Originally Posted by FancyD
I see. Well, I don't see people in fancy cars on social assistance here.
Oh. Well, I don't see people in fancy cars that are totally paid for
on public assistance here, either. Some people may do like dh and I did, and get themselves into a bind by thinking it would be more "economical" to go into debt for a newer car, than to continue paying cash for older cars that need lots of repairs.
|They don't make you sell your car, though, so if you came on hard times pretty quickly, I can see that someone might have a nice vehicle and be on assistance.
And anyone who's ever got themselves into a bind like this, knows how hard (and illegal) it is to find someone else willing to take over the payments. The only way to get out of such a bind (legally) is to quit making the payments and let them come repossess the car -- which isn't exactly legal, though it's less-illegal than trying to transfer the title to someone else.
But it ruins your credit. And you'll usually end up owing quite a sum of money as a penalty -- and
still be needing a vehicle for your husband to get to and from work, if that's your reason for needing the car (which it is for us).
|Anyway, I very much doubt it's a common scenario, and something of red herring in welfare discussions.
These scenarios seem fairly common here, though they usually culminate in the car getting repossessed, which we'd rather avoid if we can.
To my way of thinking, there's something wrong with people who get all bent out of shape if someone on public assistance has something nice. It's like they're saying we're coasting along while they slave and sweat to support us.
And it's like they're saying they're entitled to critique our purchases. I say they need to give up their sense of entitlement! It's highly unattractive.