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Happy at Home Mama to DD 4/95 DS 4/98 and DS#2 8/10
check out this website: http://www.homebirth-usa.org/choosing/insurance.html
it states: Also, some states require insurance companies to cover homebirth if insurance policies or HMO contracts provide coverage for maternity care. New York, California and Florida are some states mandating such.
I live in NY and was aware of this. Sort of like if the insurance co was to say "oh sorry, we do not have midwives as providers..." the state is saying ...well you MUST provide the type of care this mother is asking for....so its like ALL legal homebirth midwives can be covered for services through ALL insurance companies. I hope that made some sort of sense!!
Talk to local midwives - they will know how they are getting paid and will be able to recommend something to you.
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