I'll try to keep this clear and short:
DH's job currently covers all our expenses. We have enough leftover at the end of the month to put 10% in savings, tithe to our church and make more than the min. payments on our debt.
Recently, DH got a second p/t job b/c it is in the industry he wants to be in when he's finished w/ his master's. (Not for another 1.5yrs barring any "moments of life")
The money from that is enough to put extra payments against our debt, but not a great amount. (The position is closer to an hourly/intern job).
Anyways, DH and I are both enthusiastic about me being a SAHM. But recently, my mom mentioned I could go back to work and she would babysit for free. She pointed out that my work is less than a mile away from her house and she could time my breaks to breastfeed.
The money I would make from going back to work full time would cut our debt-payment-time in half. I would also get $3000 tuition reimbursement.
But I don't want to!
I want to stay with my baby all day long. Then I think of the economy, the way people are losing jobs...and I calculate our costs for school and our debt and I feel guilty not going back to work. My position is a salaried supervisor; I cannot work fewer than 40hrs and the typical work week is 60hrs, w/ 11hr shifts being common. It's retail, so I could be called to open (5am) or asked to stay late (11PM+) With DH working two jobs, we would never see each other or our baby!