Federal employees -- is homebirth covered by your insurance? - Mothering Forums

Forum Jump: 
 
Thread Tools
Old 04-06-2004, 09:44 PM - Thread Starter
 
hypatia's Avatar
 
Join Date: Apr 2002
Location: Indianapolis, Indiana
Posts: 717
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I am figure out whether I want to get my insurance through my husband's federal job. If you know if they will pay for homebirth, please let me know.

Thanks!
Sara
hypatia is offline  
Sponsored Links
Advertisement
 
Old 04-06-2004, 10:31 PM
 
Eman'smom's Avatar
 
Join Date: Mar 2002
Posts: 6,099
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I am a state employee, so it might be a bit different it might not. My plan "says" it covers homebirth 100% but here is the catch, you have to one of thier contracted CNM's. OK no problem right, there are a ton in the plan, however they all have to sign hospital contracts that they won't perform homebirth. The insurance says that is hospital policy not theirs so they can't help it, yeah right. Anyway there are no CNM's or others under my plan that were covered.

I could have used my "out of network" plan to have it covered by a CNM of my choicing though. However with my deductible/and % I would have basically paid for the whole thing outright.

Mom to ds 9 dd 7 : and dd 3/08 : if I can I go to
Eman'smom is offline  
Old 04-07-2004, 02:19 AM
 
pilesoflaundry's Avatar
 
Join Date: Dec 2003
Location: getting comfy again
Posts: 8,925
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Depends on what type of job/insurance plan it is. Can you calll them before you sign up for it and ask? My dh is in the military and I recently found out they cover it. I wish I knew that before! But anyway I think the catch is you have to use a cnm instead of a lay/apprentice midwife.
pilesoflaundry is offline  
Old 04-07-2004, 08:15 PM - Thread Starter
 
hypatia's Avatar
 
Join Date: Apr 2002
Location: Indianapolis, Indiana
Posts: 717
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I can't believe they pulled the bait and switch on homebirth on you like that!

I spent a little while on the web trying to figure out how it works, and it looks kind of complicated. I'm not in any rush because I'm not actually pregnant, but I want to make sure we sign up for the right kind of coverage if possible.
hypatia is offline  
 
User Tag List

Thread Tools


Forum Jump: 

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off