Opinions?

[Livviesmom0207]

I have always been VERY responsible with my money. I didn't even have a credit card until I was 26. I never spent more than I could pay off in a month or two, EVER.

After I had my daughter I went crazy spending and shopping. CRAZY. I was on bedrest the last 2 months of my pregnancy and had no real money. She was VERY high needs (couldn't put her down AT ALL) and nursing almost constantly (hours and hours at a time, normal, I know). I was going nuts in the house, but it was February. I was depressed and lonely and stir crazy, so I put her in the Moby and went to the mall. Every.single.day. From 10AM-3 or 4PM. I maxed out every card I had (and there were a lot of them).

The problem is, I had no way to repay. I had no income and couldn't pay the bills. The cards were in my name only and DH had no clue I was sinking so fast.

Now the creditors are calling non stop. DD is 19 months. I can't even make a dent in what I owe because of the fees...most of the fees are DOUBLE my credit line!

I really believe that I had, at least mild PPD. DH thinks it's an excuse, except I'm not making excuses, I accept responsibility for the hole I've dug, I just can't get out of it.

What do you mamas think?

[goodygumdrops]

Awww mama...that's a tough position. Maybe you were depressed and anxious about having a new baby and you just kind of tried to block it out by shopping a lot. I know when my son was born I would walk the malls with him in a moby but we were super broke so I couldn't spend a dime. I'm sure if I had the funds though, it could have gotten ridiculous.

You should read down in Frugality and Finance, maybe some of the mamas might have some advice for you. If you think your feeling depressed or anxious, you should talk to a therapist or psychiatrist. I am currently starting meds for ppd and my lo is 18 months.

Hope you feel better soon...

[Crystal Pegasus]

Could you actually have developed bipolar? I've heard frantic shopping can be a symptom of that in the manic phase...