I did not sign up with Creative Memories, but I did look into their consultant positions and it seemed like a nice business for several reasons:
1) your customers would be returning to continue their hobby - scrapbooking...there will always be more pictures!
2) the commissions were not huge, but a good starting ground. It was between 20-30% if I recall correctly
Here is the website for CMhttp://www.creativememories.com/
The startup was a chunk...it was around $270, if I recall. You get a lot for that, so if you are into scrapbooking it may be a good way to get started for yourself either way?
And there are minimums to be ordered to remain a consultant and stay acive.
I was moreso interested in this for personal use discount, but I found that it was a bit more of an investment then I was ready for.
Their products are very nice quality and lifetime guaranteed.
I'd be interested to hear from others about how the career advancements work in Creative Memories?