Your bills. - Page 5

[hellyaellen]

Rent $375.00 / month 3 bedroom, older house, no
counterspace, did not include fridge or stove, semi-
bad neighborhood

Health Insurance $13.00 / week vision for me, dh, one kiddo & dental
(i kind of guessed me and dh only +
on this one) $13.00 / week towards fsa

Car Insurance $47.00 / month 93 ford escort wagon, 1 driver (me)

Electricity $103.00 / month

Cable $80.00 / month DISH network + less than that for
for a cable/internet bundle

Cellphone $20.00 / month prepaid virgin mobile for
more than we need but the smallest amount available


Water $36.00 / month includes garbage and sewage, not
currently washing clothes at home

[TiredX2]

We live in the Seattle area. All of my numbers are the average for the past 12 months

Rent
$2253 (Mortgage) + $46 (HOA) = $2299

Health Insurance
$0 (excellent coverage through DP's work. Some dental bills, lots of OTC allergy costs)

Car Insurance
$102 (averaged between two carriers, last year was $123/month, next year will be $89/month because we switched to Progressive mid year)

Electricity
$104 --- includes Natural Gas

Cable
Don't have

Cellphone
$0 as our Chrismtas & Birthday gifts each year, DP's parents give us 6 months of service on their family plan. So, that would be around $25-30/month including taxes (DP has unlimited texting)

Water
$72

[Kaitnbugsmom]

Rent 700 month 4 bedroom/2bath upstairs half of late 1800's house in college town. includes rent, electric, water/sewer/trash & cable TV
Health Insurance 0 now with dh deployed, 120/mo when home
Car Insurance & renters insurance $99/month for a renters, FULL coverage on 2001 Windstar & PL/PD on 1990 98 Regency[
Electricity included in rent gas for heat runs about $120/mo in winter, shut off in summer
Cable included in rent
Cellphone $120 a month for 1 phone with international, unlimited text & YIM, & 900 minutes a month
Water included in rent

[jentilla]

Mortgage: 754 includes taxes/ins small town suburb of Greenville 3/2 1700 sqft

Health Ins: $300 plus $38 for dental family plan
Car Ins: $90-93, but I just adjusted us to pleasure drivers since dh works from home so I'm anxious to see what it will gio down to next month. 2 cars-
'07 and a '98
Electric: varies with teh A/C last month it was 105 this month 171
Satellite: $40
Internet $65, but it gets expensed by dh's employer.
Cell: $42 every few months. we do a prepaid
Water: included trash, yard waste, etc. $10-12 and $35 sewer so $45-50

[Siennaflower]

South Texas here!

Rent (Mortgage) $1111
Health Insurance $0 (military)
Car Insurance I'll estimate $50, this is combined with home owners insurance and not broken down on the bill
Electricity $250 (mostly AC, working on bringing it waaay down)
Cable Don't have
Cellphone $20 (prepaid, usually a $10 card each for dh and I monthly and used for emergencies only)
Water $80 includes garbage and sewage

[ewp11100]

Rent- $570 (lot rent we own our trailer)
Health Insurance- none we have none (not by choice my husband in between jobs)
Car Insurance- $210 a month
Electricity- $160 a month (budget) + $135 a month for propane (butget)
Cable-none (we do have netflix $18)
Cellphone- $75 but we don't have home phone
Water- combine with our lot rent so none

[fanniefarkle]

NW GA:

Mortgage: $550 (includes taxes and insurance)
health insurance: only ds is covered (thru state program--no cost at his age)
car insurance: $45 (liability only on two vehicles)
electricity: $70, except in summer when a/c is used ($165 to 200something)
natural gas: $35 in summer; $200 in winter
cable: DishNetwork $55
land-line/internet: $55 long distance: $2.22
cell phone: $77 (this is a business expense)
water: $15

[elizawill]

we're in SC (Near charlotte, NC):

Rent - $900.00
Health Insurance - N/A
Car Insurance - $109 monthly (2 drivers / 2 cars)
Electricity - $150 - 200
Cable - $50
Cellphone - $120 monthly (2 phones)
Water - $50 - $70

[elizawill]

Originally Posted by sidshappymamma

NW GA:

car insurance: $45 (liability only on two vehicles)

who do you have car insurance through?? that's very good! we have our's through safeco & it is combined with our home owner's insurance & is still super high in comparison.

[Pinoikoi]

Housing $635 (0% interest mortgage) but add condo assoc dues $208 (Mortgage is WAY cheap for this area- ask me how! 5 bedroom townhouse)
Health Insurance hmm.. not sure, deducted from paycheck $280? (slightly less because I pay 9 months at $280 for a year's coverage Prob $250/month avg) dp's is less, but has less max coverage. His is secondary. We both are required to pay for this through our employment, so not really optional..
Car Insurance $155/month - includes condo insurance (extra added over basic), full coverage for 1 car, basic for 2nd car both are for two drivers.
Electricity $60/month? not sure, overpaid awhile ago, so haven't paid in months.
Cable Free with regular phone service- basic cable channels
Cellphone got a grant for low income people $5/month
Water included in condo dues.


I know this wasn't listed, but my heat is the biggest- $100-$200/month depending on month. I think it will be cheaper in the long run next year, because January is always the most expensive month and we were in the middle of finishing construction this Jan- ie no front door for TWO DAYS, etc.

[onetwoten]

I'm in Canada, so some of it is a bit different...

Mortgage: $580 - 2 bedroom 1 bath with finished basement that has an extra bedroom. I think we paid about $450 for a year of house insurance, and $30/month for mortgage insurance, required by our bank- this also has life/critical illness insurance that would pay off our house if anything happened, but we don't have general life insurance.
Health Insurance: Mostly covered since I'm in Canada, but about $40 a month for 'extras' like $600 each massage/chiro etc, vision, and some dental.
Car Insurance: $118 for a 2005 malibu. Insurance is through government, so we have no choice
Electricity: $180. This is combined Natural Gas (hot water tank) and electricity (includes furnace) We're on a budget plan that evens it out, but we should get 100-200 back in august.
Cable: $30 - It's a bundled package of high speed internet, home phone with some features, and a decent tv package for $100 including tax.
Cellphone - $30 - only one of us has one.
Water: We get a bill every three months, but I don't think we usually pay more than about $20 per month. I'm surprised this is so cheap though. I'm known for my long showers. But I do live near a massive massive lake, and they're putting in a new treatment plant, so it should probably go up.

Oh, there's only two of us here, the house is 750 square feet, and we don't use the basement. We try to be as energy conscious as possible, but still feel our electricity/natural gas is high and are looking into getting it checked.

[chicasmama]

Mortgage- $1600.00 (1400sq feet, 3 bedroom 1.5 bathroooms)
Health Ins-$650.00/month for me,dh,and dd.Includes dental and vision.
Car Ins-$250.00/month
Electricity-$150.00
Cable-$160.00/month
Cellphone-$160.00/month for 2 lines-we don't have a landline
Water-$50.00/month

[Phantaja]

There's between 2 and 6 six of us here at any given time (DH and I, my two stepkids who divide their time between us and their mom, my 18 yo BIL, who's in an out as the wind blows, and DH's aunt, who, with the grace of God, will be leaving in 17 days)

We live in Detroit

Rent: 600 for a 2000 sq foot loft (a total steal. This guy has no clue what his place is worth. We moved here from a 1 bdrm, 700 sq foot place 1.5 miles away that we paid over 1k for)
Health Insurance: 266 per month, including dental and vision
Car Insurance: I don't know
Electricity: 67.00, summer. We haven't been here through a winter yet
Cable: Included in rent
Cellphone: 170 for two
Water: included in rent

[Logan's Mom]

We live in MA (central MA, not in Boston) and our info is:

Rent $1520 + $100 (went month to month so they add an extra $100) = 960 sq ft 2 bedroom apt
Health Insurance - humm...not sure, I have DS and I on my plan - DH has his through his work)
Storage - $74
Car Insurance - Not sure - DH has his and I have a company car
Electricity - $115 on average
Cable/Internet/Phone - $125
Cellphone - DH has pay as you go which costs $15 every three months, I'm using my work one as personal too, but I need to get my own plan in case big brother is watching/listening
Water - Included in rent
Groceries - approx. $400 per month
Student Loans - for me $228 + DH is like $400
Childcare - $800 per month
Prescriptions - $35 per month

That is all I can think of off the top of my head.

[Honey693]

I live in Iowa.

Mortgage - $810
Health Insurance - I have no idea since it comes right out of DH's paycheck
Car Insurance - $500/year (we both have old cars and only pay to fix the other person's car. I can't remember what that's called.)
Electricity - ~$50
gas - $40-$150
Cable - we don't have cable
Internet - $50 (we're switching providers though b/c that's just insane)
House Phone - $17ish
Cellphone - $40
Water/trash/sewer/recycling - $50
Gym fees -$44 for two memberships
Parent payment (we borrowed money for our down payment from them and pay them back with interest) - $300

I think those are the only monthly expenses we have

[DKLcorrigan]

I live in London Ontario

Rent: 799/month inclusive
Health Insurance: 45 every 2 weeks but thats for like prescriptions and dental our hospital visits are free along with any Dr.
Car Insurance:104/month (97 ford taurus)
Electricity: n/a we are inclusive with our rent
Cable:35/month
Cellphone: n/a
Water:n/a

Loan"145/month

[lovesdaffodils]

Mortgage - $578
Car Insurance - $65 (one car)
Electricity - $75-100, depending on heat/a/c usage
Cable - $125 for digital basic + internet
Cellphone - $90 (two lines)
Water - $25

[Aufilia]

Rent: Mortgage - $2600 including taxes & insurance (we live in a very high COL area -- we bought for under the average price in our area!) 2500 sq feet is our house and also DH's office
Health Insurance: $70 for a family plan
Car Insurance: I think it's about $70/mo -- comprehensive for 1 car
Electricity: We have gas and electricity billed together, I'm not sure what the monthly average will be since we just moved, in our old house it averaged about $80/mo
Cable: $130/mo (includes business-grade Internet for DH's business)
Cellphone: $80 for two cell phones; no landline
Water: $72/mo. This is the minimum amount billed by the city for any customer; if they billed based on actual usage it would cost a lot less.

Garbage service: I think it's $20/mo here for weekly garbage, recycling and yard waste service

[SAHDS]

Originally Posted by Aufilia

Rent: Mortgage - $2600 including taxes & insurance (we live in a very high COL area -- we bought for under the average price in our area!) 2500 sq feet is our house and also DH's office
Health Insurance: $70 for a family plan
Car Insurance: I think it's about $70/mo -- comprehensive for 1 car
Electricity: We have gas and electricity billed together, I'm not sure what the monthly average will be since we just moved, in our old house it averaged about $80/mo
Cable: $130/mo (includes business-grade Internet for DH's business)
Cellphone: $80 for two cell phones; no landline
Water: $72/mo. This is the minimum amount billed by the city for any customer; if they billed based on actual usage it would cost a lot less.

Garbage service: I think it's $20/mo here for weekly garbage, recycling and yard waste service

Those are our bills, almost exactly, and I realize why - you're in Bellevue. I'm in Gig Harbor. I noticed the pp from the Seattle area was close in numbers also. I swear, this area is crazy!

[Sk8ermaiden]

Rent - (Mortgage actually) $1313, inc. taxes and ins.
Health Insurance - $200
Car Insurance - $100 for the 2 of us and 2 cars
Electricity - $200 at the moment (summer in TX) but as low as $80 in the winter
Cable - $45
Cellphone $70
Water - $30