Join Date: Jul 2003
Location: Here, There, and Everywhere.
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Our DCP is a terrific lady, we really love her but she is SOOO bad with money. Today was a snow day so I called her this morning to say we wouldn't be coming and that I would drop off the pay I owe her this weekend when they got the roads cleared.
She just called a few minutes ago to see if she could pick up the money from me. What I have in my wallet is $30 short and so I told her so and that my dh would be coming home from work in a few hours, would she like to wait or come get the partial pay.
She sighed a big sigh and said she would wait.
I realize that it is her pay check but it just drives me crazy that less than $100 is such a big deal that she'd call to try and get it 12 hours earlier than planned in such awful road conditions. Usually I stop at the ATM on the way to her place after work and get her money and she knows that.
It is so nice to have an at home provider who loves my children so very much but I am finding that poor management of money is one of my pet peeves. This lady should be in a good pretty financial situation from what I see on the outside. *This* must be why so many companies won't hire you without a credit check.
Has anyone else run into an awkward money situation with their dcp? (Make me feel better, please!)
I'm a childcare provider, and there have been several times that 5-6 families didn't bring their check on a Monday morning when they are due. That's $500-$600 that I had planned to have. Believe me--it makes a difference. Imagine going in to work on your payday and looking at your check, and it's short, or just not there at all.
It may have been that she had already written checks on the money you were to pay her that day, and she needed to deposit it that day to cover them. I have been there, too.
If you knew the storm was coming, and $100 isn't a big deal to you, why didn't you pay her yesterday, knowing you might not be able to meet your obligation today? Or, if it was a surprise, why not have your DH drop the money off on the way home from work? You chose to put her in a situation where she's short on her pay, and you're judging her for being proactive and trying to fix the situation
I can think of lots of good reasons why someone who is a fine manager of money might be a little short right now -- maybe she just made a big deposit to her retirement account or had unexpected house repairs or a relative is sick and she helped them out. None of those things have any bearing on how well she handles her money or whether or not she she should be hired.
Not everyone is fortunate enough to have enough money to be careful. Not everyone finds work that will pay them lots of money, or even a living wage and are forced to live by the skin of their teeth. People make bad decisions, or bad decisions are made for them earlier on in life and they are stuck working hard for each shilling they get.
This is not for you to feel guilty. There are people who earn or just have far more than you and pity you and your situation, that much I can guarantee. I mean, how unfortunate that you must ride a commercial airline. (some of the very wealthy do think that!) Have respect for your DCP enough that there is no pity involved and you pay her when you say you will.
This lady should be in a good pretty financial situation from what I see on the outside. *This* must be why so many companies won't hire you without a credit check.
And what I think this really boils down to is the fact that I don't want to know one thing about her financial situation. It makes me very, very, very uncomfortable. She talks about it openly and that is where my "pity" comes in. She basically asks for my sympathy each time she talks about money.
Mom of 2 ** Wife ** Business Owner
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