ALL RIGHT, I will join you ladies finally!!!!
:Who you are
Amy, sahp to Liz (6) and Maggie (2) DW to Bob my DH. We live in the midwest and we live pretty frugal, dont carry debt and are making our home our home over the next few years as we have been doing for the last 18 mos. We bought a home that needed new owners.Where you are going (your financial goals)
This is a good month since the holidays are coming up. We are not in debt other than our mortgage but I want to be able to pay for our remodeling stuff with breathing room as well as use up some food stuff in the house. Also, we have a side of beef purchase coming up in a few months so I want to be able to again pay for that w breathing room. We pay off our mastercard balences each and every month.
Also, we have the different gifts coming up such as teacher gifts, donate for a family etc.w you plan to get there
I want to track spending. I do go out to lunch a few times a month w a couple of mom friends or take the kids. Its a social thing but it can also be done at another person's home or mine! Coffee, I do at home so that is not an issue. I still stock up on sale things plus we will bring pies for thanksgiving and might host a dinner that weekend so we might have to pay for a few things but not much. We are pretty frugal as it is. This is a good excuse to use things up.
means no spending whatso ever
: means ate out of my pantry, whats on hand or freezer
1- Supper Club hosted at my house. (spent $60.12 on groceries today and $26 on alcohal for party)
2 gave $20 to weekly collection at church
: from what we had
3 paid car insurance and
: w leftovers and what we had
4 $10.51 lunch out + $2 donation + $2.47 for milk run= $14.98 spent today
mortgage due Grocery run as well. $57.90+42.08= $99.98.
6 pay coop - $105 & spent $7.08 today
: $20 church donation
10.DH's MC due today;$30 to lunch money at school;Target run: $65.58
12 book order @ school, will be xmas gifts $48.00; grocery delivery; grocery run total = 85.48 so 133.48
13 lunch date w DH
14 need to buy 3 bday gifts for 2 bday parties this weekend $50.07;$5.90 other spending
: went to a jewelery party of a LLL mama, $78.00 for a me xmas gift
: $16 to church
: bought makeup today $149
19 food box delivery and milk $40.89
gas fill up $33.08 (YES! not $65) $3.00 drive thru, xmas shoping $76.00
21 costco run $124.00, lunch $9.45 for a friends bday lunch. Should have skipped it!
aid MC (pay in full every month) grocery $26.00
: church $20
25 date lunch w DH $28.00 well worth it!
27 Thanksgiving in USA
28 Black Friday went to grocery $30.06
30 grocery and church total $46.00