I used Ladycomp for 10 cycles until we were ready to ttc and then we intentionally had sex on my fertile days and got pregnant our first try. I find it to be very effective and hassle free. I found when I compared the cost to what I was spendling on monthly BC the price was easier to stomach. I spent less on my Ladycomp than I would have in a year on the patch/pill with my insurance. And I plan to use it for the next 10 years. You can use money from a flexible spending account to pay for it, if you have one. I bought mine from naturalmethods.com and used their payment plan.
When I started charting I learned that Ladycomp's estimates are VERY conservative by FAM standards. It was giving me reds 2-3 days before my fertile window began. We used condoms or others methods on the days Ladycomp indicated I was fertile. I plan to go back to using it once I recieve my PPAF .