My hospital charged for every little thing, which I didn't even realize until after we were sent the bill & insurance statement on what they paid.
For my induction (still bitter about that one), I was admitted on a Thursday morning, had DS on Friday morning, stayed until Sunday afternoon. So I was billed for 4 day stay in hospital. They billed insurance for close to $6,000, insurance applied their discounts (the amounts the hospital has to settle for, varies among companies) & got the bill down to just over $2,000. We owed $300 for our cut after insurance paid. Doctor was paid 100% of his delivery fee of around $2500. This was all vaginal birth. If I'd had a c-section, like the doctor was getting ready to set up, I would have been charged for a vaginal delivery & c-section delivery by the hospital. According to them, even if I didn't have a vaginal delivery, they would of course charge for setting up for one.
They also billed nursery charges for DS that came to close to $2,000, insurance once again applied their discounts & got the bill to $500, then we paid like $50 of it. Also paid seperate for the ped to come & give the baby a look over when I delivered & again when we left. That was around another $50 total.
I also had an epidural, they billed $4,000 for, insurance got it down to $1,000, I paid $100 of it.
But, like I said, we were charged for everything. When I inquired what "hospital extras" were, I was told that was anything in the room, including the TV & chairs.
Insurance paid 100% of my prental visits, 80% of ultrasounds & labs.