1. My name is Prudence and I'm a SAHM with three daughters. I track my spending because I need to be doing less of it...and seeing it all written out in black and tan on this computer screen helps to sober me up when I want to go on a spending spree. Coming on here every day keeps me accountable.
Giving myself an icon on this board rewards me like a gold star did back in kindergarten. I love to see no-spend days all lined up.
2. Financial goals: FINALLY our family is in good financial shape. I owe a LOT of this to the other MDCers on this board. This thread has given me a budget and given me some self-control when it comes to purchases.
My goal used to be to get out of debt (we are now
and then it was to have a nice cushion of savings (we do
so now my goal (and this is going to sound all zen but I'm like that...) is to be at peace with what we have right now in our lives.
I'm constantly wanting...more...more...MORE. And the things I want are inevitably just a hair too expensive for us.
I live in a really nice neighborhood, great schools, safe, cul-de-sac, in a house that is bigger than we need, with beautiful home furnishings and a huge fenced yard...yet most of my day is spent thinking about what we DON'T have.
I want a new couch, I want new lighting, new flooring, a pool, a deck...seriously the list is never ending.
So I'm trying to focus on contentment. On being satisfied with what we have.
My financial goal is to finally say: ENOUGH. We have what we need...it is time for me to enjoy these things and stop hunting and gathering more stuff.
3. My plan to get there: Post on this thread every day. Come on here and get as many no-spend icons as I can. When I'm not out shopping, I'm a lot happier. If I don't see it in a store, I don't know that I need it. I'm setting it as a goal for myself to stay out of the stores for a month. I want to spend my time this month loving on our home...cleaning it, organizing it, thinking about all the things we do have and playing with my children and my baby.
Concretely...I would like to have 20 no-spend days.
I'm also working on a diaperswappers addiction, so I would like to go the entire 28 days without ever visiting that website. I'm pretending there is a block on that website and I can't even type in diapersw
Gas=Money...so I would like to drive the car less. I fail miserably at this goal usually, so I'm aiming pretty low. Let's say 5 no-drive days. That is usually all I can handle.
Good luck this month Ladies!!! I'll be on here every day rooting for you