This is my first baby, and I'm planning a home birth.
I'm trying to be okay with the injustice of our Massachusetts health care system, which now forces us to pay for insurance, but then doesn't cover our preferred care givers. A new Massachusetts law requires us to have health insurance, so we just got on it this year, and we're paying for it completely ourselves (being self-employed). I'm afraid to even add it all up....Insurance is $550/month for the two of us right now, and it will go up to $1K/month when baby arrives. We are paying $3,200 out of pocket for our home birth MWs. For general care we use a naturopathic physician who, like our home birth midwives, isn't covered.
I'm trying to focus on the fact that if I did need to transfer to the hospital, I'd be glad I have the insurance. And just be very grateful for the blessing if I don't need to transfer. Somehow I'm managing to actually start to feel okay with it all. But it's been a process!
Anyway, I'm really looking forward to being home, with the Christmas tree up, and the fire lit, when baby arrives.... I'm really lucky that it's something we are managing to do, despite the financial crunch all at once. DH has been working extra hours and saving all year.
He's my hero, truly.
Oh...and I'm planning a lotus birth! At least, I'm going to plan for it, and give myself a no-pressure chance to see how I feel about cutting the cord. I want to have the opportunity to feel, intuitively, if it the placenta is still benefiting the baby, I don't want to feel pressured to cut it. Maybe I'll cut it after 7 hours, or a day...or maybe we'll salt the placenta (to keep it from rotting) for the full 3-7 days it typically takes to fall off on its own when not cut. ETA: I'm telling my caregivers that I'm planning to do a lotus birth, just so the scissors don't come out when I'm too tired to feel how I feel about it. The default will be to not cut it, and if I decide to cut it instead of waiting it out, it will be because I feel I want to.
Originally Posted by ferrum97
I'm actually still paying the hospital for our son's birth two years ago. Just two more payments and he's all ours!