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Your bills.

post #1 of 112
7/9/08 at 1:00pm
Thread Starter 
For those who don't mind posting their numbers here, could you help me out by telling me how much you pay for the bills I'm going to list? I know that different areas are different and some things are subjective (such as rent would be lower on a smaller house), but I'm just curious as to what others are paying for these things. Feel free to give me any other details if you want that might make the bills amount seem more or less reasonable; such as the size of your house, how many people are on your insurance, what kind of water you use, the car you have, etc etc.

Rent
Health Insurance
Car Insurance
Electricity
Cable
Cellphone
Water


Thanks!!

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post #2 of 112
7/9/08 at 1:07pm
deleted
post #3 of 112
7/9/08 at 1:08pm
Rent -- <225, which includes water & trash (we : our mobile home park)
Health Insurance -- 187/mo for 5k deductible plan for DS, DSS, & myself (DH gets coverage thru the VA)
Car Insurance -- 450 every 6 mos
Electricity -- 50-150 (highest in the winter due to electric heat. we live in TX, btw) plus about 25/mo for natural gas
Cable -- we're TV-free, but internet is 45
Cellphone -- 84/mo for both of us. looking into cutting this back.
post #4 of 112
7/9/08 at 1:12pm
Rent - $705 (30 year mortgage on a 3 bedroom house in an urban area, includes taxes and insurance)
Health Insurance - $120/month (through work, for DH and DD, I am covered for free)
Car Insurance - $75 (comprehensive coverage on two cars. Low mileage plans)
Electricity - $75 (not including AC months. We were also just informed of an upcoming rate increase, our heat is natural gas)
Cable - don't have it. Don't have the money
Cellphone - use prepaid, about $10-15/month
Water - $40/month
post #5 of 112
7/9/08 at 1:14pm
Rent - 805
Health Insurance - 0 - Military Family (no copays, either)
Car Insurance - 116/mo (includes renter's insurance, 2 cars)
Electricity - avg 45/mos (July-Sept are usually about 70-90, but, only used AC twice so far this summer (keep fingers crossed)
Cable - 70 (cable and internet combined - cable itself is $18+fees/taxes)
Cellphone - 80 (two lines combined)
Water - 0, included in rent, along with gas heat and trash.
post #6 of 112
7/9/08 at 1:15pm
Wow, my numbers are way higher! I live in a fairly high cost of living area though, on the west coast.

Rent: $995 (3 bed apt, 1200 sq ft, this was a steal and rent is bound to go up)
Health Insurance: not sure, taken out of DH's pay pre-tax
Car Insurance: $70 a month (one driver, one car)
Electricity: $100 a month (ouch!)
Cable: $77 currently, cutting back to $60 once promotion ends (this is for both internet service and TV)
Cellphone: $90 for both of us (our only phone service)
Water: $27

HTH!
post #7 of 112
7/9/08 at 1:17pm
Rent :House $550 (including insurance and taxes- paying at 15 yr)
Health Insurance : 160month family
Car Insurance : $85 month(pay it 6mo at a time to save $6 mo installment fee) 95 Truck and 01 Odyssey- both full coverage
Electricity : $115 monthly avg. ALL electric home 1800sft up and 1200 downstairs
Cable : None
Cellphone : $10 month - maybe we just use a tracphone for emergencies and don't buy minutes all that often
Water : None we have a well
Phone and Internet : $85 for unlimited long distance and high speed internet
Netflix: $8.99

That is all of our bills
post #8 of 112
7/9/08 at 1:18pm
Rent - 850 (3 bdroom house in the country with lots of privacy)
Health Insurance - 87.69 every 2 weeks
Car Insurance - 90/mo (includes renter's insurance, 2 cars)
Electricity - avg 280/mos
Cable - 55
Cellphone - 90 (two lines combined)
Water - 0, on a well
post #9 of 112
7/9/08 at 1:19pm
Thread Starter 
Question for you all...
In our spreadsheet doc that has bills in it, my husband has:
Cobra 515
Golden Rule 147

Golden rule is our son's health insurance, and Cobra (Blue Cross & Blue Shield) is the insurance on him and I that he got after he lost his last job. Looking at all the numbers here I'm assuming that he has the total as something more than "per month". At those prices, any idea if that is "per month" or how often of an interval that looks like it would be?
post #10 of 112
7/9/08 at 1:20pm
We are in the city...

Rent $1300 3br 1 bth
Health Insurance - $175
Car Insurance - 0, we don't own a car
Electricity - $80
Cable - $180 (cable/internet)
Cellphone - $180 (I know, excessive but this is our splurge, we both have iPhones)
Water - $0 included in our rent
post #11 of 112
7/9/08 at 1:21pm
Quote:
Originally Posted by MamaPyratekk View Post
Question for you all...
In our spreadsheet doc that has bills in it, my husband has:
Cobra 515
Golden Rule 147

Golden rule is our son's health insurance, and Cobra (Blue Cross & Blue Shield) is the insurance on him and I that he got after he lost his last job. Looking at all the numbers here I'm assuming that he has the total as something more than "per month". At those prices, any idea if that is "per month" or how often of an interval that looks like it would be?
That could be per month. Cobra for me was almost $700/month.
post #12 of 112
7/9/08 at 1:21pm
Quote:
Originally Posted by MamaPyratekk View Post
Question for you all...
In our spreadsheet doc that has bills in it, my husband has:
Cobra 515
Golden Rule 147

Golden rule is our son's health insurance, and Cobra (Blue Cross & Blue Shield) is the insurance on him and I that he got after he lost his last job. Looking at all the numbers here I'm assuming that he has the total as something more than "per month". At those prices, any idea if that is "per month" or how often of an interval that looks like it would be?
Generally COBRA insurance is WAY high I would bet that is per month.
post #13 of 112
7/9/08 at 1:21pm
Mortgage: $720/month
Health Insurance: $1/month for all of us, $600 deductible
Car Insurance: $553 for Nissan, Dodge and Mercedes/ 6 months
Electricity: $70 budget plan/month - we have gas heat and supplement with wood
Cable: $65/month
Cellphone: $85 for 3 lines/ unlimited rollover minutes
Water: $45/month general use only... we don't water anything outside


My mother lives with us, so we have 3 adults and a 6 year old. Our house is a 1939 English stone farmhouse. The main living area is 1200 sq. ft. We have a finished basement that has a family room... 300 sq. ft. My mother's addition is another 600 sq. ft. that is heated solely with baseboard heat. Cable is satellite 120 channel package. Our cars are pretty new, so even though we own them outright we still have full coverage on them. Health insurance is through dh's work - he's a tenured university professor. HTH!
post #14 of 112
7/9/08 at 1:23pm
Rent - 1371-townhouse in 4th biggest city in Canada...3 bedrooms.

Health Insurance - pretty much 'free', but we pay high tax rates.

Car Insurance - 100/month
Electricity - 110/month
Cable, Internet and Phone combined to $120/month
Cellphone - 40/month
Water - 50/month (washign cloth diapers these days).
post #15 of 112
7/9/08 at 1:41pm
Here, this will make everyone else feel better, LOL!

Rent: We own a smallish home in a very high cost of living area. Our mortgage is $2200/month including taxes and insurance.
Health Insurance: Free (totally paid for by our employer)
Car Insurance: $106/month for a '95 Nissan Maxima and an '08 Nissan Versa
Cable: $30/month for the most basic plan
Cellphone: $75/month for 2 phones
Electricity and Water: (Los Angeles combines water and power on one bill, and we pay approximately $150/month for both. Higher in the summer when we use more water and the A/C)
post #16 of 112
7/9/08 at 1:48pm
Rent - we have a 2000 mortgage. a 1 BR apartment is about 800 for a decent one, 1000 for 2 br. this is in a city.
Health Insurance we pay about 3000/yr for the family but my company pays most of it. It would be about 1000/month if we were not subsidized by my co.
Car Insurance 300/mo for 2 cars
Electricity about 75/month
Cable I wish we don't have cable
Cellphone 40/month but that is our share of a family plan shared with my whole fam.
Water about 30 bucks /mo unless we are watering the yard a ton.
post #17 of 112
7/9/08 at 1:55pm
Rent- $2100 for a 1400 sq ft. 3bed 2bath (with an unfinished basement) on 5 acres in the country
Health Insurance- $230 for medical, $24 for dental
Car Insurance- $650 every 6 months for a minivan and a sports car
Electricity- $60-80
Cable- we don't have cable
Cellphone- $70 for 2 lines of service, $55 of which is reimbursed by DH's employer
Water- we have a private well and septic. We don't have monthly fees but we do have to maintain the system.
post #18 of 112
7/9/08 at 2:06pm
Thread Starter 
Quote:
Originally Posted by CityChic View Post
That could be per month. Cobra for me was almost $700/month.
Ugh, that's what I was afraid to hear . The thing is that with his new job it's a 10/99 job so they don't have insurance so we have to get private insurance. Any idea of something that is affordable, yet has good coverage? We are using that for now only because it gave us extension of the benefits he had from work which included prenatal - which I needed since I was already pregnant and most companies won't let you switch mid-pregnancy or it's considered "an existing condition" and they won't cover it

Just so I'm not looking at everyone else's numbers and not adding my own, I'm going to add mine too so everyone knows what I'm "comparing" to.

Rent - 1200
Cobra - 515
Golden Rule - 147
Car Insurance - 117
Electricity - 154
Cable - 49
Cellphone - 108
Water - 110

Rent is on a three story (including the basement) house with 3BR/2BA. It's only a couple of minutes drive (literally, like 2 minutes) from a main city, we have a fenced in yard (not sure of the size either). And also includes a one car garage and an outside building we can (but don't currently) use for storage.

Car insurance is on one car with one person covered. Hubby had to have an SUV for his job, so it's on a Honda Pilot.

Cellphone is the bill for two people, through Verizon.
And water is local water instead of having to be brought in from surrounding areas.

The water and electricity were high for the particular month he has the amounts saved for as it was our first month here and includes all kinds of other fees that we normally wouldn't be having to pay.
post #19 of 112
7/9/08 at 2:07pm
Rent: $975 (3 bedrooms, 1 bath)
Health Insurance: $200
Car Insurance: $83 (2 cars, 2 drivers)
Electricity: Electricity and natural gas together run $150-$175 month
Cable: Internet, phone (metered service, no long distance) and TV in one bill $125 (ouch)
Cellphone: $25 (DH work pays for his so we just pay the add-on charge for mine)
Water: $50 but expecting this to be a little more this summer with my garden

We also pay $45 mo. for life insurance (I have high risk family issues and a 30 year term policy so that's the majority of it) and we have a car payment.
post #20 of 112
7/9/08 at 2:13pm
Mortgage $480
Property Taxes $300
Homeowner's insurance $40
Health Insurance $0 (paid by my employer)
Car Insurance - not sure
Electricity/gas $149 (averaged over the year - I live in North Dakota)
Cable+phone+broadband $120
Cellphone $44
Water $65

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