It is taking shape. And God is blessing me. He is too good to me.
I received an annual increase of $2000, not sure yet what that means on my paycheck, will now this coming paycheck.
I also got a $4000 performance bonus, half of that goes to pay my last credit card.
. Only standing debt would be the car payment (I rent so no mortgage).
I was praying for a way to make the money I need, I was having lunch and I received a call from my pediatrician, he needs help with his website and has a partner lined up who also needs help...!!!
It might be too much, but i want to get attuned for Reiki so I can do healing sessions. i believe it is less than $80, and usually about $50 to get stunned.
A friend at a financial forum propose I take care of another kid for that half time...Perhaps close in age with mine...
Also, if you want help setting and enforcing a budget, I am an expert!... I charge cheap, lol!
I have a $400 budget for food, I should be able to cut that up...I need to get better at meal planning.
Child care reduces by $100 when the kid is picked up before 1pm.
I need to look at my other numbers to see what else can be cut off. I already eliminated cable and the home phone. I don't do shopping unless is a real need. I have paid off all my other debt with the exception of car payment, I owe 8000 there with a monthly payment of $300 3 more years to go...
Baby diapering is costing me $80, they don't do cloth diapers at the daycare
. By next year he should be potty trained...
So it should be:
Reduced daycare -100
Potty trained: -80
Food budget -100 (One mom one kid, $300, feasible, right?)
Total cuts: $280
New budget: 3720. So I would be short by -820, I will know exact number when I see my first increased paycheck so I can calculate what would be my part time salary.
Health Care, I lose it. So baby goes on his dad's insurance I would buy a catastrophic insurance for $150/mo. I only use holistic for checkups and medicines which is not covered by insurance anyway, so I only need coverage in case of an accident or hospitalization. I have a $120 budget for natural health, acupuncture, etc for my son and I. I hardly ever spent it all.Keep the tips coming, you help me think about consideration I couldn't come up by myself.
The power of prayer
I was also praying to ask if it was ok for a Christian to meditate and use visualization. That same Sunday, the pastor talked about the power of visualization and the use of dream Boards....I couldn't believe it! Praise the Lord!
If you are a non-believer, just try to tune in with your higher power.