does anyone have this book? the new one? i am seriously considering buying it, because although we don't have much debt (about $3,000) i do have a really bad credit score and unpaid collections from when i was a reckless teenager. i want to clean all this up and raise my score and i think the book might help. any advice or tips would be appreciated. we are on a very limited income, as dh is disabled, so cleaning up my credit could help us. dh's credit is pristine and his score is above 700, so it kinda sucks we can't get credit together. tia!
