I belong here too.
It's a complicated thing, but when isn't it? KY? If we didn't have so much credit card debt, we might be able to eek by, but we might not. Truthfully, on my DH's schoolteacher income, we qualify for WIC, and for the food bank, too. Getting these things means I can actually buy meat, and bras (which I destroy) and shoes and coats, etc.
My parents understand about the assistance, and they know how hard I worked BC, but they had a tough time feeding the three of us when we were kids, and because my dad is a preacher, we had free lunches from school, etc.
What's hard is DH's parents who talk about having a tough time as a young married couple, but still expect us not too. They talk about how if their parents hadn't come and filled their freezer with food every so often, they'd not have had food to eat, but do they help us? Ummmm. . . NO.
I know that partcularly MIL blames ME for our financial situation, she seems to think that if I spent less on groceries, we'd be OK. The problem is, we'd been buying groceries with the credit card for too long, and that's part of the problem. She actually told me that if I let her look at our grocery purchases, she was sure she could fix it for us.
: She has no idea what we buy, and don't buy, but she assumes she does.
A lot of is is DH's fault. A lot of it is my fault, and a lot of it is life. We are actually considering chapter 13 ora credit counselling agency, which is scary, because they assume you need help for the same reasons my MIL thinks we need help- namely, that I've been out buying fur coats with the grocery money. How do you explain to someone that your debt is mostly care repairs, and groceries?