I'm new to the boards and jumping in with a dilemma. DH and I have 3 children and learned unexpectedly that we're expecting a fourth this December. This is quite a speed-bump, because I'd planned to finish my B.A. in English this December and pursue law school. Now, school graduation has been postponed until May 09 and law school put on indefinite hold. My goal now is to pursue my first (but admittedly put aside because of low pay) passion of teaching. Hopefully, I'll get accepted into a program that will allow me to teach August '09 with a starting salary of $43K. Not my ideal salary, but it's a start. Right now, I'm working PT earning $20/hour which again isn't bad, but doesn't allow me to be financially comfortable.
My problem: H earns about $28K/year as a Teller Supervisor for a bank. He's always had an interest in banking, yet out of laziness and a sheer lack of motivation doesn't want to go back to school to earn a degree in either Business Mgmt or Finance that will allow him to do what he loves, but for more pay. Every time I have a discussion with him about his goals, ambitions, etc, he seems very ambivalent. He WANTS things out of life, but has absolutely no drive to get things accomplished.
We live in MD just outside of DC, where the cost of decent and safe living is pretty high, so it's always a financial struggle. I'm just so fed up and depressed. I'd like to quit my job this December to allow me to focus on the new baby and finishing school, but without H earning more, this will be a hard task to accomplish.
I'm just so fed up with H's lack of ambition. He and I seem to want the same things out of life, but our approach to getting there is soooo different.
Any advice/experience to offer?
BTW, I'm 28, H's 30. Our children are 12, 9 & 6. As teenage parents, we've always had to "make it", but now I just want to be financially comfortable. I'm tired of getting by and H seems content to just let things flow. :