That included all prenatal appointments, the birth, and 6 weeks of postpartum care, as well as the newborn screening test if we wanted it (which actually costs the midwife over $100 for the test card, if I recall correctly). We felt it was a great deal; our insurance deductible is so high that we would almost certainly have paid more in the hospital, even though we had to pay for our midwife out of pocket (although we did use HSA money).
Stay-at-home mama married to my best friend of 10+ years. Aspiring midwife loving parenting our beautiful Julian, born 5/24/09. Expecting a second bean in late July 2012!
Cristeen ~ Always remembering our warrior ~ Our is 3, how'd that happen?!?!
We welcomed another warrior in May 2012!!
2012 Decluttering challenge - 575/2012
HeatherB ~ mama to 3 wonderful boys: 03/02; 09/04; 09/07 - and Eliana, 11/13/10!
Founder of Houston Birth Alternatives: Be Informed, Encouraged, Supported birth support group and aspiring midwife.
and 2 rescued greyhounds
Happily unmarried to DP Parenting: DD (March '06) , DS (August '10) , and our furry kids Guiney Pig, Po the POlice, and Mrs. Puff. Loving WAHM life in the Mortgage Bizz with DP.
To answer the original question...I'm in the orlando, FL area and I have been quoted 2800-4500. Only 1 was 2800. 3 others told me 4200-4500.
We pay the midwives up front, but they use an insurance billing service that is apparently very good at getting reimbursements. My PPO should cover the midwives as out of network providers, which means I should get 70% back, but not until after the birth when they actually bill the insurance company. I'm sure we'll be wanting that $3K with a new lil babe!
But this practice didn't accept insurance!
We decided to do a homebirth and chose a great midwife. Her fees are $6500, but again.. not including labwork or ultrasounds. Sooooooooo expensive.. but insurance covers just about everything
Its a GIRL!!!!
My MW is $2000 (covers prenatal, labor/delivery & postpartum) labs/ultrasounds are extra. As is a birth pool, and the birth supply kit, which is around $75, but you can get that to be less, as some things you can pick up on your own or use different, for example the lovely mesh panties. I just use depends. lol
Oh yeah, and my insurance likely won't cover any of that because my insurance will only cover a licensed MW and PA won't license CPM or DEM MW's.
I'm still going to try to submit a global bill and get the prenatal care reimbursed at some rate.
Proud Single Mama, Birth & Postpartum Doula
Student, Aspiring CNM
DD ~ 1/7/09 DS ~ 9/22/10
Our insurance has a $5000 deductible for maternity, and then only 80/20 coverage. So....the normal vaginal birth I had last June, in the hospital, cost us more like $7000, with all of the fees, Ob visits, labs, u/s etc.
The MW fee covers all prenatals at home, delivery, and all the PP visits. I think it's a screamin' deal. We paid out of pocket for the necessary u/s (to see if placenta was over 2 x c-section scar) and I haven't had any lab work yet. I'll have the GBS that will be out of pocket. She does iron levels, and my labs from last pregnancy (as far as just the general stuff) were acceptable, since it was only about 8 months from the time I began seeing her.
Blessed Christian Wife and Homeschooling Mother to 10 children including an Air Force air traffic controller, and newborn boy/girl twins!
‘To someone whose god is science, vaccination makes sense. But to someone whose god is God, it is appalling’ - Dr. Golden.