Does anyone know a free budgeting software of download that I can use to help plan out my budget? I don't have quicken or anything like that and I thought something like that may help.

If you have Excel there are sample budget sheets that have the formulas put into them already, so all you have to do is put in your numbers.

I'm sure if you searched www.download.com you could find a budgeting program though. Also if you use torrent sites, I'm sure you can find Quicken or Microsoft Money.

Oh, and one more lol It's called the Money Finder Worksheet, there is a calculator, as well as the worksheet to print out and fill out daily with where your money is going. Here is a link http://www.scotiabank.com/cda/content/0,1608,CID5238_LIDen,00.html

http://www.youneedabudget.com/

Not free, but the spreadsheet version is only $20.