I feel really uncomfortable with having money in envelopes around the house, so we haven't gone there yet-is anyone else here urban and subs something for the cash envelopes? paper slips?reciepts?
We save in enveloples and pay when due: Car and house insurance.
We have a total of 33 enveloped in our envelope basket We probably have over $2000 in all those envelopes.
We live in a suburbs. We love our envelopes. We barely use the debit card. Mark carries the only one we have. We use it for gas only when purchased at costco (they don't take cash) we only go there very infrequetly. We would not do otherwise.
for example: Mark and the kids stopped by the store today to visit me (at work). I work in a grocery store. The boys wanted to buy sometype of food item. It was so easy to say, "sorry we don't have the food envelope". So, no buying of anything. could have been a different story if we did not use the envelopes and needed to keep track of how much money is left in the food budget. I don't have to keep track of that. When the cash is gone, well, it is gone.
Works great for us.