200
post #478 of 662
July 1: ::
July 2: : :
July 3: 100.00 Grocerys 20.00 annual zoo passes for me and DH 5.00 lunch at zoo; 30.00 Diapers for new baby
July 4: ::
July 5: ::
July 6: : :
July 7: : :
July 8: : :
July 9: : :
July 10: 45 dollars for a Moby wrap and New native Sling, 5 for a new bobby pillow.
July 11: : :
July 12: 320.00 Chest Freezer, 30.00 meal out, 10.00 wooden puzzles for DD, 5.00 outfit for new baby coming, 30.00 misc household items 30.00 delievery fee for freezer
July 13: :
July 14- : :
July 15-::
July 16- 171 Groceries.. 10 sling..
July 17- : :
July 18- 150 Misc household things. 15.00 eating out
July 19- : :

Goals
14/25 No Spend Days
14/20 No Drive Days
220/200 Food budget
50/50 Household budget
115/100 New baby budget
Make 200.00 off selling things we don't need/want/use: to date 405/200
0/1000 pay off most of car
post #479 of 662
My key:

:= groceries
=gas (that gets angry face for gas prices)
=necessary spending= dh b-day, car 10k mile check up
:= unnecessary spending
:=no money left my hands

7/1-:
7/2-:
7/3-: $14.96 a new environmentally friendly water bottle
7/4-:
7/5-:
7/6-:
7/7- $42 gas (didn't fill up), : $58 groceries
7/8-:
7/9-:
7/10-:
7/11-: $52 on various items some necessary, some maybe not, $42 gas
7/12-:
7/13-:
7/14-: $1.73 on Iced Coffee
7/15-: $4.65 Iced Mocha, $22.13 dinner out, $25 dvd
7/16- $10 gas on cc (to get me thru til Friday payday)
7/17-: $1.29 Panera, $4.23 Subway, $8.00 Mexican rest. $63.85 oil change, $86.49 DH b-day present
7/18-: $6 lunch, $32 Circuit City, $50 gas
7/19-:

I am terrible this month!
post #480 of 662
07/01
07/02 $10.00 Polly Pocket silliness for dd.
07/03
07/04
07/05
07/06
07/07
07/08
07/09
07/10
07/11
07/12 $2 yard sale, $2 target, $8 magazine subscription
07/13
07/14
07/15
07/16 $1.11 fabric. I really went crazy!
07/17
07/18
07/19 $15 assorted yard sale finds.

15/23 No-Spend Days
$38.11/$100 Unnecessary Spending
$320/$250 Credit Card Debt
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