**July No-Spend Challenge** - It's the last week of July! Finish strong!! - Page 29

[allborntogrow]

So I've been doing okay this month . . . on a little no spend run, but we will be doing some baby shopping tomorrow, so there's some potential (okay definite) spending on the horizon.

1: : $5 lunch & 6.80 organizer thing and frozen juice concentrate
2:
3:
4: :3.00 & 38.95 sis's birthday gift & 9.79 organizer & : .97 candy for me
5: 3.01 ice cream for dad . . . he just had surgery
6: 63.27 at Target - underwear for hubby and some baby stuff . . . 13 dollars worth is going back tomorrow . . . was it necessary? I don't know I think so
7: + 12.70 returns at Target
8:
9: : 62.85
10:
11: : 3.66 lunch and soda at work
12: 250 exactly . . . won't get into it but it was all budgeted (although not fun)
13:
14: : 1.94 food and 1.25 soda at work . . . I've got to get on the ball! I'm doing a horrible job bringing my lunch this week and it's only monday!!! Also 9.79 on a micro SD card - not planned for but a GREAT deal (1G) and I will use it : 30.18
15:
16:
17:
18: : 7.72 on food and a drink at work . . . my friday/payday treat. 46.45 on clothes for my son. They grow like freaking weeds.
19:
20: : 2.00
21: : 3.89 on a chocolate bar and candy . . . skittles were on sale for .30!!!
22:
23: + 21.20 in returns at Target
24:

Truly no spend!
: Groceries
Necessary or planned spending
: unnecessary spending

[Hollysmom]

July 1 - Happy Canada Day!!!!!!!!!
July 2 - $130 to Mom for kids picnic table, $40 storage containers
July 3 - $16 lunch
July 4 - $163 Groceries
July 5 - $30 market, $9 Dollar store, $39 Wine, $66 books
July 6 -
July 7 - $31 magazine subscription, $43 computer speakers (ours broke) & surge protector (we didn't have one)
July 8 - $85 Gas:, Prescription $20, groceries $44, Speeding ticket $52
July 9 - $14 lunch on the road
July 10 -
July 11 - $7 mini golf, $3 Veggies, $15 games & rides, $52 drugstore, $10 wine, $14 dinner
July 12 -
July 13 - $83 meat order, $14 lunch on the road, $70 gas:
July 14 -
July 15 - $125 Groceries, $22 kids pjs, $21 t-shirts for me, $11 homeopathic cough medicine (why do my kids not get colds all winter and then get sick in the summer )
July 16 -
July 17 - $40 Dinner, $150 Hair
July 18 -
July 19 - $34 Pedicure & eyebrow wax, $20 lunch, $71 groceries
July 20 -
July 21 - $56 Fedex, $377 Electrition, $28 took kids to playplace & lunch
July 22 -
July 23 - $25 parking:, $36 lunch, $20 groceries, $250 dentist, $24 dinner
July 24 -

No spend days 10/20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending

[liangel]

My key:

:= groceries
=gas (that gets angry face for gas prices)
=necessary spending= dh b-day, car 10k mile check up
:= unnecessary spending
:=no money left my hands

7/1-:
7/2-:
7/3-: $14.96 a new environmentally friendly water bottle
7/4-:
7/5-:
7/6-:
7/7- $42 gas (didn't fill up), : $58 groceries
7/8-:
7/9-:
7/10-:
7/11-: $52 on various items some necessary, some maybe not, $42 gas
7/12-:
7/13-:
7/14-: $1.73 on Iced Coffee
7/15-: $4.65 Iced Mocha, $22.13 dinner out, $25 dvd
7/16- $10 gas on cc (to get me thru til Friday payday)
7/17-: $1.29 Panera, $4.23 Subway, $8.00 Mexican rest. $63.85 oil change, $86.49 DH b-day present
7/18-: $6 lunch, $32 Circuit City, $50 gas
7/19-:
7/20-:
7/21-:
7/22-:
7/23-:
7/24- $30 gas/ $10 dress alteration/: $50 mani/pedi, $7.42 bkfst and lunch out/ $19.58 Kmart/$2.65 PBS obligation/$4.31 Subway (for the car ride up to NY so we don't have to stop for fast food)/: $29.44 Bi-Lo

[honeybee80]

7/1 = $16.97 diapers/wipes, $42.50 groceries (plus $32.66 for biweekly produce delivery)
7/2 = :
7/3 = $7 massage at work
7/4 = : $1.93 ice cream
7/5 = $38.87 gas, $4.98 milk
7/6 = :
7/7 = :
7/8 = $59.41 groceries
7/9 = :
7/10 = :
7/11 = :
7/12 = $2.49 milk, : $24 music festival
7/13 = $21.82 groceries, $23.37 gas, : $23.66 new SIGG bottle
7/14 = : $9 flowers for Grandma (unnecessary, but worth it ), $2 earplugs
7/15 = :
7/16 = $31.10 gas, : $6 coffee and treats for kiddos
7/17 = : $6 little bags of souvenir rocks for the kids
7/18 = $36.57 gas, $11.94 groceries, : $64.70 at Target on misc. things--some needed, most not
7/19 = $4.98 milk, $5.79 groceries, $13.94 wasp trap, : $6.45 + $11.83 thrift store, $38.74 skirt & bindis, $6 wine, $7 beer, $4 gelato
7/20 = :
7/21 = :
7/22 = : $16 margarita mix for dinner playgroup
7/23 = $66.51 groceries, $7.35 another wasp trap, $30.69 gas, : $46.20 ticket for Yonder at Red Rocks (unnecessary, but will be very fun )
7/24 = :

: no spending 10/20
spending within budget
: unnecessary spending

Grocery total so far = $251.37/$250

[CityChic]

7/1 & : It's a good day!
7/2 : $6.87 for lunch because SOMEONE STOLE MY LUNCH at work!! :
7/3 & : If you want to see what I've been working on check it out here - www.rachaeljudd.wordpress.com
7/4 We had a nice day celebrating with the in-laws
7/5 : $7.00 makeup
7/6 : $67 dinner on the CC , DH and I both thought the other had grabbed cash...ick!
7/7 and :
7/8 and : Used a gift card for some dessert, woo hoo!
7/9 No Spend! I didn't work on writing but will today, I am adjusting my goal to 20 days of working on my business as it seems more realistic.
7/10 : $9.08, ice cream
7/11 : $12.96 - Movies, but we had free dessert at the 7/11
7/12
7/13 : $13.50 breakfast but we packed a lunch and went to the park so that was nice!
7/14 and : what a great day!
7/15 and $15 extra on CC planning to : when I get home!
7/16 : $5.50 on cold drinks during our walk
7/17 : $3.50 on doughnuts :
7/18 Today is going to be no spend! Plus, I got to bill my first freelance client $455 :
7/19 : $25 I let DH talk me into going for brunch...ugh
7/20 : $3.30 Stopped at Starbucks...why coffee...why!!!
7/21 : $12.20 for contact solution and a snack, didn't need the snack
7/22 Yay! I just keep telling myself that we need to pay off the CC
7/23 It will be no spend, there is no reason to spend.
7/24 : $4.14 on snacks

Specific goals...

Total Overspend: $160.05 :
No Spend Days: 12/20
Debt Payment: $15/$400
**Extra debt payment is not likely to happen this month because DH's work has been slow.
30 minutes/day on business 8/20 :

[FeelingBlessed]

Ummmm...bring on August (please); I could use a fresh start!

Kim :

July 1:
July 2:
July 3:
July 4:
July 5:
July 6:
July 7:
July 8:
July 9:
July 10:
July 11:
July 12:
July 13:
July 14:
July 15:
July 16: $19.60 library fines
July 17:
July 18: groceries overbudget (incl. MIL's b-day celebration)
July 19: big dumb color laser printer purchase (not frivolous, as it supports my businesses, but crazy expensive if you factor in toner)
July 20: $9
July 21: $20 pizza
July 22: $15 makeup application for photo shoot (mag piece on my business)
July 23:
July 24: overbudget groceries

GOALS:
* Less than $50 in frivolous spending: month to date $63.60
* At least 25 days (no spend or spending w/in budget): 17/31
* Pack snacks/water for outings: 23/31
* NO library fines: month to date $19.60
* Stay within grocery/eating out budget: $867/$500
* ORGANIZE/declutter (lack of organization = spending): 13/25
* Exercise (feeling good = decreased emotional spending): 17/25
* Meal plan created: 0/4 weeks
* Sell rental house by 8/31 - push hard in July...
* Sell motorcycle by 7/15: SOLD!!!!!!!!!

[FeelingBlessed]

Originally Posted by scrapadoozer

Hey everybody! I'm pregnant! : Really need to save those pennies now.

Just catching up after being away from the thread - congrats Jenny!

[Kontessa]

It has been hard but I am still here! :

No Spend July

7/ 1 - (Bills and Food) $18
7/ 2 - : $16
7/ 3 - $16
7/ 4 - $12
7/ 5 - (birthday Grill) :P $4
7/ 6 - : $10
7/ 7 - : $5
7/ 8 - (food) $9
7/ 9 - : $6
7/10 - : (spent $3, won hyena lotto so way cool but still!) $7
7/11 - : $4
7/12 - : $3
7/13 - :
7/14 - : $6
7/15 - : ($15 baby toy) ($20 Serger thread, $20 NE Wool care) $9
7/16 - : $5
7/17 - : (fastfood) $8
7/18 - : (fastfood) $12
7/19 - : : : Spent $60 chacha money! Bad Bad Bad!
7/20 - : $6
7/21 - : $10
7/22 - $15
7/23 - : (breakfast fastfood again!) $10
7/24 - $10

[CityChic]

Originally Posted by FeelingBlessed

Ummmm...bring on August (please); I could use a fresh start!

I can admit to feeling this way more than once! Hang in there!

Originally Posted by Kontessa

It has been hard but I am still here! :

Progress is the name of the game, well done

[Om Girl]

CONGRATS JENNY! : Our thread has baby fever!

July Goals
YWCA : 0/12 days
spending

July 1: $18.74 for Whole Foods, $4.00 Moose 'n Sadies
July 2: $130.00 Target, $18.00 :, $43.00 for BFF birthday dinner
July 3: $12.35 Taco Johns, $29.64 Walgreens, $28.92 ShopKo
July 4: This is my 1,000 post!
July 5:
July 6:
July 7: $51.22 groceries, $10.00 parking, $50.00 sitter (Free tix for George Michael = Priceless!)
July 8: + made $50.00 baby-sitting
July 9: $6.00 parking, $19.00 Figlio, $36.00 donation
July 10: $39.37 Lunds, $11.58 Noodles
July 11: Found out it's a GIRL!
July 12: $3.00 iced decaf latte, $4.00 cafeteria, $1.30 Coca-Cola
July 13: $40.00 farmers market, $3.35 soda
July 14:
July 15: $4.00 parking (work meeting), $48.00 HC, $20.00 Co-op
July 16:
July 17: $5.00 tip for re-cut, $15.00 product for my cool hair, $5.00 dinner @ work.
July 18:
July 19: $30.00 groceries
July 20:
July 21: $15.03 "historical" birth books, $4.00 Starbucks, $20.00 dinner
July 22:
July 23: $46.69 Gas, $15.00 parking for work :
July 24: $2.40 on a 1970's Hippie book from the Antiques store!
July 25: $10.00 in misc. spending

Not doing so hot this month...need to get better...

[nadia105]

7/1: $81 in groceries, $7.50 for coffees out of misc spending budget
7/2: No Spend!
7/3: No Spend!
7/4: $25 groceries, $4 coffee
7/5: No Spend!
7/6: $3.94 on tomato plants
7/7: No Spend!
7/8: : $30 Target, $3.25 Cold Stone Creamery, $20 dr copay
7/9: $15 strawberries:, $7 bagel shop lunch
7/10: $5 Farmer's market, $34 at coop
7/11: $16 perlite for garden
7/12: $20 groceries $20 Home Depot for garden supplies
7/13:
7/14: : $10 Target, incl Dr Pepper
7/15: /: $10 Taco bell. Wasn't that good.
7/16: : $126 on new pillows
7/17: $18.25 farmer's market :$380 car repair
7/18: $14 lunch, $14 for transcripts
7/19: $35 Fleet farm and DQ
7/20: $18 ice cream
7/21: $40 groceries
7/22:
7/23: $9 ice cream
7/24: $11 gas
7/25:

7/12 true no spend days
18/31 spend w/in budget days
$306/$450 total food spending
$271/$150 total misc spending (household, treats,etc)
$100 saved for dd's school
23/31 no Dr Pepper bought
$18.75/$200 made selling unused items
$56/$100 earned with Pampered Chef

[lunamama]

July 1:
July 2: $61 no drive
July 3:
July 4: $147.53
July 5:
July 6:
July 7:
July 8: $40.01 no drive
July 9: $188.14
July 10: no spend I did drive to the river
July 11: $178
July 12: no spend I drove to a friends house for dinner
July 13:
July 14: $317.56
July 15:
July 16:
July 17: $1252
July 18: $12 coffee and smoothies
July 19: $124 I am not doing so well
July 20:
July 21: $13.50 online shopping no drive
July 22: $71.36 no drive in our van
July 23: $15.00: Post office and ice cream. No drive
July 24:

[Om Girl]

July Goals
YWCA : 0/12 days
spending

July 1: $18.74 for Whole Foods, $4.00 Moose 'n Sadies
July 2: $130.00 Target, $18.00 :, $43.00 for BFF birthday dinner
July 3: $12.35 Taco Johns, $29.64 Walgreens, $28.92 ShopKo
July 4: This is my 1,000 post!
July 5:
July 6:
July 7: $51.22 groceries, $10.00 parking, $50.00 sitter (Free tix for George Michael = Priceless!)
July 8: + made $50.00 baby-sitting
July 9: $6.00 parking, $19.00 Figlio, $36.00 donation
July 10: $39.37 Lunds, $11.58 Noodles
July 11: Found out it's a GIRL!
July 12: $3.00 iced decaf latte, $4.00 cafeteria, $1.30 Coca-Cola
July 13: $40.00 farmers market, $3.35 soda
July 14:
July 15: $4.00 parking (work meeting), $48.00 HC, $20.00 Co-op
July 16:
July 17: $5.00 tip for re-cut, $15.00 product for my cool hair, $5.00 dinner @ work.
July 18:
July 19: $30.00 groceries
July 20:
July 21: $15.03 "historical" birth books, $4.00 Starbucks, $20.00 dinner
July 22:
July 23: $46.69 Gas, $15.00 parking for work :
July 24: $2.40 on a 1970's Hippie book from the Antiques store!
July 25: : really don't want to tally the ...

[IfMamaAintHappy]

7/21 no spend
7/22 $3 cash I already had
7/23 no spend
7/24 $6 for mom's night out (movie/water/pretzels), and $35 for groceries

[Logan's Mom]

Wow, I realize I spent far more on myself this month then I normally do, but I can't believe I spend as much as I do on groceries and unnecessary items. This is a real eye opener. I think I will join next month's too. I wish my DH would join so we really know where our finances go, but I know he won't.

July 1st - Spent $1.05 on a drink
July 2nd - Spent $1.25 on a drink, $3 on cotton candy at the fair, $11.26 JT co-op shipping (goes under food budget)
July 3rd - Spent $63.91 @ BJs (DH) + $7.00 grocery store - No Drive
July 4th - No Spend
July 5th - No Spend, No Drive
July 6th - $2.50 @ CVS - cookies & m&ms
July 7th - $76.71 Groceries
July 8th - $28.00 pedicure + gas $23.46
July 9th - $1.00 CVS - cookies
July 10th - $85 on a massage - was very stressed about job thing
July 11th - $25.00 celebration dinner (dont have receipts)
July 12th - No spend/No Drive
July 13th - $85.65 Groceries
July 14th - No spend/no drive
July 15th - No spend
July 16th - No send
July 17th - $2.70 on sodas for myself and a friend
July 18th - $2.80 on a lg Iced Coffee
July 19th - $8.64 CVS
July 20th - $52.72 Groceries
July 21st - BJs $92.62 + Target $4.11
July 22nd - $75 waxing and pedicure
July 23rd - $ 6.00 - Lunch
July 24th - $ 6.00 - Lunch = $82.50 -- early xmas presents from co-op
July 25th - $ 6.00 - Lunch

unnecessary spending = $ 324.80
food/groceries = $ 401.01
no drive = 4/30
no spend = 6/30

[OkiMom]

July 1: ::
July 2: : :
July 3: 100.00 Grocerys 20.00 annual zoo passes for me and DH 5.00 lunch at zoo; 30.00 Diapers for new baby
July 4: ::
July 5: ::
July 6: : :
July 7: : :
July 8: : :
July 9: : :
July 10: 45 dollars for a Moby wrap and New native Sling, 5 for a new bobby pillow.
July 11: : :
July 12: 320.00 Chest Freezer, 30.00 meal out, 10.00 wooden puzzles for DD, 5.00 outfit for new baby coming, 30.00 misc household items 30.00 delievery fee for freezer
July 13: :
July 14- : :
July 15-::
July 16- 171 Groceries.. 10 sling..
July 17- : :
July 18- 150 Misc household things. 15.00 eating out
July 19- : :
July 20- : :
July 21- : :
July 22: :
July 23: : :
July 24: : :

Goals
19/25 No Spend Days
18/20 No Drive Days
220/200 Food budget
50/50 Household budget
115/100 New baby budget
Make 200.00 off selling things we don't need/want/use: to date 425/200
900/1000 pay off most of car

[scrapadoozer]

07/01
07/02 $10.00 Polly Pocket silliness for dd.
07/03
07/04
07/05
07/06
07/07
07/08
07/09
07/10
07/11
07/12 $2 yard sale, $2 target, $8 magazine subscription
07/13
07/14
07/15
07/16 $1.11 fabric. I really went crazy!
07/17
07/18
07/19 $15 assorted yard sale finds.
07/20
07/21 $7.33 swap shipping
07/22
07/23
07/24
07/35 $11.12 Fast food

Ugh, I don't know why I let DH talk me into that crap.

19/23 No-Spend Days
$56.56/$100 Unnecessary Spending
$430/$250 Credit Card Debt

[honeybee80]

7/1 = $16.97 diapers/wipes, $42.50 groceries (plus $32.66 for biweekly produce delivery)
7/2 = :
7/3 = $7 massage at work
7/4 = : $1.93 ice cream
7/5 = $38.87 gas, $4.98 milk
7/6 = :
7/7 = :
7/8 = $59.41 groceries
7/9 = :
7/10 = :
7/11 = :
7/12 = $2.49 milk, : $24 music festival
7/13 = $21.82 groceries, $23.37 gas, : $23.66 new SIGG bottle
7/14 = : $9 flowers for Grandma (unnecessary, but worth it ), $2 earplugs
7/15 = :
7/16 = $31.10 gas, : $6 coffee and treats for kiddos
7/17 = : $6 little bags of souvenir rocks for the kids
7/18 = $36.57 gas, $11.94 groceries, : $64.70 at Target on misc. things--some needed, most not
7/19 = $4.98 milk, $5.79 groceries, $13.94 wasp trap, : $6.45 + $11.83 thrift store, $38.74 skirt & bindis, $6 wine, $7 beer, $4 gelato
7/20 = :
7/21 = :
7/22 = : $16 margarita mix for dinner playgroup
7/23 = $66.51 groceries, $7.35 another wasp trap, $30.69 gas, : $46.20 ticket for Yonder at Red Rocks (unnecessary, but will be very fun )
7/24 = :
7/25 = :

: no spending 11/20
spending within budget
: unnecessary spending

Grocery total so far = $251.37/$250

I sold my desk today for $60 and tomorrow I'm going to the grand opening of a new Goodwill near me to find a bookshelf to put in it's place. This bookshelf purchase will NOT count as spending since no additional money will be leaving my pocket

[lunamama]

July 1:
July 2: $61 no drive
July 3:
July 4: $147.53
July 5:
July 6:
July 7:
July 8: $40.01 no drive
July 9: $188.14
July 10: no spend I did drive to the river
July 11: $178
July 12: no spend I drove to a friends house for dinner
July 13:
July 14: $317.56
July 15:
July 16:
July 17: $1252
July 18: $12
July 19: $124
July 20:
July 21: $13.50 online shopping no drive
July 22: $71.36 no drive in our van
July 23: $15.00: Post office and ice cream. No drive
July 24:
July 25:

= no drive/no spend

[Hollysmom]

Congratulations scrapadoozer!!!!!:



July 1 - Happy Canada Day!!!!!!!!!
July 2 - $130 to Mom for kids picnic table, $40 storage containers
July 3 - $16 lunch
July 4 - $163 Groceries
July 5 - $30 market, $9 Dollar store, $39 Wine, $66 books
July 6 -
July 7 - $31 magazine subscription, $43 computer speakers (ours broke) & surge protector (we didn't have one)
July 8 - $85 Gas:, Prescription $20, groceries $44, Speeding ticket $52
July 9 - $14 lunch on the road
July 10 -
July 11 - $7 mini golf, $3 Veggies, $15 games & rides, $52 drugstore, $10 wine, $14 dinner
July 12 -
July 13 - $83 meat order, $14 lunch on the road, $70 gas:
July 14 -
July 15 - $125 Groceries, $22 kids pjs, $21 t-shirts for me, $11 homeopathic cough medicine (why do my kids not get colds all winter and then get sick in the summer )
July 16 -
July 17 - $40 Dinner, $150 Hair
July 18 -
July 19 - $34 Pedicure & eyebrow wax, $20 lunch, $71 groceries
July 20 -
July 21 - $56 Fedex, $377 Electrition, $28 took kids to playplace & lunch
July 22 -
July 23 - $25 parking:, $36 lunch, $20 groceries, $250 dentist, $24 dinner
July 24 -
July 25 - $235.68 Groceries from co-op, $69.89 Misc household stuff - some of which we didn't need

July has been really bad and we are going on holidays next week so I don't think it is going to get much better. Going to have to really work hard in August.

No spend days 10/20

Key:

No spend
budgeted/necessary spending
frivolous/unbudgeted spending