1. Please introduce yourself and tell us why you have decided to spend nothing (or spend significantly less) for the Month of September.
I'm in! I really need to work hard on my finances. This month is awful, since two of the kids I watch for money went back to school, so I'm losing income, and I'm spending a painful amount on college stuff. Also, my car needs to be inspected but can't be until I get about $200 of parts for it, and my van needs to be registered. I come from a great line of shoppers, so my first instinct in times like this is a little spending therapy
. I'm going to need all the help I can get.
2. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
I'm trying to stay focused on a cruise I'm looking to take with my brother and his fiancee in a few months
: and Christmas. I need to save for those. I'm also trying to work hard on becoming more organized and better at planning, so that I can hopefully bring our grocery bill down and do less driving (though it will still be alot more than I'd like).
3. Be specific! What are your goals? How many no spend days is right for you? Do you have a savings goal? Debt repayment goal?
My goal is simple. Just spend as little as possible. I can't really even begin to guess how much that will be because expenses seem to be popping up left and right lately.
How's this for accountability - I have *no* idea how much money I spent the last couple of days.