Insurance policy for shared nanny - Mothering Forums

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#1 of 3 Old 11-13-2012, 06:58 AM - Thread Starter
 
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Hi,

 

We are thinking about sharing our nanny with another family, but we are concerned about the liability if a child from another family gets hurt in our home.

I have read in various sites that some families are just using their owners insurance with an umbrella policy, but the few insurance companies I have called are saying that they would not cover if the other children get hurt.

Can somebody recommend an insurance company that would work?

 

Thank you!

 

Geraldine

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#2 of 3 Old 11-15-2012, 07:16 PM
 
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Your nanny may have to set up an LLC ( easily done online through your secretary of states website usually) and then get a liability policy to cover her needs ( ie the kids in her care) you could agree to pay the premium for that policy. Just a thought

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#3 of 3 Old 11-16-2012, 05:45 AM - Thread Starter
 
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Thanks. I'll look into this solution as well...
 

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