Spinoff: What is your Household Income? - Mothering Forums

View Poll Results: What is your Household Income and Do you Recieve "Welfare"?
Income Less than 50% of Poverty Level 9 75.00%
Income 51-100% of Poverty Level 23 100.00%
Income 101-150% of Poverty Level 31 100.00%
Income 151-200% of Poverty Level 33 100.00%
Income 201-300% of Poverty Level 55 100.00%
Income 301-500% of Poverty Level 105 100.00%
Income 501-1000% of Poverty Level 72 100.00%
Income more than 1001% of Poverty Level 19 100.00%
My Family recieves WIC ONLY 8 66.67%
My Family recieves Medicaid (and/or WIC) ONLY 20 100.00%
My Family recieves services from a different "entitlement" program (and/or Wic & Medicaid) 19 100.00%
My family receives no recognized “entitlement” program*** 122 100.00%
Multiple Choice Poll. Voters: 12. You may not vote on this poll

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#1 of 76 Old 09-18-2005, 11:30 PM - Thread Starter
 
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Given the accusation that MDC moms are more likely than the general populace to be low earning/ recieving personal welfare (versus corporate welfare : ), let's see how the numbers look.

Instead of using straight income, I'm going to ask people to answer based on Federal Poverty Level.

Please only respond if you live in the 48 Contiguous States.

Family of 2
<50% < 6,415
51-100% 6,416- 12,830
101-150% 12,831- 19,245
151-200% 19,246- 25,660
201-300% 25,661- 38,490
301-500% 38,491- 64,150
500-1000% 64,150 -128,300
1001+% 128,301+

Family of 3
<50% < 8,045
51-100% 8,046 -16,090
101-150% 16,091 - 24,135
151-200% 24,136 - 32,180
201-300% 32,181 - 48,270
301-500% 48,270 - 80,450
500-1000% 80,451 - 160,900
1001+% 160,901+

Family of 4
<50% < 9,675
51-100% 9,675 - 19,350
101-150% 19,351 - 29,025
151-200% 29,026 - 38,700
201-300% 38,701 - 58,050
301-500% 58,051 - 96,750
500-1000% 96,751 - 193,500
1001+% 193,501+

Family of 5
<50% < 11,305
51-100% 11,306- 22,610
101-150% 22,611 - 33,915
151-200% 33,915 - 45,220
201-300% 45,221 - 67,830
301-500% 67,831- 113,050
500-1000% 113,051 - 226,100
1001+% 226,101+

Family of 6
<50% <12,935
51-100% 12,936 - 25,870
101-150% 25,871 - 38,805
151-200% 38,806 - 51,740
201-300% 51,741 - 77,610
301-500% 77,611 - 129,350
500-1000% 129,351 - 258,700
1001+% 258,701+

I am only including up to a family of 6. If you have a larger family you can either "eyeball" it OR add the following: # of extra family members X

<50% <1,630
51-100% 1,630 - 3,260
101-150% 3,260 - 4,890
151-200% 4,890 - 6,520
201-300% 6,520 - 9,780
301-500% 9,780 - 16,300
500-1000% 16,301 - 32,600
1001+% 32,601+


Option 12: *** While My Family recieves no recognized "entitlement" program, we may or may not recieve the EIC, the child tax credit, mortgage deduction on up to $1,000,000. We may or may not benifit from corporate welfare or any other tax loopholes.

 

 

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#2 of 76 Old 09-18-2005, 11:34 PM
 
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We fall into the 151 - 200%.
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#3 of 76 Old 09-18-2005, 11:58 PM
 
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101-150%

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#4 of 76 Old 09-19-2005, 12:00 AM
 
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301-500 (we have one child) but confused about whether or not we should be including benefits...

It isn't fair to ask what the government is paying for and not to ask what our employers pay for.

If some of us didn't have employers that paid benefits we would be in a TOTALLY different boat.

We would be getting assistance if we didn't have benefits, I qualify for disability and we would HAVE to do it in order for me to even get adequate medical care so I could even last through my day.

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#5 of 76 Old 09-19-2005, 12:05 AM
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It goes down in the 40 to 50% range because we have seven people under our roof.

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#6 of 76 Old 09-19-2005, 12:07 AM
 
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Quote:
Originally Posted by TiredX2
Given the accusation that MDC moms are more likely than the general populace to be low earning/ recieving personal welfare (versus corporate welfare : ),
Actually I believe similar polls has shown the opposite.

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#7 of 76 Old 09-19-2005, 12:13 AM
 
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wow, where did that idea come from?
I would think that maybe MDC mamas are just more comfortable talking about it with each other so it is made public information. Does that make sense?

I voted in my % but left off "My family receives no recognized “entitlement” program*** " (we do not qualify for EIC though)

interesting....



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#8 of 76 Old 09-19-2005, 12:13 AM
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I think MDC people represent a wide spectrum of income levels.

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#9 of 76 Old 09-19-2005, 12:14 AM
 
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I only voted for the income portion. We are %101-150.
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#10 of 76 Old 09-19-2005, 12:16 AM - Thread Starter
 
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Quote:
Originally Posted by DebraBaker
I think MDC people represent a wide spectrum of income levels.

db
I would agree, BUT I would also guess that if it went one way or the other, MDC members would lean towards higher income than average for a number of reasons, including but not limited to:

1) They have reliable computer access.
2) They generally practice a range of activities that are positively related to higher income levels (bfeeding, gd, etc...).
3) Past polls have shown greater than average education levels.

 

 

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#11 of 76 Old 09-19-2005, 12:19 AM
 
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Those figures for poverty level are not livable for where I live. There is no affordable housing within a several hours drive here (in traffic). One bedroom condos are 300K now and going up 20% a year. If I lived in rural Ohio we would be perfectly fine and comfortable but my husband's job is here. I realize the federal standard is nationalized but even our groceries cost a lot more here than they did in TN where we moved from. So even though we technically don't live below the poverty level, after we pay for housing we are extremely poor. I'm not arguing that the list should be changed - it's a fair standard for most of the country. You just can't make it here at all if you don't make 40-50k. You can't live. You can't find housing and have anything to buy food with after paying for rent/mortgage.
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#12 of 76 Old 09-19-2005, 12:21 AM
 
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Quote:
Originally Posted by sophmama
Those figures for poverty level are not livable for where I live. There is no affordable housing within a several hours drive here (in traffic). One bedroom condos are 300K now and going up 20% a year. If I lived in rural Ohio we would be perfectly fine and comfortable but my husband's job is here. I realize the federal standard is nationalized but even our groceries cost a lot more here than they did in TN where we moved from. So even though we technically don't live below the poverty level, after we pay for housing we are extremely poor. I'm not arguing that the list should be changed - it's a fair standard for most of the country. You just can't make it here at all if you don't make 40-50k. You can't live. You can't find housing and have anything to buy food with after paying for rent/mortgage.
: I think the bulk of us would agree that the fed definition of poverty is pretty much a joke.
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#13 of 76 Old 09-19-2005, 12:22 AM
 
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My familiy is above poverty level. We are fairly comfortable IF we watch our spending very carefully and save up for things like vacation or something for the home. What has really hurt us is the costs of our dd2. Although our insurance takes care of most of her large medical expenses and supplies, they do not pay for her pediatric drink that we put through her tube. That is not cheap ($160/month). She also went to ER several times and that was $75 a pop. Between my prescriptions for asthma and hers for reflux, we spend a good amt. of money every month on meds.

I feel like we are probably not entitled to public assistance, but I would have liked long-term assistance for her pediatric drink since she'll probably need it for another 1.5 years or so.

I'm glad we bought our home when we did 7 years ago, because it's worth $100k more now. There's no way we could afford to buy a home at the current rate!

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#14 of 76 Old 09-19-2005, 12:22 AM
 
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Quote:
Originally Posted by sistermama
: I think the bulk of us would agree that the fed definition of poverty is pretty much a joke.


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#15 of 76 Old 09-19-2005, 12:25 AM
 
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I'm a bad girl. I voted, although we live in AK.

We make 201-300 percent. The Army adjusted our income to the upper end of the spectrum when we moved here, and will adjust it downward if we return to the Lower 48, to reflect the lower cost of living.

We don't get "entitlement programs" but we have military medical care, which isn't figured into our cash income. Same diff-- still taxpayer-funded.
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#16 of 76 Old 09-19-2005, 12:27 AM
 
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we're a family of 3 - we're in the 500 - 1000% above poverty level for this year. last year, we were in the 1001% + (before dd was born).
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#17 of 76 Old 09-19-2005, 12:31 AM
 
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Quote:
Originally Posted by eightyferrettoes
We don't get "entitlement programs" but we have military medical care, which isn't figured into our cash income. Same diff-- still taxpayer-funded.
that is what I was wondering...should we include medical benefits? My dh isn't in military but he does have good medical ins. If we didn't have that we would be beyond completely screwed.

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#18 of 76 Old 09-19-2005, 12:35 AM - Thread Starter
 
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Quote:
Originally Posted by sistermama
: I think the bulk of us would agree that the fed definition of poverty is pretty much a joke.
Yup. Thanks for the link abimommy.

I just wanted it tied to the FPL because then you can make a direct comparrison.

 

 

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#19 of 76 Old 09-19-2005, 12:36 AM
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Quote:
Originally Posted by sophmama
You just can't make it here at all if you don't make 40-50k. You can't live. You can't find housing and have anything to buy food with after paying for rent/mortgage.
I know people who live in San Francisco on under a thousand dollars a month. Easy? No. But certainly possible. So where do you live?

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#20 of 76 Old 09-19-2005, 12:39 AM
 
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Quote:
Originally Posted by TiredX2
Yup. Thanks for the link abimommy.

I just wanted it tied to the FPL because then you can make a direct comparrison.
Ya...it can be kind of hard ot understand why there is a FPL when the cost of living is so different.

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#21 of 76 Old 09-19-2005, 12:40 AM - Thread Starter
 
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Quote:
Originally Posted by abimommy
that is what I was wondering...should we include medical benefits? My dh isn't in military but he does have good medical ins. If we didn't have that we would be beyond completely screwed.
That does make a huge difference (and I'd like to take this moment to point out that insurance & other job benifits are unevenly distributed among top income earners). BUT, since I want to compare this to the entire US popuation (many of whom will have the same issues) it all evens out IMO.

 

 

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#22 of 76 Old 09-19-2005, 01:10 AM
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Poverty level is different in Canada. Our minimum wage here is over $7 an hour.
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#23 of 76 Old 09-19-2005, 01:20 AM
 
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we were right around 100% We don't qualify for any help thoguh because dh is self employed and it looks much better on paper. we live pretty comfortably though. and we woul dbe very comfortable if we didn't have debt.

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#24 of 76 Old 09-19-2005, 01:28 AM
 
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Quote:
Originally Posted by Dar
I know people who live in San Francisco on under a thousand dollars a month. Easy? No. But certainly possible. So where do you live?

Dar
Centreville, VA - suburban Washington DC

People who moved here even 10 years ago could find affordable housing and so those who did and bought are fine. People in SF may be in the same situation or they are living in something smaller than my 1 bedroom condo/apt.

If you look up the prices on realtor.com for my area you'll see a few townhouses under the 300's but some of those are in a neighborhood that is potentially being torn down so that is keeping their prices down.
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#25 of 76 Old 09-19-2005, 01:31 AM
 
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I don't think household income is an accurate reflection of living status.
Like take a friend of mine works as a contractor and makes the same hourly wage as my dh

- friend gets to deduct car, gas, insurance, part of home, and other misc things - plus he can choose how much to pay himself to get more tax credits, baby bonuses etc. or buy 'work' things like new computers - pretax he may even depending what his business is split that income out between him and his wife - so lets say he spends 15k a year on those things - he 'makes' 35k and is taxed on that - even at the same tax say 30%

My husband can make 50k a year and pay taxes on the 50k, then pay for his gas to work, car payments, insurance.

So my friend would take home - 24,500 after he paid tax, my husband would take home 35,000 and have to pay for those extra 15k out of pocket... meaning really the person making 30k may have an extra 400 a month than a person techincally making 15,000 more.

so numbers don't always tell you much!
Or you can make 20k a year but have your house paid off, no debts, paid off cars and savings and live better than someone making much much more than that!

Factor in region, city vs country, etc.

8 might be enough
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#26 of 76 Old 09-19-2005, 01:35 AM
 
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Okey dokey then, I thought we were poor... Now I'm sure of it. :LOL
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#27 of 76 Old 09-19-2005, 01:37 AM
 
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Quote:
Originally Posted by eightyferrettoes

We don't get "entitlement programs" but we have military medical care, which isn't figured into our cash income. Same diff-- still taxpayer-funded.
I like to think of military benefits - like medical - as something that makes up for the fact that they make about 1/2 of what they'd make doing the same job in the real world... (if they only worked a 40 hour week in the real world)

We will be moving back to San Diego in a few months and I'm not looking foward to the move - the same income in Oregon goes a lot further than it would in San Diego
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#28 of 76 Old 09-19-2005, 01:49 AM
 
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: A dollar doesn't exactly buy the same amount everywhere in the country so I don't know that it's an accurate standard to define poverty.
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#29 of 76 Old 09-19-2005, 02:00 AM
 
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Quote:
Originally Posted by mely
I like to think of military benefits - like medical - as something that makes up for the fact that they make about 1/2 of what they'd make doing the same job in the real world... (if they only worked a 40 hour week in the real world)
:LOL Yeah, that's what they tell ya anyways.
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#30 of 76 Old 09-19-2005, 03:50 AM
 
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We don't qualify for any type of tax credits, child tax credits, or otherwise. We pay quite a bit in, and get maybe 100.00 back each year.
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