or Connect
Mothering › Mothering Forums › Mom › Parenting › Stay at Home Parents › What work does your dh/dp do that enables you to be a SAHP?
New Posts  All Forums:Forum Nav:

What work does your dh/dp do that enables you to be a SAHP? - Page 3

post #41 of 276
Quote:
Originally Posted by BarefootScientist View Post
I think being able to stay at home depends on several factors including the dedication to make it happen, the area you live, how frugal you can be, how many kids you have, and what life has brought you before, etc. etc.
:

I totally, totally agree.

I was just reading through this thread, and my DH makes quite a bit more than some of the salaries quoted, however, we live in a very high cost of living area, where the money just doesn't stretch as far (which is why I suppose salaries are a bit higher).

We'd probably do much better in a lower cost city with a slightly lower salary.

Where we live houses generally cost between (minimum) $300k to $400k/$450k.

$400k will get you a 1700 square foot 1950s ranch, typically, just to give you an example.

On that house, the taxes would be about $6000 to $7000 per year. So, that is at least $500 per month on just taxes alone.

So, it really boggles my mind when people talk about mortgages that are less than $1000 per month. I don't know anyone with that small of a mortgage here, even if they had a good down payment. Well, maybe people who bought their houses 15 or 20 years ago.

Average rents are well over $1000 for any 2 bedroom apartment.

So, yeah, cost of living is a HUGE factor when it comes to living on one or two incomes.

We live well on two incomes, and we just get by on one income, with help from savings.
post #42 of 276
Quote:
Originally Posted by That Is Nice View Post
:
$400k will get you a 1700 square foot 1950s ranch, typically, just to give you an example.

On that house, the taxes would be about $6000 to $7000 per year. So, that is at least $500 per month on just taxes alone.

I can't even imagine!

Dh is a truck driver and is only home on the weekends and makes under
$40K. I'm really only home because my salary wouldn't even cover childcare...not that I don't love staying home! We were living paycheck to paycheck and just recently started seeing better times, so we're used to living very frugally.
post #43 of 276
Quote:
Originally Posted by That Is Nice View Post
:

I totally, totally agree.

I was just reading through this thread, and my DH makes quite a bit more than some of the salaries quoted, however, we live in a very high cost of living area, where the money just doesn't stretch as far (which is why I suppose salaries are a bit higher).

We'd probably do much better in a lower cost city with a slightly lower salary.

Where we live houses generally cost between (minimum) $300k to $400k/$450k.

$400k will get you a 1700 square foot 1950s ranch, typically, just to give you an example.

On that house, the taxes would be about $6000 to $7000 per year. So, that is at least $500 per month on just taxes alone.

So, it really boggles my mind when people talk about mortgages that are less than $1000 per month. I don't know anyone with that small of a mortgage here, even if they had a good down payment. Well, maybe people who bought their houses 15 or 20 years ago.

Average rents are well over $1000 for any 2 bedroom apartment.

So, yeah, cost of living is a HUGE factor when it comes to living on one or two incomes.

We live well on two incomes, and we just get by on one income, with help from savings.
: We just moved here and we have a similar COL. We're renting a 1960 house that is 3 bedrooms and 1 teeny tiny bathroom (painted hot pink, yikes! lol) for $1700/mo and that is a downright STEAL. We are so lucky to paying that low of rent....everyone else in this neighborhood is paying at least $2000/mo. Dh makes a bit under $100K and if he were to make that much in the midwest for example we would be able to live pretty darn extravagantly. Don't get me wrong, we're not struggling or anything, but we're still gonna have to work a while to be able to buy a house, or a 2nd car, or any sort of "frivolous" type purchase like a new TV for example. I'm still very careful about how much we spend on groceries and utilities. Every dollar is counted because in this area it would be very easy to live beyond our means just based on how expensive everything is.
post #44 of 276
We're actually a dual-income family. My DH works in sales and I'm a WAH editor. From my kids' perspective, though, I'm a SAHM, since I rarely work while they're awake. We make enough that if we budgeted better we'd be able to sock away a lot more than we do. Our goal starting November 1st is to move to a cash-based system for groceries and personal weekly allowances, so that we're unable to just use the debit card as though it's a bottomless pit. I'm excited to see what a difference it makes -- I'd love to be able to increase the amount we save each month, especially in our current tenuous economy.
post #45 of 276
Quote:
Originally Posted by samy23 View Post
Im curious which types of jobs pay well enough for only one of you to have to work.
Trust me, you don't need that high of a paying job.

DH was in the Marines and I was SAHM. He got paid next to nothing. Looking back, I don't know how we did it.

Now, he's in law enforcement making more than 5 times what he did in the MC. Plus, it's super stable, the benefits are amazing and he gets good cost-of-living raises (yearly) on top of any union raises. He loves it too which is a huge bonus.
post #46 of 276
Quote:
Originally Posted by abomgardner417 View Post
I can't even imagine!

Dh is a truck driver and is only home on the weekends and makes under
$40K. I'm really only home because my salary wouldn't even cover childcare...not that I don't love staying home! We were living paycheck to paycheck and just recently started seeing better times, so we're used to living very frugally.
Yeah, when we first moved here it took me quite a while to get over the sticker shock.

$250k for a house used to seem so expensive to me!

Now, $250k seems like a steal. This market is that crazy. Funny thing is, it's not any more affordable than when it seemed really expensive.
post #47 of 276
DH installs high end renewable energy heating systems. We live outside the city so we can afford a decent home, but he commutes 40 mins to Boulder which is a great market for his "green" line of work that only rich people can afford.
post #48 of 276
Dh works in IT for a corporation that develops microchips.
post #49 of 276
Dh is a partsman with a Grade 9 education. he's been with the same company for 9 years(next week). He is making double what he was when he started with them.

There are several reasons why I've been able to stay at home & really none of them have to do with his job.

I've been a SAHM, since I was pg with my oldest.

We live in a double wide trailer instead of a $400,000 house though that will change in the next year.

I budget, the less money he made the stricter the budget.

Our vehicles were not brand new my any means, as time changed our vehicles have gotten newer. There was also a period where we only had 1 vehicle

We limited our outside interests to what fit into our budget

I babysat for a few years.

We've had borders though not necessarily by choice or needing them.

I live in Canada so we don't have to worry about health care premiums and we get some gov't money each month for each child. I have never received maternity benefits though. the 1 year mat leave came into effect when my oldest was around a year or 2.
post #50 of 276
My husband is a software engineer but what's really kept me home for all of DS's almost 5 years is that every time we sit down and re-evaluate our finances, it still works out that if I get a job we end up with less money Obnoxious yet sadly true,
post #51 of 276
I've been a SAHM since I first found out I was expecting my oldest. At first my husband worked seasonally and we had to be VERY frugal. Now he is full time with the same company. He works as a sawyer for a truss shop (they build the roofs of houses). It was never an option for me to work since we started off with twins and child care is outragous!! Now I have 4 little ones and homeschool all of them.
post #52 of 276
No flames please... DH is a sr. reactor operator at a nuclear power plant (VERY SAFE, if you must know). And because of the "risk" he gets paid very well. However, we have a strict budget, drive our cars into the ground (our minivan died last winter at 180,000 miles and a new transmission), DH does almost all the work in our home (building furniture, splitting wood for the woodstove so we don't have to burn as much oil, oil changes on the car, any electrical/plumbing work, additions, new rooms, painting, etc.). We've had an allowance system for at least the last 5 years for him and me. We have a yearly budget, and a budget review every few months. We only have basic cable (15 channels), I swap books on paperbackswap.com, we use freecycle. And we're as frugal as we can be (my kids have tons of food intolerances so our food budget is ridiculous with all the strange foods I have to buy). I look at the houses around here and wish I had a newer/bigger house then I think about having to clean it and how much debt the people are probably in, and then I don't have "house envy" anymore!

And when we got married, he pumped gas at the only full service gas station in town. His mother was a SAHM and my mother was a single mother who had to work because she didn't get any child support, and we said from the beginning that I would be a SAHM, and we made it happen.
post #53 of 276
DH is an electrical engineer and works for the power company. We live in a very rural area with a very low COL, which for the most part enables me to SAH with our daughter.
post #54 of 276
Dh is a pilot, but pilots are not paid as well as people think. We have lived on one income since DS#1 was born. Before that I was a college student. It's not the money that allows me to stay home. It's what we want for our family. I'm a firm believer that if you really want to stay home, you can.
post #55 of 276
My DH is the global service manager for a company that supplies parts for semi-conductors. We definitely live comfortably (he makes more than $100K), but he travels quite a bit.

I teach private string, voice, and piano lessons out of my living room, which gives me a little extra spending money to do fun things.
post #56 of 276
I've always been a SAHM since I was pg with dd1. My dh's job has changed over the years and now we're lucky to be living in a low COL area so that's nice!
post #57 of 276
dh just made a recent move to used car sales. It's GREAT! Everyone keeps asking how it is in the current economy and honestly if this is a slow time I can't imagine how awesome it will be when they economy is better! Aside from having to stay late and occasionally go in for a hour or so on days off it's working out rather well. When I was preg with dd in 05 I quit working and we lived off of dh service writing job at honda for 3 years. they restructured his pay about 2 years into it and dh was forced to find other work. he moved to new car sales at acura but, apparently no one wants to buy new cars over 35,000 these days. He made a pretty easy transition from the new car sales to where he is now strictly in used car sales. The job sort of fell in his lap. in the last month we've made nearly twice what dh was bringing in at anytime prior... ever! We almost don't know what to do with it....

things were rough for about a year (up until very recently) but, luckily we do live in a fairly low cost area. We bought our 1972, 2000 sq/ft split with 2.5 car garage on a corner lot a block from gradeschool and city park, for $128,000 2 years ago with no down. Our mortgage (including property taxes) is just under $1000 a month. Sure, other places may be cheaper but, I'm not gonna complain!

Dh's new job also happens to only be about 3 miles down the highway which cuts his commute from 30 minutes to 4 minutes and cut our gas bill by more than half! Comforting now that we're about to have ds popping out in about 6 weeks or so.
post #58 of 276
My DH is a drywall finisher and makes less than 40K.

If I were to work, we would have to pay child care and we'd have to get a second car. Plus I know that we would spend more money on convenience food, and I wouldn't have enough time and energy to clip coupons and bargain hunt like I do now, ect ect. I would not earn enough to make it worth it.

It's cheaper for me to be a SAHM
post #59 of 276
DH is a grip.
post #60 of 276
He's a post-doc research assistant. We were both grad students for a long time and got used to living on nothing. Also, we live in a low COL area in a lower income neighborhood in a small house.
New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: Stay at Home Parents
Mothering › Mothering Forums › Mom › Parenting › Stay at Home Parents › What work does your dh/dp do that enables you to be a SAHP?