well, i hate to tell you this, but you wont be able to get a federal student loan or any grants from FAFSA, because Career Step is not a title IV school. Neither is any online "at-your-own-pace" program. I dont know why but it sucks.
i got my loan through Sallie Mae Education www.salliemae.com
because its a student loan, and not just any other loan, i got a low interest rate, and my payments are very low. I chose to have interest only payments while i am in the program, and then even after, the payments are low, approx $40 a month.
They do have a scholarship program too that you can apply for, but the maximum discount is 20% i believe.
They do also have a 4 payment plan, where the payments are like $380 a month, but that wasnt affordable for us.
I hate having any debt at all, but this one was small enough, that i knew i could just pay it off when we get our tax refund in the spring.
hope this helps! Its a great program!