well, what I would say about this matter is, as someone else mentioned, if you have done a lot of reading or talking to people who had hospital births, there are a lot of really scary outcomes there that I didn't feel good taking the chance with. at least if you did have a prolapsed cord at home, you would know that your interventions are necessary. TO me, I couldn't handle the thought of the birth being out of control and in the hands of others. I felt that teh "risks" were much higher w/a hospital birth.
everyone usually has there particular fear that they hang onto...mine was hemoragging. (For the record, both of my two babies were homebirths, the last a freebirth/unassisted) W/baby one, I lost a lot of confidence, was told which positions to assume, had high BP, boderline gestational diabetes, possibly beta strep pos, meconium, midwives worried about hemorage, baby born floppy,--and all within the realm of okay. W/baby two, I worried and worried. (and worried!! LOL) But after reading Dr. Gregory WHite's "Emergency Childbirth", he said that in a study of hemoragging women that no mother died in under 2 hours of hemoraging. Which helped me relax that I would have plenty of time. We also had herbs etc. chosen from susun weed's "herbal for a childbearing year".
anyway, my point is. (and I DO have one <g>) that you just need to look deep within and chose your birth of your dreams. cuz it is possible for you. Only you know what you truly want. Maybe you are using prolapsed cord fear to protect you....or maybe you really want a hospital birth! it is really just imperative that you chose where you personally are comfortable. There will always be worries but w/homebirth, you are chosing to take the road less traveled and assume more responsibility for your birth and baby. Which is awesome IMO. AND also leads to much more empowered birthing and lives!! Each pregnancy is usually a journey through fear. But if we have faith in ourselves, our babies (and you can communicate w/the little one!), our families, our bodies, we are usually rewarded w/more than healthy baby.
just my .02 good luck