I have questions and this seemed to be the best place to ask. I am currently six months and have been seeing my midwife since the beginning of the pregnancy. This is my first child and there is no way in heck that I will go to a hospital unless either of us are dying.. very matter of fact. Anyway, my insurance covers 100% of EVERYTHING (in-network, out-of-network, birth centers, hospital, prenatal), literally everything EXCEPT for a home birth. Although I still can't find where it even mentions home birth in my plan....I still get all of my care paid for because my midwife is itemizing the bill but the home birth is $2000 of the 4 that I'm expected to pay. Worst case scenario, I'll end up forking out the money but I think it's ridiculous because they pay 100% of everything else. I live in CA and have the Anthem BCBS SISC plan. Anyone else experiencing this or have any advice?
My Illinois BCBS PPO covers midiwives with a global maternity fee regardless of where. My HB midwife is actually in network.
I would talk to them about covering her deliver fee, with out getting into location.
Mama to J (Jan '09), E (May '11), and C (August, '13)
Professional Cloth Diaper at Diaper Lab in Boston (ask me about laundry)
Carrie, wife to J, sahm to E, N, and A, followed by a bunch of crunchy labels and acronyms