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**July No-Spend Challenge** - It's the last week of July! Finish strong!! - Page 28

post #541 of 662
Woohoo Scrap! Congats!

I am a hot mess this week. Bah.

Week 1:
Monday, June 30: no spend, no drive
Tuesday, July 1: no spend
Wednesday, July 2: $541.24 credit card payment; $4.54 at McD's, $19.49 GW
Thursday, July 3: $5 GW
Friday, July 4: no spend
Saturday, July 5: no spend, no drive
Sunday, July 6: $6.06 postage, $75 prescriptions

Week 1 totals:
$35.09/$40 fun money :
$541.24/$1,000 CC
2/1 thrift trips
2/3 no drive days

Week 2:
Monday, July 7: +$35 books sold, -$18.90 for a new book for Mark and a DVD for both of us
Tuesday, July 8: $12.51 PO; $1.85 muffin; $5.41 GW; $3.54 Taco Bell :/
Wednesday, July 9: $2.75 afternoon snack
Thursday, July 10: $5.14 GW; $3.88 Taco Bell
Friday, July 11: $14.96 PO
Saturday, July 12: $2.75 turnover; $15.97 GW
Sunday, July 13: No spend, no drive, $159 CC payment

Week 2 totals:
$85.81/$79.91 fun money
$700.24/$1,000 CC
3/1 thrift trips
1/3 no drive days

Week 3:
Monday, July 14: $13.40 PO
Tuesday, July 15: $3.88 Taco Bell; $4.50 GW; $4 Starbucks
Wednesday, July 16: no spend
Thursday, July 17: no spend
Friday, July 18: $7 breakfast; $3.52 GW; $3.88 Taco Bell
Saturday, July 19: no spend
Sunday, July 21: $5.95 GW, +$29 from Ebay

Week 3 totals:
$46.13/$63.10 fun money :
$700.24/$700 CC :
3/1 thrift trips
0/2 no drive days

Week 4:
Monday, July 21: $3.75 coffee
Tuesday, July 22: $29.70 GW; $3.34 Taco Bell
Wednesday, July 23: $9.60 PO; $5.19 GW; $5.96 lunch; +$18.19 Amazon; $30 Happy Hour, $18 new Portishead CD

Goals:
$40/week fun money
$700/month to CC
1 thrift trip/week
2 no-drive days/week
post #542 of 662
July 1:
July 2:
$11 shipping for my replacement sunglasses
$50 for a pair of my favorite capris that are not made anymore.
(I bought these with birthday money from my grandparents )
no drive
July 3:
July 4:
$42.65~ Health Food Store
$64.88~ Safeway
$12.00~ Eggs from our c.s.a. (3 dozen)
$12.00~ Starbucks: coffee and 3 smoothies
$4.00~ Java Hut: coffee drink
$12.00~ Lunch
July 5:
July 6:
July 7:
July 8:
$40.01 on ebay
no drive
July 9:
$6.75~ java hut
$48.70~ Walmart (fan, sunhat, tp, tissues, outdoor broom)
$39.78~ HFS (case of heritage flakes I ordered on sale, bread)
$22.71~ Ray's (diapers and coffee)
$70.20~ Safeway
July 10: no spend
I did drive to the river
July 11:
$8.00 Ice cream
$30.00 McAffee virus protection
$140 dell on-call
(I had a major virus on my computer...blah)
July 12: no spend
I drove to a friends house for dinner
July 13:
July 14:
$6.50~ java Hut
$12.00~ beer
$216.56~ grocery stores
$76.00 ~ walmart...gift cert. for brother who is having a baby & new cd &dvd
$6.50~ taco bell
July 15:
July 16:
July 17: $1200~Fred Meyer gift cards (worth $1320...free money $120)
$416~Fred Meyer (gas,groceries & some excesses)
$22~Pizza
$27~shorts for dh
$3~starbucks
July 18: $12 coffee and smoothies
July 19: $59~walmart(gift and a few odds and ends)
$15~take out lunch
$26~2 weeks worth of eggs and a few extras at c.s.a.
$12~farmers market bread
$12~starbucks...coffee and juno on dvd(all media is $8)
I am not doing so well
This has been really eye opening!!!!
July 20:
~better day for me too...it must have been in the air!!!~
July 21: $13.50 online shopping
July 22: really spendy day.....
$315.95 Fred meyer~ clothes and sneakers for both dd's and some food
$7.00 Starbucks~bought coffee for our friend who drove that day
$6.36 Taco Bell~dinner...cant get much cheaper than that for 4 people to eat
~~~~I have got to do better for the rest of the month...I am trying to get some deals for my girls who need school clothes though~~~~
post #543 of 662
Jenny -- Wahoo!!!!!! : Congratulations!!!!!!!!!
post #544 of 662
01.. $7.50 ECHO museum pass
02.. $31 white noise machine, ice cream
03..
04..
05.. $27 pictures from Costco
06..
07..
08..
09.. $10.97 baby stickers and pictures
10..
11..
12..
13.. $10.76 scrapbooking adhesive
14..
15..
16..
17..
18..
19..
20.. $32 workout shorts
21.. $5.42 Burger King
22.. $12 dinner at restaurant
23.. $6 bagel shop, $10.50 plastic animals

My goals:

15/20 No Spend Days
Tally of evil: $123.92

Grrrrr.....: Lots of little expenses are slipping past me. Not necessary things, just eating out and such.

But with me once the floodgates are opened a crack, then big spending comes flooding through. Shopping sprees and such. So I really need to reign this in.

My goal is not to spend a dime more this month. We have plenty of food in the fridge, plenty of gas in the car, we can make it seven more days.

Must be strong.
post #545 of 662
Locking my wallet in the filing cabinet. today.
post #546 of 662
Thread Starter 
Quote:
Originally Posted by scrapadoozer View Post
Hey everybody! I'm pregnant! : Really need to save those pennies now.
J - Congratulations!!!!
post #547 of 662
yay, jenny!! :

july 1:
july 2:
july 3:
july 4:
july 5:
july 6:
july 7:
july 8:
july 9:
july 10: : made 60$ on craigslist!
july 11:
july 12:
july 13:
july 14:
july 15:
july 16:
july 17:
july 18: 24$
july 19: 26$
july 20:
july 21:
july 22: 26$ take-out, 45$ groceries, 9$ gas... :
july 23:

week 3: -53$
0$ remaining for the month

(the budget is 75$/week for food, transportation, outings, etc, 100$ a month for clothes, gifts, craft stuff, etc)

march: 48% no-spend days
april: 56% no spend days
may: 52% no-spend
june: 33% no-spend
post #548 of 662
Congrats Jenny!
post #549 of 662
July 1: ::
July 2: : :
July 3: 100.00 Grocerys 20.00 annual zoo passes for me and DH 5.00 lunch at zoo; 30.00 Diapers for new baby
July 4: ::
July 5: ::
July 6: : :
July 7: : :
July 8: : :
July 9: : :
July 10: 45 dollars for a Moby wrap and New native Sling, 5 for a new bobby pillow.
July 11: : :
July 12: 320.00 Chest Freezer, 30.00 meal out, 10.00 wooden puzzles for DD, 5.00 outfit for new baby coming, 30.00 misc household items 30.00 delievery fee for freezer
July 13: :
July 14- : :
July 15-::
July 16- 171 Groceries.. 10 sling..
July 17- : :
July 18- 150 Misc household things. 15.00 eating out
July 19- : :
July 20- : :
July 21- : :
July 22: : We had our 20 week ultrasound today! Im measuring a week ahead (suppose to be 23 measuring 24) which means the baby would be due on my husbands birthday! He/she was subborn though so we don't know if its a boy or a girl.

Goals
17/25 No Spend Days
16/20 No Drive Days
220/200 Food budget
50/50 Household budget
115/100 New baby budget
Make 200.00 off selling things we don't need/want/use: to date 425/200
900/1000 pay off most of car
post #550 of 662
My key:

:= groceries
=gas (that gets angry face for gas prices)
=necessary spending= dh b-day, car 10k mile check up
:= unnecessary spending
:=no money left my hands

7/1-:
7/2-:
7/3-: $14.96 a new environmentally friendly water bottle
7/4-:
7/5-:
7/6-:
7/7- $42 gas (didn't fill up), : $58 groceries
7/8-:
7/9-:
7/10-:
7/11-: $52 on various items some necessary, some maybe not, $42 gas
7/12-:
7/13-:
7/14-: $1.73 on Iced Coffee
7/15-: $4.65 Iced Mocha, $22.13 dinner out, $25 dvd
7/16- $10 gas on cc (to get me thru til Friday payday)
7/17-: $1.29 Panera, $4.23 Subway, $8.00 Mexican rest. $63.85 oil change, $86.49 DH b-day present
7/18-: $6 lunch, $32 Circuit City, $50 gas
7/19-:
7/20-:
7/21-:
7/22-:
7/23-:
post #551 of 662
7/1 = $16.97 diapers/wipes, $42.50 groceries (plus $32.66 for biweekly produce delivery)
7/2 = :
7/3 = $7 massage at work
7/4 = : $1.93 ice cream
7/5 = $38.87 gas, $4.98 milk
7/6 = :
7/7 = :
7/8 = $59.41 groceries
7/9 = :
7/10 = :
7/11 = :
7/12 = $2.49 milk, : $24 music festival
7/13 = $21.82 groceries, $23.37 gas, : $23.66 new SIGG bottle
7/14 = : $9 flowers for Grandma (unnecessary, but worth it ), $2 earplugs
7/15 = :
7/16 = $31.10 gas, : $6 coffee and treats for kiddos
7/17 = : $6 little bags of souvenir rocks for the kids
7/18 = $36.57 gas, $11.94 groceries, : $64.70 at Target on misc. things--some needed, most not
7/19 = $4.98 milk, $5.79 groceries, $13.94 wasp trap, : $6.45 + $11.83 thrift store, $38.74 skirt & bindis, $6 wine, $7 beer, $4 gelato
7/20 = :
7/21 = :
7/22 = : $16 margarita mix for dinner playgroup
7/23 = $66.51 groceries, $7.35 another wasp trap, $30.69 gas, : $46.20 ticket for Yonder at Red Rocks (unnecessary, but will be very fun )

: no spending 9/20
spending within budget
: unnecessary spending

Grocery total so far = $251.37/$250
post #552 of 662
7/1 $235 don't ask
7/2
7/3
7/4
7/5
7/6 $70 bag
7/7
7/8
7/9
7/10
7/11 $21 coop
7/12
7/13
7/14 $62 coop, $55 target
7/15
7/16
7/17
7/18
7/19
7/20
7/21 $25 movies
7/22
7/23 $115 dream wrap

July Spending Goals:
No Spend days: 17/20
No etsy/DS/ebay: 19/25
Non-necessary Spending: $468/450

July Savings Goals:
Disneyland: 50/300
Swim: 0/250
Car: 0/100
post #553 of 662
1: : $5 lunch & 6.80 organizer thing and frozen juice concentrate
2:
3:
4: :3.00 & 38.95 sis's birthday gift & 9.79 organizer & : .97 candy for me
5: 3.01 ice cream for dad . . . he just had surgery
6: 63.27 at Target - underwear for hubby and some baby stuff . . . 13 dollars worth is going back tomorrow . . . was it necessary? I don't know I think so
7: + 12.70 returns at Target
8:
9: : 62.85
10:
11: : 3.66 lunch and soda at work
12: 250 exactly . . . won't get into it but it was all budgeted (although not fun)
13:
14: : 1.94 food and 1.25 soda at work . . . I've got to get on the ball! I'm doing a horrible job bringing my lunch this week and it's only monday!!! Also 9.79 on a micro SD card - not planned for but a GREAT deal (1G) and I will use it : 30.18
15:
16:
17:
18: : 7.72 on food and a drink at work . . . my friday/payday treat. 46.45 on clothes for my son. They grow like freaking weeds.
19:
20: : 2.00
21: : 3.89 on a chocolate bar and candy . . . skittles were on sale for .30!!!
22:
23: + 21.20 in returns at Target

Truly no spend!
: Groceries
Necessary or planned spending
: unnecessary spending
post #554 of 662
July 1 - Happy Canada Day!!!!!!!!!
July 2 - $130 to Mom for kids picnic table, $40 storage containers
July 3 - $16 lunch
July 4 - $163 Groceries
July 5 - $30 market, $9 Dollar store, $39 Wine, $66 books
July 6 -
July 7 - $31 magazine subscription, $43 computer speakers (ours broke) & surge protector (we didn't have one)
July 8 - $85 Gas:, Prescription $20, groceries $44, Speeding ticket $52
July 9 - $14 lunch on the road
July 10 -
July 11 - $7 mini golf, $3 Veggies, $15 games & rides, $52 drugstore, $10 wine, $14 dinner
July 12 -
July 13 - $83 meat order, $14 lunch on the road, $70 gas:
July 14 -
July 15 - $125 Groceries, $22 kids pjs, $21 t-shirts for me, $11 homeopathic cough medicine (why do my kids not get colds all winter and then get sick in the summer )
July 16 -
July 17 - $40 Dinner, $150 Hair
July 18 -
July 19 - $34 Pedicure & eyebrow wax, $20 lunch, $71 groceries
July 20 -
July 21 - $56 Fedex, $377 Electrition, $28 took kids to playplace & lunch
July 22 -
July 23 - $25 parking:, $36 lunch, $20 groceries, $250 dentist, $24 dinner


No spend days 9/20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending
post #555 of 662
7/21 no spend
7/22 $3 cash I already had
7/23 no spend
post #556 of 662
July 1:
July 2: $61 no drive
July 3:
July 4: $147.53
July 5:
July 6:
July 7:
July 8: $40.01 no drive
July 9: $188.14
July 10: no spend I did drive to the river
July 11: $178
July 12: no spend I drove to a friends house for dinner
July 13:
July 14: $317.56
July 15:
July 16:
July 17: $1252
July 18: $12 coffee and smoothies
July 19: $124 I am not doing so well
July 20:
July 21: $13.50 online shopping no drive
July 22: $71.36 no drive in our van
July 23: $15.00: Post office and ice cream. No drive

Man...I am just really shocked. I am actually trying to be good. This has been really eye opening for me. This is the first time I have done this and WOW! That is where all the money is going!!!!
post #557 of 662
7/1: $81 in groceries, $7.50 for coffees out of misc spending budget
7/2: No Spend!
7/3: No Spend!
7/4: $25 groceries, $4 coffee
7/5: No Spend!
7/6: $3.94 on tomato plants
7/7: No Spend!
7/8: : $30 Target, $3.25 Cold Stone Creamery, $20 dr copay
7/9: $15 strawberries:, $7 bagel shop lunch
7/10: $5 Farmer's market, $34 at coop
7/11: $16 perlite for garden
7/12: $20 groceries $20 Home Depot for garden supplies
7/13:
7/14: : $10 Target, incl Dr Pepper
7/15: /: $10 Taco bell. Wasn't that good.
7/16: : $126 on new pillows
7/17: $18.25 farmer's market :$380 car repair
7/18: $14 lunch, $14 for transcripts
7/19: $35 Fleet farm and DQ
7/20: $18 ice cream
7/21: $40 groceries
7/22:
7/23: $9 ice cream
7/24: $11 gas

6/12 true no spend days
17/31 spend w/in budget days
$306/$450 total food spending
$271/$150 total misc spending (household, treats,etc)
$100 saved for dd's school
22/31 no Dr Pepper bought
$18.75/$200 made selling unused items
$56/$100 earned with Pampered Chef
post #558 of 662
01.. $7.50 ECHO museum pass
02.. $31 white noise machine, ice cream
03..
04..
05.. $27 pictures from Costco
06..
07..
08..
09.. $10.97 baby stickers and pictures
10..
11..
12..
13.. $10.76 scrapbooking adhesive
14..
15..
16..
17..
18..
19..
20.. $32 workout shorts
21.. $5.42 Burger King
22.. $12 dinner at restaurant
23.. $6 bagel shop, $10.50 plastic animals
24.. $13 diapers, $2 coffee

My goals:

15/20 No Spend Days
Tally of evil: $138.92
post #559 of 662
Still a hot mess. No more thrifting this week! Really!!

Week 1:
Monday, June 30: no spend, no drive
Tuesday, July 1: no spend
Wednesday, July 2: $541.24 credit card payment; $4.54 at McD's, $19.49 GW
Thursday, July 3: $5 GW
Friday, July 4: no spend
Saturday, July 5: no spend, no drive
Sunday, July 6: $6.06 postage, $75 prescriptions

Week 1 totals:
$35.09/$40 fun money :
$541.24/$1,000 CC
2/1 thrift trips
2/3 no drive days

Week 2:
Monday, July 7: +$35 books sold, -$18.90 for a new book for Mark and a DVD for both of us
Tuesday, July 8: $12.51 PO; $1.85 muffin; $5.41 GW; $3.54 Taco Bell :/
Wednesday, July 9: $2.75 afternoon snack
Thursday, July 10: $5.14 GW; $3.88 Taco Bell
Friday, July 11: $14.96 PO
Saturday, July 12: $2.75 turnover; $15.97 GW
Sunday, July 13: No spend, no drive, $159 CC payment

Week 2 totals:
$85.81/$79.91 fun money
$700.24/$1,000 CC
3/1 thrift trips
1/3 no drive days

Week 3:
Monday, July 14: $13.40 PO
Tuesday, July 15: $3.88 Taco Bell; $4.50 GW; $4 Starbucks
Wednesday, July 16: no spend
Thursday, July 17: no spend
Friday, July 18: $7 breakfast; $3.52 GW; $3.88 Taco Bell
Saturday, July 19: no spend
Sunday, July 21: $5.95 GW, +$29 from Ebay

Week 3 totals:
$46.13/$63.10 fun money :
$700.24/$700 CC :
3/1 thrift trips
0/2 no drive days

Week 4:
Monday, July 21: $3.75 coffee
Tuesday, July 22: $29.70 GW; $3.34 Taco Bell
Wednesday, July 23: $9.60 PO; $5.19 GW; $5.96 lunch; +$18.19 Amazon; $30 Happy Hour, $18 new Portishead CD
Thursday, July 24: $3.50 Taco Bell; $4 GW

Goals:
$40/week fun money
$700/month to CC
1 thrift trip/week
2 no-drive days/week
post #560 of 662
07/01
07/02 $10.00 Polly Pocket silliness for dd.
07/03
07/04
07/05
07/06
07/07
07/08
07/09
07/10
07/11
07/12 $2 yard sale, $2 target, $8 magazine subscription
07/13
07/14
07/15
07/16 $1.11 fabric. I really went crazy!
07/17
07/18
07/19 $15 assorted yard sale finds.
07/20
07/21 $7.33 swap shipping
07/22
07/23
07/24

19/23 No-Spend Days
$45.44/$100 Unnecessary Spending
$430/$250 Credit Card Debt
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › **July No-Spend Challenge** - It's the last week of July! Finish strong!!