~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will you do differently next month? - Page 19 - Mothering Forums

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Old 03-24-2009, 06:41 PM
 
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here's what i'm anticipating for expenses:
honey 164.40,
tierra farms 300
clothes 35.00
eo's = 27.00
total= 526.40
-------------------------
so, goals for me:
$600 for food this month!
$60 spending money- $100 birthday money
$100 saved for grain mill

21/31 no spend days
10/31 budgeted spending
non-budgeted spending
29/31 get outside days (i know this has nothing to do with money but it's needed) :

27- :
28- :
-----
1- :
2- :
3- 8.13 postage
4- :
5- 30 dr. appt, 217.88 grocery shopping, 36.32 gas, 10 diapers, 24.95 co-op chocolate (comes out of budgeted spending money) :
6- :
7- 10 postage (budgeted spending money) :
8-
9- 8.13 postage 205 utilities 14.86 shipping for co-op :
10- :
11- :
12- 100 mtn rose herbs (bday money) , 59.91 mtn rose herbs (grocery) :
13- 21.62 shipping :
14- :
15- 18.75 bathrobe 125.00 dehydrator (b-day money)
16- 18.25 post office sundry 338.60 groceries :
17- 85.88 clo on sale sundry :
18- :
19- bingo 20.00 :
20- :
21-
22- 6.50 chocolate for cookies
23- :
24- 26.66 eo's :
25-
26- co-op pick-up/ lunch/ magazines treasure mapping
27-
28-
29-
30-
31-



12/21 no spend days
8/10 budgeted spend
5/ 0 unbudgeted spend
622.89/600 grocery
87.69/60 spending money
225/190 birthday money all gone
19/29 exercise
0 /200 pantry stocking
149.54/80 sundry

eh. who needs a signature?
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Old 03-24-2009, 08:22 PM
 
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1st : $3.50
2nd
3rd $3 (3)coloring books $7.50 music book $2.50 drinks $60 wireless router $25.50 eating out $65 DH's game
4th $5.50 drinks/snack
5th $15 pizza
6th
7th $18 fast food $5 coffee $50 wrap
8th $22 pictures $8 facial cleanser
9th : $2.25
10th : $7
11th : $2.25 $10 book store $26 Victoria's Secret $6 pretzel & drink $10 eating out
12th : $2.25 . . . $20 coffee & eating out
13th
14th
15th : $2.25
16th : $2.25 pizza $15
17th $14 eating out
18th
19th $2.25 pop and candy
20th
21st
22nd $3.50
23rd : $3
24th

KEY/GOALS/TOTALS

No Unnecessary Spending 8

: 0/300 Savings

: $293

: $24.75 Badge Spending $367.25 Spending Total

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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Old 03-24-2009, 08:26 PM
 
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This goes alone with the bordem shoppers. What do you do to replace the time you used to go shopping in? I don't really want/need to buy anything, where else can I go/do?

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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Old 03-24-2009, 08:59 PM
 
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OK, I am totally falling of the wagon here in the food department. I am just not thrifty food buyer! I really have cut out about all other spending though!

$94/???? gas
$88/$50 eating out budget!
$80/$50 household budget... I need some jars.
$1022/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!

1st: $231 Food; $124 vitamins; $52 DH's ipod
2nd: No spend!
3rd: No spend!
4th: $25 food; $21 Nike; $26 gas
5th: $26 pizza ; $151 TJs; $25 sporting goods
6th: No spend!
7th: $43 Wild by Nature; $10 file cabinet
8th: $31 eating out ; $10 library fine
9th No spend!
10th: $26 gas; $10 swimming; $18 shot blocks
11th: No spend!
12th: $16 gas
13th: No spend!
14th: No spend!
15th: $391 TJs; $74 WbN; $31 Dinner out; $17 prescription and 2 magazines; $26 gas
16th: No spend!
17th: $60 jars; $29 food; $18 race; $20 toilet paper[/quote]
18th: No spend!
19th: No spend!
20th: $33 WbN; $6 library fine; $27 gas
21st: $29 thrift (all for DH except a scarf); $10 Target
22nd: $55 food; ate out, but don't know how much; DH filled car $25
23rd: No spend!
24th: $36 WbN
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Old 03-24-2009, 09:21 PM
 
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Dang it, dang it, dang it. I made an appointment to take the animals to the vet on 3/30. They need their annual checkup, I need to get it done before the baby comes - it's a good decision. But it's going to blow my $1200 this month goal right out of the water.

-------------------------------------------------------------------------

3/1: $500 cash taken our for all food expenses this month ($20 of that fed the drawer), amount in checking account that's above our minimum comfort level "swept" into savings
3/2: $29.06 groceries, $6.87 household goods
3/3: $39 case of pull-ups arrived from Amazon
3/4: $11.46 localharvest order, $25.52 groceries (isn't it clever how they have the localharvest pickup at Whole Foods?),$20 eyebrow/lip wax, $14.92 household misc. at Wally-world
3/5: went on a day trip - $15.82 gas, $4 fast food that is coming out of the food budget because I left my bag of change in the car. Then $15 for my dinner at Mom's Night Out.
3/6: $11 food, 72.25 household at Costco. I'm so glad dh finally let me buy him some pants that fit!
3/7:
3/8: $40 Hooked on Phonics Kindergarten set (a big discount!), $4 food at Purim festival.
3/9: Exercised! Shifted $80 from grocery envelope to drawer. Milk and eggs at farm $5, $24.97 groceries, $12.30 Mickey-Ds, $11 haircut.
3/10: $14.30 gas, $5 at Subway, $81 dollar traffic ticket that I actually counted the day it was issued in February, but I am just going to count AGAIN to punish myself some more. Plus, I paid it out of my grocery envelope. $174 on food for the rest of the month - THAT should put a crimp in my drive-thru habit! Good thing dh is going out of town on business for two weeks - his organic fruit consumption factors hugely into our food costs.
3/11: $29.36 garden stuff at Home Depot, $5.30 shirt, $15 new sunglasses ( and a candy bar) at Target
3/12: $3.22 at for a bagel at the kosher deli (don't regret it!), $40.64 household stuff at Wally-world, $40.87 garden stuff at Wally-world, $21.19 for SIL's birthday present. Had to take out cash to pay a bill, and took out an additional $80 to feed the drawer.
3/13: $3 n change for breakfast (I made myself tea, then stupidly left travel mug on kitchen counter), $.74 for pencil grasp thingies for dh (used the change), $42 groceries $68 household at Costco. ETA: a lady from my AP Meetup group just showed up with her bassinet, which I bought for $40 out of the drawer and $10 out of my grocery envelope)
3/14: $17.25 household (antacids for me, energy bars for dh's trip)
3/15: on the go all day today! About $8 on fast food, $40.37 for groceries. Once I buy milk and eggs from the farm, I do believe we are fixed for groceries until next week!
3/16: Exercised! $1 at bake sale
3/17: $5 Chick-Fil-A, $3 milk and eggs (balance came out of change bag), $17.50 gas, $24.50 car cleaned inside and out (it smells like pina coladas now!), $30 at consignment sale ($11 for shirts for ds, rest was maternity clothes for me and two things for the Easter baskets).
3/19: $30 groceries, $36 household (bras, b-day present for ds' classmate, waterproof mattress pad because dd ripped hers to shreds)
3/20:
3/21: $8.56 on fabulous locally-produced goat milk soap. Don't regret it!
3/22: Huge festival at the Temple! $48.50 on food, bouncy house and various Jewish items for the kids. Of course, I paid cash out of my grocery envelope. Have I mentioned yet how much I hate my grocery envelope?
3/23: $4 Dunkin Donuts, $17.17 groceries at Wal-Mart, $80 cash from ATM of which $20 fed the drawer to bring the total to $560. The rest of our building fund contribution is not until June, so I will definitely be able to cover that plus some other frills if I keep at it!
3/24:

Goals

1/1 Sweep into savings
321/400 on food (actual amt left in envelope = 23 don't even ASK)
200/300 fed to the drawer
11/30 on finishing up kids' summer wardrobes
15/20 days doing homeschool lessons
2/12 days exercising

1152/1200 total non-fixed-cost spending
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Old 03-24-2009, 10:53 PM - Thread Starter
 
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Quote:
Originally Posted by dsaucone View Post
This goes alone with the bordem shoppers. What do you do to replace the time you used to go shopping in? I don't really want/need to buy anything, where else can I go/do?
I'm having trouble with this.

I don't know.

Last weekend I went for a hike with my daughter.

I would like to say that it gave me the same high as shopping...but it didn't.

I go to the bookstore a lot. I get coffee (which is spending but not nearly as much as I would spend at Target) and read books.

Not magazines -- magazines are full of ads and make me want to buy stuff -- but books.

So reading, hiking...I'm still searching though.

An alternative to window shopping that is just as much fun...haven't found it yet.

 

 

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Old 03-24-2009, 10:53 PM
 
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3/1 - $39.25 grocery
3/2 - :
3/3 - $10 grocery
3/4 - :
3/5 - $3 grocery :
3/6 -
3/7 - : $10 prescription, $10 haircut for dd, $16.18 incl. $6
3/8 - : $50 grocery
3/9 - : $6.69 grocery
3/10 - :
3/11 - $4.50 grocery; $3
3/12 -
3/13 - :
3/14 - $100 Target - $55 batteries and charger (a good investment but blech), $30 b-day gifts, $20 grocery. I had not been to Target in at least 2 months! now I remember why..... Will put on household tab until I decide what to do with this expense.
3/15 - $25 grocery, $50 household :
3/16 -
3/17 -
3/18 -
3/19 - $10 household, :
3/20 - $20 co-pays. $6 fast food $6 household
3/21 - $190 grocery and household ; $25 pants for dh
3/22 - :, $12 grocery
3/23 -
3/24:

no spend
: no drive
beer, my hot button issue with dh!

11/15 no spend days
9/13 no drive days
$527.62/$400 grocery and household
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Old 03-24-2009, 10:54 PM - Thread Starter
 
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I also scour the thrift stores.

That is still shopping, but the damage to the budget is substantially less.

I have to wander for hours in the thrift stores to find something that appeals to me...vs. a few minutes in a retail store.

 

 

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Old 03-25-2009, 09:11 AM
 
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Four days of spending in a row. Why did Goodwill have to have Connect Four and tap shoes in dd's size? At least I got 'em cheap.

03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:
03/17:
03/18: $3 Salvation Army
03/19:
03/20:
03/21: $2 Artsy crafty kit for dd, $4 storage cubes.
03/22: $28 Chinese food.
03/23: $5 Shipping
03/24: $7 Goodwill

15/20 No spend days
$98/$100 Unnecessarily spent

Jenny, proud maker of red things
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Old 03-25-2009, 11:33 AM
 
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Okay.... TODAY we're going to return the library books and get seeds. And buy a chicken for dinner. I had such an awful time with DS in the car on Monday that I wonder how much of this is even possible. :

3/12 :
3/13
3/14 $31.73 groceries, $6.78 groceries :
3/15
3/16 DH haircut $20
3/17 eating out $7.83
3/18
3/19 gasoline $28.93, yarn ~$10, medicine $4.49
3/20
3/21 groceries $12.65, groceries $37.97
3/22 :
3/23
3/24 :
3/25

The spending I track is all spending other than bills, including gas and food for our family of 3+.

Goals:
3/12-3/25 Total non-bill spending $160.38

Running Tally:
Use reusable bags for all shopping trips (7/10)
No spend days x 8
No drive days (my car) : x 3
2/26-3/11 Total non-bill spending ($385.62/$225.00)
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Old 03-25-2009, 12:24 PM
 
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My Key-
Sunday
No Spend
Necessary/Planned Spending
Unnecessary Spending

Goal
No spend 11/12/30 days (1 more to go!!)
Groceries/Household $311/$350
Saved for trip to CO $40/$50

3/1- $56 Target (Food, household stuff)
3/2-
3/3- $25 groceries
3/4-
3/5-
3/6-
3/7- $12 Borders (had a gc, but went over!!)
3/8- Sunday shopping-$190 Groceries/Household, $17 Gas, $40 out of the bank, $25 for babysitter for tonight
3/9- $23 for probiotics + $7 for antibiotics (ds has strep!!)
3/10- another $7 for new antibiotics bc first ones made ds vomit. $3 snack and juice for dd
3/11- $3 for 8 (!) reusable mesh produce bags. unnecessary, but definitely money well spent. thank you dollar store!!
3/12-
3/13- $20/pizza
3/14-
3/15- $40/week, $26/gas, $30 household stuff
3/16-
3/17-
3/18- $10 groceries
3/19-
3/20-
3/21- $20 on household stuff
3/22- $12 Walmart $26 Target
3/23-
3/24- $3 on Fabric, $2 on snack for DD
3/25-

I just realized that when I post my Sunday $40 withdrawal and then later post the money being spent during the week, it looks as though I spending that money 2x. Sundays I take out $40 to spend for the week (Gave up the debit card for Lent), fill up my gas tank and buy any $$ household stuff for with the debit. Then, the rest of the week, I have only that $40 to spend on anything else that comes up. So from now on, my Sundays will have their own icon (see My Key-Modified).
I also didn't have time to stop at the bank this week, so I didn't take out my normal $40, and I have no $$ left, so it will be a few no-spend days in a row over here!! Looks like I'll surpass my 12 day goal for sure!!

Danielle, bf'ing, cd'ing, bw'ing, ap'ing, SAHM to DD Avery (12-1-04) blahblah.gif DS Linus (10-31-07)bouncy.gif and DD Nilah (9-17-11) babygirl.gif

always and forever remembering angel1.gif (6-9-10)

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Old 03-25-2009, 02:17 PM
 
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1st-9th:
$264 groceries (Costco rebate check)
$81 groceries
Library fine $20
Fast food: $8
Baby doll (gift for dd) $7
groceries $33
Home improvement (homeschool boxes) $12
10th-15th:
$133 groceries
$22 Fast food
$147 Clothes
$178 Co-op order
16th-19th
$72 co-op
$11 fast food
$81 kids stuff
$13 clothes
$17 haircut
20th-25th:
Groceries, food $60
Fast food $6
Homeschool Yearly Order: $334


Totals:
Groceries: $571
Kids stuff: $422
Home improvement: $12
Library fine: $20
Fast Food: $52
Clothes: $160
Co-op $ 250
$17 haircut

I have spent a TON of money this month... hopefully we'll have a few low spend months for the next 3-4 months, Yikes!
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Old 03-25-2009, 02:58 PM
 
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While I am over my grocery/household budget for the month I am giving myself a smilie face today because I had to go out for deodorant and cheese for our dinner and I refrained from buying my lunch even though I had to walk through three food courts

March 1 - $22 fast food :, $26.95 :
March 2 - $2.65 breakfast, $7 lunch
March 3 -
March 4 - $10.66 :, $50 Gas
March 5 - $284.03 :
March 6 - $10.40 lunch, $114 training pants and diaper cover
March 7 -
March 8 -
March 9 -
March 10- $30 lunch, $1.40 transit for dd1, $212.50 Summer camp fee for dd1
March 11 -
March 12 - $12 lunch, $35.24 :
March 13 - $22.60 :, $2.26 treats for girls, $20.53 dinner
March 14 -
March 15 -
March 16 - $9 eyebrow wax, $4.15 pizza (it was 2:30pm and I hadn't had lunch yet), $38.46 : & household items (including printer cartridge), $79 dd1 swimming lessons
March 17 - $49 dd1 & and I went to an indoor amusement park for Spring Break, $20.97 :
March 18 -
March 19 - $20.74 budgeted trip to playplace for kids, $47 : (fruit & veggie delivery)
March 20 - $18 planned lunch out
March 21 - $310.76 : & household, $50 Gas
March 22 -
March 23 -
March 24 -
March 25 - $16.03 : & household

: & household items $812.87/$540
Gas: $100/$100
Unbudgeted/Unnecessary Spending: $191.96
Budgeted/Necessary Spending: $422.64
No Spend Days 11/15

My Key:

No Spend
Unbudgeted/Unnecessary Spending
Budgeted/Necessary Spending
: Groceries/Household items
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Old 03-25-2009, 03:45 PM - Thread Starter
 
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I had to drive my dirty car right past the car wash today because my wallet is still locked in the filing cabinet at home.

Good.

I need to get out and just wash it myself anyway. That saved me $10.


01.. $23 Pizza Putt
02.. , : $750
03.. $51 reusable gift bags at Lucky Crow
04.. $21 Girl Scout Cookies
05.. $184 pool
06.. , :
07.. $35 pool floats and toys
08.. $13 princess clock
09..
10..
11..
12.. , :
13.. , :
14..
15.. , : $1,950
16.. $15 on stuffed easter bunnies
17.. , :
18.. $10 on chocolate and cookies
19.. , :
20.. , :
21.. $6.81 Chinese food
22.. $94 Reading lamp and Dracaena
23..
24..
25.. $20 dinner out with bookclub...money will be spent.
26..
27..
28.. 40th Birthday today...goodbye 30s, hello 40!
29..
30..
31..

~~~~~~~~~~
My Goals:

14/20 No Spend days
6/5 Let the Car Rest Days :
: Put Money in Savings $2,700/$3,000

 

 

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Old 03-25-2009, 06:23 PM
 
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This guy is back! Finally!

03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:
03/17:
03/18: $3 Salvation Army
03/19:
03/20:
03/21: $2 Artsy crafty kit for dd, $4 storage cubes.
03/22: $28 Chinese food.
03/23: $5 Shipping
03/24: $7 Goodwill
03/25:

16/20 No spend days
$98/$100 Unnecessarily spent

Jenny, proud maker of red things
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Old 03-25-2009, 06:35 PM
 
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The end of the payperiod!!!! Yay!!!!!!!!!!! New goals tomorrow!!!! :

I got my seeds, potting soil, and hoses. One for the house/garden, one for....

Even though we nearly doubled my hoped-for total, I am thrilled. Yay!

3/12 :
3/13
3/14 $31.73 groceries, $6.78 groceries :
3/15
3/16 DH haircut $20
3/17 eating out $7.83
3/18
3/19 gasoline $28.93, yarn ~$10, medicine $4.49
3/20
3/21 groceries $12.65, groceries $37.97
3/22 :
3/23
3/24 :
3/25 groceries $7.34, garden supplies $21.20, waterbirth supplies (it's a hose ) $10.80

The spending I track is all spending other than bills, including gas and food for our family of 3+.

Goals:
3/12-3/25 Total non-bill spending $199.72


Running Tally:
Use reusable bags for all shopping trips (8/11)
No spend days x 8
No drive days (my car) : x 3
2/26-3/11 Total non-bill spending ($385.62/$225.00)
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Old 03-25-2009, 06:54 PM
 
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Well, I'm taking back yesterday's no spend b/c we went to Walmart in the evening for a couple things. It was necessary and ok, but still spending. And I still need two things I forgot to pick up - I might go get them today or wait until tomorrow. We'll see.


1. No Spend
2. $6.40 groceries/lunch
3. No Spend
4. $30 taxes, $80 Walmart, $20 taco time, $9 convenience store, $25 pizza, gas (unknown amt)
5. $80 Abi spending, $80 Target/TJ Maxx
6. $8 BK, $40 Walmart (flowers and lunch stuff), $27 gas, $9 convenience store, $7 Sonic
7. $86 Walmart (groceries, CD, shampoo/conditioner)
8. No spend!
9. $68 Walmart, $3 Starbucks, ~$1200 airfare/car rental
10. $80 Dr, $7 Rx
11. No Spend
12. $26 grocery (school snacks/dinner)
13. $8 lunch out, gas $33, Walmart $99
14. No Spend
15. $14
16. $97 Walmart
17. $150
18. $80
19. $70 includes $30 Panera
20. $36 walmart, $100 outlets, $20 food
21. $34 thrift store, $13 funchos
22. $100 outlets, $60 walmart, $1079 airfare
23. $20 lunch, 17 dinner, 30 toys @ airport, $42 parking
24. $60 whole foods, $30 breakfast, $369 phone bill
25. $57 Walmart - $25 food & the rest was misc.
26.


* 4/10 no spend days
* $100 total (cash) for food/entertainment while in NY (I plan to do a cleanse while I'm there next month, so this should more than cover it.)
* $50 misc total for the month
*150/350 Blender savings
* no new shoes for anyone this month. I bought myself a new pair.
* eat out for lunch only 1x/week regardless of who pays
Week 1 - Tues
Week 2 - Tues, Weds, Thurs (pizza @ work meeting), Fri
Week 3 - Tues
Week 4 - Weds
Week 5 -

*~* A * Mama to C and A * *~* I blog - PM me for the URL
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Old 03-25-2009, 07:06 PM
 
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I need to look at this differently. What's a good fun money limit for a monthly income of $2,000 in an average COL area?

1st : $3.50
2nd
3rd $3 (3)coloring books $7.50 music book $2.50 drinks $60 wireless router $25.50 eating out $65 DH's game
4th $5.50 drinks/snack
5th $15 pizza
6th
7th $18 fast food $5 coffee $50 wrap
8th $22 pictures $8 facial cleanser
9th : $2.25
10th : $7
11th : $2.25 $10 book store $26 Victoria's Secret $6 pretzel & drink $10 eating out
12th : $2.25 . . . $20 coffee & eating out
13th
14th
15th : $2.25
16th : $2.25 pizza $15
17th $14 eating out
18th
19th $2.25 pop and candy
20th
21st
22nd $3.50
23rd : $3
24th
25th : $1.50 $5 pop and snack

KEY/GOALS/TOTALS

No Unnecessary Spending 8

: 0/300 Savings

: $293

: $26.25 Badge Spending $372.25 Spending Total

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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Old 03-25-2009, 09:21 PM
 
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More craptastic news. I had to buy a glucometer, since my FIL's "spare" glucometer is out of strips and replacement strips for that one are more expensive than a whole new machine!!! Then, of course, we were in Wal-Mart and had to buy plastic toys. Dora the Explorere could go to medical school if she invested all the money we spent on her product line in a 529 plan.

So, goodbye spending goal, hello daily finger sticks! :

------------------------------------------------------------------------
3/1: $500 cash taken our for all food expenses this month ($20 of that fed the drawer), amount in checking account that's above our minimum comfort level "swept" into savings
3/2: $29.06 groceries, $6.87 household goods
3/3: $39 case of pull-ups arrived from Amazon
3/4: $11.46 localharvest order, $25.52 groceries (isn't it clever how they have the localharvest pickup at Whole Foods?),$20 eyebrow/lip wax, $14.92 household misc. at Wally-world
3/5: went on a day trip - $15.82 gas, $4 fast food that is coming out of the food budget because I left my bag of change in the car. Then $15 for my dinner at Mom's Night Out.
3/6: $11 food, 72.25 household at Costco. I'm so glad dh finally let me buy him some pants that fit!
3/7:
3/8: $40 Hooked on Phonics Kindergarten set (a big discount!), $4 food at Purim festival.
3/9: Exercised! Shifted $80 from grocery envelope to drawer. Milk and eggs at farm $5, $24.97 groceries, $12.30 Mickey-Ds, $11 haircut.
3/10: $14.30 gas, $5 at Subway, $81 dollar traffic ticket that I actually counted the day it was issued in February, but I am just going to count AGAIN to punish myself some more. Plus, I paid it out of my grocery envelope. $174 on food for the rest of the month - THAT should put a crimp in my drive-thru habit! Good thing dh is going out of town on business for two weeks - his organic fruit consumption factors hugely into our food costs.
3/11: $29.36 garden stuff at Home Depot, $5.30 shirt, $15 new sunglasses ( and a candy bar) at Target
3/12: $3.22 at for a bagel at the kosher deli (don't regret it!), $40.64 household stuff at Wally-world, $40.87 garden stuff at Wally-world, $21.19 for SIL's birthday present. Had to take out cash to pay a bill, and took out an additional $80 to feed the drawer.
3/13: $3 n change for breakfast (I made myself tea, then stupidly left travel mug on kitchen counter), $.74 for pencil grasp thingies for dh (used the change), $42 groceries $68 household at Costco. ETA: a lady from my AP Meetup group just showed up with her bassinet, which I bought for $40 out of the drawer and $10 out of my grocery envelope)
3/14: $17.25 household (antacids for me, energy bars for dh's trip)
3/15: on the go all day today! About $8 on fast food, $40.37 for groceries. Once I buy milk and eggs from the farm, I do believe we are fixed for groceries until next week!
3/16: Exercised! $1 at bake sale
3/17: $5 Chick-Fil-A, $3 milk and eggs (balance came out of change bag), $17.50 gas, $24.50 car cleaned inside and out (it smells like pina coladas now!), $30 at consignment sale ($11 for shirts for ds, rest was maternity clothes for me and two things for the Easter baskets).
3/19: $30 groceries, $36 household (bras, b-day present for ds' classmate, waterproof mattress pad because dd ripped hers to shreds)
3/20:
3/21: $8.56 on fabulous locally-produced goat milk soap. Don't regret it!
3/22: Huge festival at the Temple! $48.50 on food, bouncy house and various Jewish items for the kids. Of course, I paid cash out of my grocery envelope. Have I mentioned yet how much I hate my grocery envelope?
3/23: $4 Dunkin Donuts, $17.17 groceries at Wal-Mart, $80 cash from ATM of which $20 fed the drawer to bring the total to $560. The rest of our building fund contribution is not until June, so I will definitely be able to cover that plus some other frills if I keep at it!
3/24: $20.21 on groceries (goodby cash envelope! I will not miss you!), $43.36 glucometer and toys

Goals

1/1 Sweep into savings
342/400 on food (actual amt left in envelope = $2 don't even ASK)
200/300 fed to the drawer
11/30 on finishing up kids' summer wardrobes
15/20 days doing homeschool lessons
2/12 days exercising

1216/1200 total non-fixed-cost spending
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Old 03-25-2009, 10:03 PM
 
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1:
2: $14 dh took the kids to a movie
3: :
4: $366 groceries and got photos developed
5: :
6: :
7: $80 dh went grocery shopping, and picked up soil for me, and work clothes.
8:
9: :
10: :
11: $15 milk, $18 groceries; : $26 groceries I didn't need to get this month
12:
13: :
14: $35 hygiene supplies and clothing
15:
16: :
17: :
18: $51 groceries; : $48 groceries I hadn't planned to buy and didn't need right now, but we were there, so I picked them up. I was also supposed to use $30 worth of store points to pay for part of it, but the cashier didn't hear me apparently and by the time I realized it, it was too late to use them. Arg. On the positive side, though, I almost bought a bunch of soil for our garden, then decided to wait, and now I think I'll be able to get some stuff to improve our soil for free.
19: :
20: :
21:
22:
23: :
24: :
25: $32 groceries

no spend:
necessary spend:
unnecessary spend: :
no drive: :

Household spending: $685/$500
No-spend days: 17/18

Mom to DS(14), DS(12), DD(9), DS(6), DS (4), and DS(2)  

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Old 03-25-2009, 10:06 PM
 
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$94/???? gas
$88/$50 eating out budget!
$80/$50 household budget... I need some jars.
$1022/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!

1st: $231 Food; $124 vitamins; $52 DH's ipod
2nd: No spend!
3rd: No spend!
4th: $25 food; $21 Nike; $26 gas
5th: $26 pizza ; $151 TJs; $25 sporting goods
6th: No spend!
7th: $43 Wild by Nature; $10 file cabinet
8th: $31 eating out ; $10 library fine
9th No spend!
10th: $26 gas; $10 swimming; $18 shot blocks
11th: No spend!
12th: $16 gas
13th: No spend!
14th: No spend!
15th: $391 TJs; $74 WbN; $31 Dinner out; $17 prescription and 2 magazines; $26 gas
16th: No spend!
17th: $60 jars; $29 food; $18 race; $20 toilet paper[/quote]
18th: No spend!
19th: No spend!
20th: $33 WbN; $6 library fine; $27 gas
21st: $29 thrift (all for DH except a scarf); $10 Target
22nd: $55 food; ate out, but don't know how much; DH filled car $25
23rd: No spend!
24th: $36 WbN
25th: No spend!
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Old 03-25-2009, 11:27 PM
 
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3/1 - $39.25 grocery
3/2 - :
3/3 - $10 grocery
3/4 - :
3/5 - $3 grocery :
3/6 -
3/7 - : $10 prescription, $10 haircut for dd, $16.18 incl. $6
3/8 - : $50 grocery
3/9 - : $6.69 grocery
3/10 - :
3/11 - $4.50 grocery; $3
3/12 -
3/13 - :
3/14 - $100 Target - $55 batteries and charger (a good investment but blech), $30 b-day gifts, $20 grocery. I had not been to Target in at least 2 months! now I remember why..... Will put on household tab until I decide what to do with this expense.
3/15 - $25 grocery, $50 household :
3/16 -
3/17 -
3/18 -
3/19 - $10 household, :
3/20 - $20 co-pays. $6 fast food $6 household
3/21 - $190 grocery and household ; $25 pants for dh
3/22 - :, $12 grocery
3/23 -
3/24 - :
3/25 - $100 minutes for my phone, $10 copay, $5 medicine for sick girls =(

no spend
: no drive
beer, my hot button issue with dh!

11/15 no spend days
9/13 no drive days
$527.62/$400 grocery and household
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Old 03-26-2009, 07:21 AM
 
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okay, this counts for the 25th, even though it's 2:20 am on the 26th... silly baby

here's what i'm anticipating for expenses:
honey 164.40,
tierra farms 300
total= 464.40
-------------------------
so, goals for me:
$600 for food this month!
$60 spending money- $100 birthday money
$100 saved for grain mill

21/31 no spend days
10/31 budgeted spending
non-budgeted spending
29/31 get outside days (i know this has nothing to do with money but it's needed) :

27- :
28- :
-----
1- :
2- :
3- 8.13 postage
4- :
5- 30 dr. appt, 217.88 grocery shopping, 36.32 gas, 10 diapers, 24.95 co-op chocolate (comes out of budgeted spending money) :
6- :
7- 10 postage (budgeted spending money) :
8-
9- 8.13 postage 205 utilities 14.86 shipping for co-op :
10- :
11- :
12- 100 mtn rose herbs (bday money) , 59.91 mtn rose herbs (grocery) :
13- 21.62 shipping :
14- :
15- 18.75 bathrobe 125.00 dehydrator (b-day money)
16- 18.25 post office sundry 338.60 groceries :
17- 85.88 clo on sale sundry :
18- :
19- bingo 20.00 :
20- :
21-
22- 6.50 chocolate for cookies
23- :
24- 26.66 eo's :
25-:
26- co-op pick-up/ lunch/ magazines treasure mapping
27-
28-
29-
30-
31-



13/21 no spend days
8/10 budgeted spend
5/ 0 unbudgeted spend
622.89/600 grocery
87.69/60 spending money
225/190 birthday money all gone
20/29 exercise
0 /200 pantry stocking
149.54/80 sundry

eh. who needs a signature?
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Old 03-26-2009, 12:06 PM
 
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Days left of March:
23 -
24-
25-
26- planned spending/errand day (bread store, grocery store, etc)
27-
28- pick up Angel Food order (already paid for)
29-
30-
31- Pay Day

I've been having a hard time with late night shopping on the internet while ups with a nursing baby ... I haven't given in, but it is OH, SO tempting to be spending money in my favorite etsy yarn shops or on amazon or alibris or just, wherever. I'm up late, tired, and sitting there nursing thinking "oh, wouldn't this be great?" or "we totally NEED that" .... waldorf toys and yarn are my biggest weaknesses.

So far, so good ... but I've had to really talk myself down at times ....

knit.gifKara~ Rockin' Granola wife to Christopher and mama to J (Nov. '01), M (June '06), L (May '08) and stork-girl.gif (edd 8/3/11)
2011:  a year to Make Do, Do Without, or Do It Ourselves 
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Old 03-26-2009, 12:26 PM
 
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Finishing out last payperiod...

3/12 :
3/13
3/14 $31.73 groceries, $6.78 groceries :
3/15
3/16 DH haircut $20
3/17 eating out $7.83
3/18
3/19 gasoline $28.93, yarn ~$10, medicine $4.49
3/20
3/21 groceries $12.65, groceries $37.97
3/22 :
3/23
3/24 :
3/25 groceries $7.34, garden supplies $21.20, waterbirth supplies (it's a hose ) $10.80, groceries $6.85

The spending I track is all spending other than bills, including gas and food for our family of 3+.

Goals:
3/12-3/25 Total non-bill spending $206.57

Running Tally:
Use reusable bags for all shopping trips (8/12)
No spend days x 8
No drive days (my car) : x 3
2/26-3/11 Total non-bill spending ($385.62/$225.00)

Not bad!!
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Old 03-26-2009, 03:43 PM - Thread Starter
 
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Quote:
Originally Posted by Smithie View Post
Dora the Explorere could go to medical school if she invested all the money we spent on her product line in a 529 plan.


Quote:
Originally Posted by dsaucone View Post
What's a good fun money limit for a monthly income of $2,000 in an average COL area?
Could you find some free sources of fun? Try to make it $0 for next month...and if you have any extra left at the end of the month, then that will be the following month's fun money.

Quote:
Originally Posted by scrapadoozer View Post
This guy is back! Finally!
I need that guy to come back and visit my posts.

 

 

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Old 03-26-2009, 04:13 PM
 
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March 1 - $22 fast food :, $26.95 :
March 2 - $2.65 breakfast, $7 lunch
March 3 -
March 4 - $10.66 :, $50 Gas
March 5 - $284.03 :
March 6 - $10.40 lunch, $114 training pants and diaper cover
March 7 -
March 8 -
March 9 -
March 10- $30 lunch, $1.40 transit for dd1, $212.50 Summer camp fee for dd1
March 11 -
March 12 - $12 lunch, $35.24 :
March 13 - $22.60 :, $2.26 treats for girls, $20.53 dinner
March 14 -
March 15 -
March 16 - $9 eyebrow wax, $4.15 pizza (it was 2:30pm and I hadn't had lunch yet), $38.46 : & household items (including printer cartridge), $79 dd1 swimming lessons
March 17 - $49 dd1 & and I went to an indoor amusement park for Spring Break, $20.97 :
March 18 -
March 19 - $20.74 budgeted trip to playplace for kids, $47 : (fruit & veggie delivery)
March 20 - $18 planned lunch out
March 21 - $310.76 : & household, $50 Gas
March 22 -
March 23 -
March 24 -
March 25 - $16.03 : & household
March 26 - $13.58 lunch out with my boss, $5.38 :

: & household items $818.25/$540
Gas: $100/$100
Unbudgeted/Unnecessary Spending: $205.54
Budgeted/Necessary Spending: $422.64
No Spend Days 11/15

My Key:

No Spend
Unbudgeted/Unnecessary Spending
Budgeted/Necessary Spending
: Groceries/Household items
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Old 03-26-2009, 04:31 PM - Thread Starter
 
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01.. $23 Pizza Putt
02.. , : $750
03.. $51 reusable gift bags at Lucky Crow
04.. $21 Girl Scout Cookies
05.. $184 pool
06.. , :
07.. $35 pool floats and toys
08.. $13 princess clock
09..
10..
11..
12.. , :
13.. , :
14..
15.. , : $1,950
16.. $15 on stuffed easter bunnies
17.. , :
18.. $10 on chocolate and cookies
19.. , :
20.. , :
21.. $6.81 Chinese food
22.. $94 Reading lamp and Dracaena
23..
24..
25.. $20 dinner out with bookclub
26.. $242 Airline ticket for my Dad to come visit us
27..
28.. 40th Birthday today...goodbye 30s, hello 40!
29..
30..
31..

~~~~~~~~~~
My Goals:

14/20 No Spend days
6/5 Let the Car Rest Days :
: Put Money in Savings $2,700/$3,000

 

 

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Old 03-26-2009, 06:50 PM
 
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03/01:
03/02:
03/03: $9 Shipping.
03/04:
03/05:
03/06:
03/07: $20 KFC (Mmm, coleslaw. )
03/08:
03/09:
03/10: $3 Goodwill goodies.
03/11:
03/12:
03/13:
03/14: $17 fabric, quilt batting, pattern & easter egg cookie cutter.
03/15:
03/16:
03/17:
03/18: $3 Salvation Army
03/19:
03/20:
03/21: $2 Artsy crafty kit for dd, $4 storage cubes.
03/22: $28 Chinese food.
03/23: $5 Shipping
03/24: $7 Goodwill
03/25:
03/26:

17/20 No spend days
$98/$100 Unnecessarily spent

Jenny, proud maker of red things
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Old 03-26-2009, 10:25 PM
 
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Apparently I'm going with "the heck with it" as my end-of-the-month motto... I planned to go out shopping with MIL tomorrow for Tupperware storage boxes!!!

---------------------------------------------------------------------------

3/1: $500 cash taken our for all food expenses this month ($20 of that fed the drawer), amount in checking account that's above our minimum comfort level "swept" into savings
3/2: $29.06 groceries, $6.87 household goods
3/3: $39 case of pull-ups arrived from Amazon
3/4: $11.46 localharvest order, $25.52 groceries (isn't it clever how they have the localharvest pickup at Whole Foods?),$20 eyebrow/lip wax, $14.92 household misc. at Wally-world
3/5: went on a day trip - $15.82 gas, $4 fast food that is coming out of the food budget because I left my bag of change in the car. Then $15 for my dinner at Mom's Night Out.
3/6: $11 food, 72.25 household at Costco. I'm so glad dh finally let me buy him some pants that fit!
3/7:
3/8: $40 Hooked on Phonics Kindergarten set (a big discount!), $4 food at Purim festival.
3/9: Exercised! Shifted $80 from grocery envelope to drawer. Milk and eggs at farm $5, $24.97 groceries, $12.30 Mickey-Ds, $11 haircut.
3/10: $14.30 gas, $5 at Subway, $81 dollar traffic ticket that I actually counted the day it was issued in February, but I am just going to count AGAIN to punish myself some more. Plus, I paid it out of my grocery envelope. $174 on food for the rest of the month - THAT should put a crimp in my drive-thru habit! Good thing dh is going out of town on business for two weeks - his organic fruit consumption factors hugely into our food costs.
3/11: $29.36 garden stuff at Home Depot, $5.30 shirt, $15 new sunglasses ( and a candy bar) at Target
3/12: $3.22 at for a bagel at the kosher deli (don't regret it!), $40.64 household stuff at Wally-world, $40.87 garden stuff at Wally-world, $21.19 for SIL's birthday present. Had to take out cash to pay a bill, and took out an additional $80 to feed the drawer.
3/13: $3 n change for breakfast (I made myself tea, then stupidly left travel mug on kitchen counter), $.74 for pencil grasp thingies for dh (used the change), $42 groceries $68 household at Costco. ETA: a lady from my AP Meetup group just showed up with her bassinet, which I bought for $40 out of the drawer and $10 out of my grocery envelope)
3/14: $17.25 household (antacids for me, energy bars for dh's trip)
3/15: on the go all day today! About $8 on fast food, $40.37 for groceries. Once I buy milk and eggs from the farm, I do believe we are fixed for groceries until next week!
3/16: Exercised! $1 at bake sale
3/17: $5 Chick-Fil-A, $3 milk and eggs (balance came out of change bag), $17.50 gas, $24.50 car cleaned inside and out (it smells like pina coladas now!), $30 at consignment sale ($11 for shirts for ds, rest was maternity clothes for me and two things for the Easter baskets).
3/19: $30 groceries, $36 household (bras, b-day present for ds' classmate, waterproof mattress pad because dd ripped hers to shreds)
3/20:
3/21: $8.56 on fabulous locally-produced goat milk soap. Don't regret it!
3/22: Huge festival at the Temple! $48.50 on food, bouncy house and various Jewish items for the kids. Of course, I paid cash out of my grocery envelope. Have I mentioned yet how much I hate my grocery envelope?
3/23: $4 Dunkin Donuts, $17.17 groceries at Wal-Mart, $80 cash from ATM of which $20 fed the drawer to bring the total to $560. The rest of our building fund contribution is not until June, so I will definitely be able to cover that plus some other frills if I keep at it!
3/24: $20.21 on groceries (goodbye cash envelope! I will not miss you!), $43.36 glucometer and toys
3/25: $7.09 at bakery (cookies for BIL), $7.08 Mickey-Ds

Goals

1/1 Sweep into savings
356/400 on food (actual amt left in envelope = $2 don't even ASK)
200/300 fed to the drawer
11/30 on finishing up kids' summer wardrobes
16/20 days doing homeschool lessons
2/12 days exercising

1230/1200 total non-fixed-cost spending
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