How did you pay for your homebirth? - Page 2 - Mothering Forums

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#31 of 46 Old 08-28-2008, 08:46 PM
 
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A very understanding MW and a little money each month. I'm no where near paying her off and will continue to pay after my DD is born.

I choose her apprentice, so I believe the total is like $1800. My insurance doesn't cover CPMs, just CNMs and they just aren't my style. I think her rate is very reasonable anyway.

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#32 of 46 Old 08-28-2008, 09:20 PM
 
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we've always just paid monthly. our last m/w took 1200 off her fee if it was paid by 36 weeks...on my 36 week appointment i handed her the last $86 and was so relieved..

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#33 of 46 Old 08-29-2008, 03:31 AM
 
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Originally Posted by mom2p.m. View Post
Just curious. Maybe I should start a new thread for this, but how much is your Midwife charging you. What is the average cost. The two that we interviewed were similar in cost one was 2,000, but you had to birth at her birthing center. The homebirth midwife that we are using charges 2,500 + you have to buy a birthing kit and a few other things to prepare for the birth. Is this sound reasonable to you ladies. Like I said I don't know.
I'm in the San Francisco area, and I'm paying just under $5000. This fee does not include the birth supplies, lab work, etc.

This is the DISCOUNTED rate for prepayment. Her actual fee is $9000.
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#34 of 46 Old 09-01-2008, 12:20 AM
 
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I'm in Philly and we are paying 4000.
500 up front (credit card)
and 200/month till 37wks
then balance due (credit card and xmas gift monies)
unfortunately it's our only option...we are due right b/f tax season though and hope to pay of balance with our return and then hopefully recoup much after she bills insurance.

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#35 of 46 Old 09-05-2008, 03:17 PM
 
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Our mw is $2500 + supplies, lab fees etc. We are trying to sell one of our vehicles and anything else possible. We could use a credit card balance transfer check as a back-up. I'm still getting up the nerve to ask about bartering. Our EDD is 4/8/09 so we could file taxes early but if the baby is born before the tax cut off wouldn't we get a larger return?
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#36 of 46 Old 09-05-2008, 03:29 PM
 
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We're in NJ and ours costs $6,200. Our last hb was just over $5,000 .. but this time it's more. We borrowed the money and paid it back when insurance reimbursed us. We're doing the same again..
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#37 of 46 Old 09-05-2008, 05:41 PM
 
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Originally Posted by Clearwater View Post
Our mw is $2500 + supplies, lab fees etc. We are trying to sell one of our vehicles and anything else possible. We could use a credit card balance transfer check as a back-up. I'm still getting up the nerve to ask about bartering. Our EDD is 4/8/09 so we could file taxes early but if the baby is born before the tax cut off wouldn't we get a larger return?
technically you can fill your taxes as soon as you get your w-2 or is it w-4, anyways they have to be out the last day of Jan.

but as far as claiming the baby, it has to be born in the tax year so in 2008. Which i hope you baby isn't.
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#38 of 46 Old 09-05-2008, 09:10 PM
 
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I know a family that had a birth party - they threw a benefit for their homebirth - had food and drinks, invited all their friends and community, asked some friends to play music, and asked people to donate $10 or more to raise money for the homebirth. It was a great idea, also helped to educate more people about midwifery and homebirth and why it's so great, and they got the birth they dreamed of!
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#39 of 46 Old 09-06-2008, 09:50 AM
 
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Around me, the midwives I interviewed were charging $3000. The midwife we chose because I liked her personality and experience best does do some barter, so my husband may do some work on her car to bring down the cost. She also gives a discount if paid in full before the birth. And I just found out that she is partnering with another midwife who takes insurance, so she should be able to take insurance too (fingers crossed).
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#40 of 46 Old 09-08-2008, 05:16 PM
 
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The midwife I want to use charges $4000. This seems high to me, but we do live in Los Angeles, so everything is a little more expensive. ughhh. Not sure if we can afford it, but I really want a homebirth. I was a doula for two of my good friends hospital births, and I just don't want that experience for myself.
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#41 of 46 Old 09-08-2008, 11:34 PM - Thread Starter
 
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Quote:
Originally Posted by KaraMaia View Post
I know a family that had a birth party - they threw a benefit for their homebirth - had food and drinks, invited all their friends and community, asked some friends to play music, and asked people to donate $10 or more to raise money for the homebirth. It was a great idea, also helped to educate more people about midwifery and homebirth and why it's so great, and they got the birth they dreamed of!
What a cool idea! and fun!

Full time mom to 10/04 2/06 and my sweet surpise 3/09
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#42 of 46 Old 09-10-2008, 01:07 AM
 
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I might have to see about getting a personal loan. We're trying to switch to a midwife for a home birth, and she won't lower her fee even though we would be transferring at 34 weeks. Coming up with $4000 in three weeks would be pretty impossible for us unless we were to rob a bank or something The idea of adding that debt is really scary to me though.
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#43 of 46 Old 09-10-2008, 02:01 AM
 
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I might have to see about getting a personal loan. We're trying to switch to a midwife for a home birth, and she won't lower her fee even though we would be transferring at 34 weeks. Coming up with $4000 in three weeks would be pretty impossible for us unless we were to rob a bank or something The idea of adding that debt is really scary to me though.
I switched to a hb with our last birth at 38 weeks. We interviewed a couple of midwives and the one we chose, who we clicked with nicely, was the one who said that she'd do it for free. We paid her $1000 (to cover her assistant ms too). But other midwives didn't want to give us a deal for the 3 weeks that they'd be seeing us. They were going to charge their normal $4200 for it...

For this birth we are going to charge it ($4200) to a credit card and pay it off with the insurance reimbursement and try for the FSA reimbursement (thanks to this thread) too.
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#44 of 46 Old 05-24-2013, 03:26 AM
 
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This is an old thread but I was just going to post about this!

Hard to believe prices are the same in CA but we are looking at $4500. Due to DH being unemployed I am freaking about how we are going to afford it!

What happens if you end up going to the hospital? Does the midwife still get paid the entire amount? I'm guessing this is a yes.

And does anyone have experience with medi-cal? I'm going to try my damnedest to get them to pay something. smile.gif

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#45 of 46 Old 05-24-2013, 04:02 AM
 
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I really wanted a home birth this time and actually found a group of midwives who were willing to do it for 3k (their usual fee is $6,200) but we ultimately opted for a hospital-based water birth instead (fully covered by medi-cal.) I gave up on trying to get Medi-Cal to cover even a portion of the home birth, though to be quite honest I didnt spend a whole lot of time or energy trying in the first place, that just stressed me out.

We have to provide our own birthing tub and seeing it in my home is making me mourn the homebirth idea a bit again, but my parents are coming to stay with us for the birth and postpartum period (my mom is my doula) and our space is pretty cramped, so its really a good thing that I'm not going to be birthing here. But its still hard for me to let go of the idea.

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#46 of 46 Old 05-24-2013, 08:12 PM
 
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Since it isn't covered by my employer's insurance plan they have agreed to reimburse me for a large portion of it. But I know I have a pretty bad-ass practice-what-we-preach social justice organization for an employer and most wouldn't do that. We are paying for the rest of it by reaching out to friends and family by email and mail to ask them to help us out with a small contribution. People surprise you. 


Excited, anxious and proud to be pregnant for the first time! My partner and I can't wait to meet the little boy sometime around Sept 20th.

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