I live in Alberta, Canada and I thought it would be interesting to compare $$$ when it comes to midwives.
There is a group of three midwives (they delivered my first son) and they cost $2,500.00.
What about you?
I love my m/w she is so qualifed, always taking clases and the such to keep current.
edited to add my name
edited agin to add that the last 4 prenatals are done at your home
This includes prenatals, midwife and asst at the birth and a 2 day and 2 week prenatal visit. A pap smear and birth control needs warrant a visit to a GYN.
The only thing I have to pay for outside the $1250 is the birth kit (about $30) and my birthing tub ($25 including shipping). My visit to the backup OB will be paid by the ins. so my total costs will be about $1300.
I'm crossing my fingers that I might get some of that back from Anthem. It doesn't hurt to try I guess!
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If I want a homebirth but will go to birth center for prenatals: $2400 plus labs and supplies
If I want a homebirth outside of a 50 mile radius and will go to birth center for prenatals: $2400-$3000, depending on how far she'll have to drive
If I want all home visits (isn't it cool that you have that option with a MW?): $3000-$3500, depending on how far I live.
I think we'll be going for the birth center with me traveling for all of the prenatals just b/c I'm in LA and she's in TX and it's not legal for her to practice over here (yet). Even if she does become licensed, I think I want my baby to be born in Texas, not Louisiana (call me a snob but I'm a native Texan as is my husband and even if we're only 20 miles from the border of Texas, this certainly ISN'T home for us!)
I was very happy because my insurance doesn't "officially" cover licensed midwives or homebirth.
It totally infuriates me that my insurance would pay every cent of an expensive hospital birth, but not a penny of my (relatively) cheap homebirth. My child is 16mos old, and I still owe a generous relative a lot of $$.
this includes all prenatals, the birth, her birth assistant...everything but birth kit and labs. she is VERY expereinced (RN and CNM, and about 25 years of expereince). we think it's worth every penny.
Any extra lab work etc. that we might have wanted would have been covered by insurance through our doctor, which is what we did for an ultrasound and what we'll be doing post birth for a RhoGam-type shot.
Midwife (CPM, LDM) and homeschooling mama to:
14yo ds 11yo dd 9yo ds and 7yo ds and 2yo ds
We had a homebirth as well - my husband thinks the government should reemburse us since we saved them money by not going to the hospital and using up limited hospital bed space.
|Originally posted by kerikadi
Here in Houston where the cost of living is very low my MW was very expensive $4500. We had to pay a $1000 out of network deductible and then another 30% so we ended up pay $1700-$1800 out of pocket.
Curious to know who your midwife is--do you mind sharing?
To all: the $3000 is a discounted rate for paying by the 20th week. It covers all prenatal visits except the initial one, birth center and midwife fees, birth fees, and post-partum home visit. And maybe the 2 week pp appointment, too? It does not cover birth supplies or extra items used during birth (like delee suction, sutures, etc). You get billed for those if you need them.
Anyway, not sure if my .02 means much in this thread since it is not a homebirth. I believe the cost without the discount is $4200 but that is before insurance coverage. With my first birth my insurance co at the time covered in-network!
Edited to add: I have to pay for the labs but I am able to get them covered in-network (and thus not have to pay upfront in full) by getting a lab order from my birthing center and taking it to one of the labs in town that is covered by my insurance. It's a tiny bit more trouble than having labwork done at the birth center, but sure as heck a lot easier to just get a bill in the mail for $6 from Quest (rather than pay 70 and then file for reimbursement).