Question about insurance/midwife payment - Mothering Forums

Forum Jump: 
Thread Tools
#1 of 3 Old 04-09-2011, 01:21 PM - Thread Starter
pansylane's Avatar
Join Date: Feb 2011
Posts: 2
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

Hi everyone! I'm not pregnant yet but we're about to start ttc #1 and I'm just trying to work out how this whole midwife payment is going to work.


The HB midwife we'll be going with accepts insurance, and she requires a payment to be made during each visit. So my confusion is where insurance comes in-- our insurance should pay for at least 70%, but is it billed AFTER the birth? So, should we have the full amount up front and pay monthly/weekly payments and then we get reimbursed later by insurance? Sorry if this is a silly question, the whole thing is just so confusing! If it helps, our insurance is with United.


Thanks for any help. :)



pansylane is offline  
#2 of 3 Old 04-11-2011, 07:15 AM
MidwifeErika's Avatar
Join Date: Jun 2005
Posts: 2,847
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

It is pretty typical to have to pay a deposit or even the entire fee during the pregnancy and then get reimbursed by your insurance after. I think that is because nearly all of us have had insurance companies claim that they would pay and then not come through and if the birth has already happened, it is nearly impossible to get the money out of the family at that time. Plus, sometimes it takes FOREVER to get paid from insurance and midwives need to have a cashflow to keep their practice going. The only way to know for sure is to ask the midwife you are looking at using to see what her payment policies are.


Erika, mama to three beautiful kids (plus one gestating), and wife to one fantastic man.

MidwifeErika is offline  
#3 of 3 Old 04-11-2011, 12:30 PM - Thread Starter
pansylane's Avatar
Join Date: Feb 2011
Posts: 2
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

Great that's what I thought, thank you!

pansylane is offline  

Quick Reply
Drag and Drop File Upload
Drag files here to attach!
Upload Progress: 0

Register Now

In order to be able to post messages on the Mothering Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
If you do not want to register, fill this field only and the name will be used as user name for your post.
Please enter a password for your user account. Note that passwords are case-sensitive.
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:


Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.

User Tag List

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page

Forum Jump: 

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off