I know a family that had a birth party - they threw a benefit for their homebirth - had food and drinks, invited all their friends and community, asked some friends to play music, and asked people to donate $10 or more to raise money for the homebirth. It was a great idea, also helped to educate more people about midwifery and homebirth and why it's so great, and they got the birth they dreamed of!
How did you pay for your homebirth? - Page 3
I might have to see about getting a personal loan. We're trying to switch to a midwife for a home birth, and she won't lower her fee even though we would be transferring at 34 weeks. Coming up with $4000 in three weeks would be pretty impossible for us unless we were to rob a bank or something The idea of adding that debt is really scary to me though.
For this birth we are going to charge it ($4200) to a credit card and pay it off with the insurance reimbursement and try for the FSA reimbursement (thanks to this thread) too.
Hard to believe prices are the same in CA but we are looking at $4500. Due to DH being unemployed I am freaking about how we are going to afford it!
What happens if you end up going to the hospital? Does the midwife still get paid the entire amount? I'm guessing this is a yes.
And does anyone have experience with medi-cal? I'm going to try my damnedest to get them to pay something.
We have to provide our own birthing tub and seeing it in my home is making me mourn the homebirth idea a bit again, but my parents are coming to stay with us for the birth and postpartum period (my mom is my doula) and our space is pretty cramped, so its really a good thing that I'm not going to be birthing here. But its still hard for me to let go of the idea.
Since it isn't covered by my employer's insurance plan they have agreed to reimburse me for a large portion of it. But I know I have a pretty bad-ass practice-what-we-preach social justice organization for an employer and most wouldn't do that. We are paying for the rest of it by reaching out to friends and family by email and mail to ask them to help us out with a small contribution. People surprise you.