Angela - I am so sorry as well. Your life sounds so stressful at the moment...I can so understand your desire to relax for a while, not worry and just enjoy your new baby (when he/she arrives).
I'm afraid I don't have any great advice. Have you and your partner sat down and really looked at expenses and planned out what you will pay and when? Then contacted banks, etc. to get everything sorted out/let them know where you stand on things?
Most of the time, if lenders see that you are genuinely doing your best, they will cut you some slack- it is in their best interests for you to continue to pay them!
Might also be helpful to talk to a financial advisor (not sure if that would just cost lots more money?). Would it be possible to consolidate debt at all and decrease monthly outgoings that way?
Will be thinking of you.