Mine in Oregon cost $3500 total, but after smart insurance billing (I wasn't sure they would cover any of it) my midwives gave me about $1600 of that back. This did not include some misc. labs & ultrasound, which I chose to do at 20 weeks.
When I was browsing I saw other homebirth midwives who charged more like $2500, but I felt the midwives I went with were on the more qualified/well-known end of the spectrum, so I didn't mind paying more.
We switched to our hb mw at about 34 weeks and had already had a lot of tests and prenatal visits, so, ours is *only* $1000. That covers six to eight weeks of prenatal care (in my own home), the delivery and follow ups.
I guess ours is relatively low because we came to her so late in the pregnancy and b/c I am continuing co-care at the birth center (which is covered by insurance).
During the interview process I found other midwives who were willing to work with us on the figures, ranging from $1k to $1700.
I found this, although the numbers are from 2001, so probably somewhat out of date.
British Columbia: $2250 per course-of-care
Ontario: $1375 to $1923 per course of care
Manitoba:$55,000 to $72,730 annual salary
Quebec: $58,500 to 70,000 annual salary
my homebirth with the cpm is 2000.00 my insurance told me they would cover birthing centers but i dont know about the home birth. i was allowed to put my cpm in the computer as my caregiver for a unrelated program where i will recieve a gift card after i have my baby, but i believe my insurance will problably cover 55% out of network or 80% in network or 100% just for the maternity care. my prenatals are 75 for the first one and 35 for the rest
our insurance says they don't cover "planned home births" what's there to pay for in an unplanned home birth? ambulance transport to a hospital afterwards??
our midwife charges on a sliding scale with income with the typical figure $2800.
we did put money in our flex plan account for this (for those who don't know US tax law - it's a way to set aside some of your wages tax-free for medical spending on things not covered by your insurance, like co-pays, dental work, contact lenses, etc.)
We've been living in Salt Lake City but are in the process of moving to Portland, Oregon (I'm 29 weeks). Our midwife in Salt Lake charges $2000 for a homebirth but there were others who charged around $1600. It isn't an area where homebirths are even remotely mainstream so I think that's reflected in the costs (plus there are only 13 homebirth midwives in the whole state). In Portland, homebirth seems to run $3000-$3500 but we were able to work something out since we are transferring fairly late in the game.
We have Great West health insurance and they do not cover homebirth and provide very poor coverage for "out of network" providers which is what all CPM/DEM fall under. So ultimately we are paying for it ourselves but we are using our flex account to save a little money.