Getting insurance to cover a homebirth

[paisley]

I've seen a few people mention this in different places here, so I wanted to make sure you all saw the thread on this topic over in the Homebirth forum:

http://www.mothering.com/discussions/showthread.php?t=363885

:)

[Maxine45]

Thanks for the link, that was an interesting discussion.

I contacted the birthing center I want to use and asked them which insurance companies cover their services. As it is now open enrollment, we would have some choices to make. . . it turns out the company I have actually does pay for their services.

That's a sorta back-door way to find out how to approach it, but obv. wouldn't work the same way for homebirths.

[Jade2561]

We are switching our insurance because BCBS Oklahoma is notorious for mot reimbursing for homebirth. Dh has a health fair at work Monday so I'll have lots of plans to look over next week!

We are planning a homebirth with a lay midwife and will pay 2,200 out of pocket. This is fine with me, pretty cheap I think, but considering we pay 300 a month for insurance we SHOULD get reimbursed, ya know? Blah, the whole thing makes me :nut.

[HaveWool~Will Felt]

Both my dh and I are self employed....we pay over $800 a month for health insurance ALONE.....for our family of four.

Our insurance does cover hb, chiro, acupuncture and nat. path dr. only after out deductible....

:irked:

Better than having Kaiser.....I would choose for no insurance before having Kaiser....