~March No-Spend Challenge~ The Day of Reckoning...how did you do? What did you learn? What will you do differently next month? - Page 5 - Mothering Forums

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#121 of 636 Old 03-03-2009, 02:22 PM
 
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I really want to buy some jars, but I think I am going to hold off. I am also in to organization thread and I am organizing the office. My office isn't a mess, I just have neglected medical bills and stuff. I am so glad I started going through everything. There is a lot the insurance company should have paid. I am on my way to getting it sorted out and I prefer to get it all done with. I am holding off on spending until I get it all sorted out.

I also have so many dinners in the freezer (well at least a week) so I am going to eat through the food in the frig. this week and then the freezer next week. This should let me just buy perishables for the kids.

$50 eating out budget!
$50 household budget... I need some jars.
$231/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!

1st: $231 Food; $124 vitamins; $52 DH's ipod
2nd: No spend!
3rd: No spend!
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#122 of 636 Old 03-03-2009, 02:31 PM
 
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Quote:
Originally Posted by ThisLove View Post
And I decided (all of a sudden) that instead of spending on dipes this week, I'm going to go through my bags of recyclable clothing and sew up a few (I may have to buy a few things - not sure yet) before buying. I'm too indecisive and the thread over in Diaper Making with all of the recycled-material dipes inspired me!
THANK YOU for mentioning this!! I keep thinking I'm going to use some clothes and scraps to make dipes for the new baby and then it winds up at the bottom of the pile in my mind. I'll go check that thread out... I'm running out of time.

Quote:
Originally Posted by SugarAndSun View Post
I am so glad I started going through everything. There is a lot the insurance company should have paid. I am on my way to getting it sorted out and I prefer to get it all done with.
UGH, me too!!! My insurance covers very little at all before the deductible is met (physicals, pap smears) so naturally when they got those bills they refused to pay. Provider bills me. Provider resubmitted, they refused. Provider bills me. I call insurance, they say, "Oops... we'll send this over to the black hole of something and let you know." Me: "When?" Them: "30 business days." Considering they never should have refused to pay it to begin with and the visit was now four months ago, yeah. I'm irritated.

I seem to be rolling my eyes a lot today.
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#123 of 636 Old 03-03-2009, 02:56 PM
 
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Originally Posted by SugarAndSun View Post
$231/$850 food... we eat tons of fresh fruits and veggies and I can't seem to get this lower. Suggestions welcome!
Do you only buy organic or local? If you don't, high-quality frozen fruit/veggies usually have the same nutrients as fresh because they're frozen within a day or so of harvest, and fresh veggies often hang around waiting to be shipping, then sit while shipping, and then hang around in the grocery store, losing their nutrients. Switching to frozen for some things might save you a little there. My kids are being super picky about veggies lately, but will usually eat the things that freeze well (peas, corn, broccoli), so that works for us. And there are usually decent sales and coupons. We also buy frozen strawberries, blueberries, and peaches, warm them just a little, drizzle on a tiny bit of maple syrup, and eat straight from the bowl, or blend them up for smoothies. The kids also happen to like the fresh fruit that's generally easily available right now (pears, apples, oranges), lucky for me *whew*

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#124 of 636 Old 03-03-2009, 03:06 PM
 
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On February 28th I went on a bit of a spending spree because I could for the first time in ages! I went to the movies with a friend ($9) Went work clothes shopping ($55) and then for dinner ($25). Even though that was technically last month it's still on this budget so I'm counting it here.

28/03 - $89 on movie, clothes and dinner with a friend
01/03 -
02/03 -
03/03 -


Budget

Til March 14th
$89/$150
Til March 31st
$0/$150
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#125 of 636 Old 03-03-2009, 04:14 PM
 
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1:
2:
3:

Goals:
3/25 spending w/in budget
0/6 out food days
0/$100 unnecessary

Baking mama to dd (7.5), ds (6), ds (3.5) and someone new in April
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#126 of 636 Old 03-03-2009, 05:02 PM - Thread Starter
 
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I was like, "No way! I just joined the no-spend challenge on MDC THIS MORNING! I can't fail on the first day!" And I cooked the dinner. But it was hard. We had a snow day here, the kids were getting tired, I had work to do, etc.

 

 

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#127 of 636 Old 03-03-2009, 05:10 PM - Thread Starter
 
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I spent over $50 on reusable cloth gift bags!

Wow. How did that happen? The internet is dangerous for me. click click click and money is spent. In this case, about $40 more than I meant to spend.

(they are really cute though...Lucky Crow.com

My thinking in this case, though, is like dish towels and cloth diapers and family cloth, these gift bags will be used in our family for years to come. And ultimately save us money.

Granted, we re-use PAPER gift bags right now. But I do spend money on wrapping paper and ribbons and tape...so I'm thinking long-term...

Maybe? Or am I just justifying spending?

Last year Big Lots had very inexpensive (much cheaper than these Lucky Crow bags) Christmas cloth bags...I should have bought some. I will if I see them again this next year.

01.. $23 Pizza Putt
02.. , : $750
03.. $51 reusable gift bags at Lucky Crow
04..
05..
06..
07..
08..
09..
10..

~~~~~~~~~~
My Goals:

1/20 No Spend days
0/5 Let the Car Rest Days :
: Put Money in Savings

 

 

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#128 of 636 Old 03-03-2009, 05:11 PM - Thread Starter
 
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I don't know how to sew, or even which end of the sewing machine you put the fabric in.

But on days like this, after spending $50 on bags that a crafty mom could just sew right up...I wonder if it wouldn't be worth it to learn how.

 

 

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#129 of 636 Old 03-03-2009, 05:29 PM
 
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I've gotten so bad lately that I decided I'm back to square one this month. My only goals are:
1. write down EVERYTHING I spend
2. don't use credit cards

Surely I should be able to manage those. Then next month I'll make some more. Baby steps.

March 1: $46 K-cups
March 2: $7 lunch; $61 bath product containers
March 3: $37 and $25 gifts; $6 lunch; $21 skirt and socks (skirt is going back)
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#130 of 636 Old 03-03-2009, 05:40 PM
 
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so, should we update our original post or make a new post for each day? this is my first time and i'll tell you i'm totally into it!! i walked yesterday just because i knew i'd get to put a jogger on my tally

those gift bags are really cute btw! i need to get my sewing machine fixed...

eh. who needs a signature?
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#131 of 636 Old 03-03-2009, 05:50 PM
 
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March 1 - $22 fast food :, $26.95 :
March 2 - $2.65 breakfast, $7 lunch
March 3 -

:$26.95/$560
Unbudgeted/Unnecessary Spending: $31.65
No Spend Days 1/15

My Key:

No Spend
Unbudgeted/Unnecessary Spending
Budgeted/Necessary Spending
: Groceries
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#132 of 636 Old 03-03-2009, 05:51 PM
 
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Originally Posted by PlayaMama View Post
so, should we update our original post or make a new post for each day? this is my first time and i'll tell you i'm totally into it!! i walked yesterday just because i knew i'd get to put a jogger on my tally

those gift bags are really cute btw! i need to get my sewing machine fixed...
I usually just do a new post by quoting my original one and then adding the info for the new day.
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#133 of 636 Old 03-03-2009, 06:05 PM
 
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I have a dumb question. I've never done this thread before -- am I supposed to go back and re-edit my original post, or am I supposed to keep reposting my spending info in subsequent posts?

Today has been a no spend day! :

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#134 of 636 Old 03-03-2009, 06:08 PM
 
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Key of the Method of my Madness:

no money left my wallet or bank account:
deposited money for savings :
messed up
planned spending
eat from what I have on hand: :

1 church donation and grocery 42.95/400
2 & :
3 & :
4 car insurance due
5 payday/mortgage due
6

Boy this is easy so far! But then again, having to hunker down with DD1 who has a mild bug will do that to you! Also DH is working extra hours this week.

I decided this year was Year of Amy. If I wanted to do something, I would make plans for me to do them because DH had a crazy year last year with his work and he said I should spend this year doing things for me. SO now I am deciding if I should go to this Womans Day at a local church on Saturday. $40, fellowship, speakers, massage, and a few friends also want to go.

Also, Wed is preschool registration and a few of us plan a girls night out for this. Luckily I have the cash in my wallet to have a drink and a light meal. I also really want to go out too!

"The true joy of life is the trip. The station is only a dream. It constantly out distances us."
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#135 of 636 Old 03-03-2009, 06:51 PM
 
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Checking in-- so far so good.
March 1- no spend (stayed home)
March 2- Eating out $15/$75- HFS= $47$250 groceries
March 3-Gas- Withdrew cash for this months expenditures hopefully we can stay with cash only this month!

Happily Married to my : 11 yrs- Mama to wild-eyed monkey boy 7-04, fiery little girl 4-07, and the happy smiley baby that sleeps 11-09!
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#136 of 636 Old 03-03-2009, 07:02 PM
 
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I usually do a new post for each day and copy my previous days post into it (quoting is a neat feature b/c then youcould keep your smilies...). If you just keep updating your first thread, no one will see it and we won't be able to cheer you on!

*~* A * Mama to C and A * *~* I blog - PM me for the URL
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#137 of 636 Old 03-03-2009, 07:09 PM
 
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Last month was great! I hit most of my goals and used the tax refund to totally pay off a CC as well as sock money towards a very needed roof & paid a little to Dp's smaller student loan. Here's to another awesome month!

March 1: No spend/No drive: sick DD
March 2:
March 3:
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#138 of 636 Old 03-03-2009, 07:12 PM
 
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March key and goals:

Budgeted spending:
Groceries /household 128.50 / 450
Gas 7.51 / 65
Homeschool 0 / 20
Kid clothing 0 / 20
New baby items- 0 / 200 carseat, 0 / 40 for misc, 53.10 / 55 for cloth dipes
: 4 / <20 unbudgeted spending
No spend days 2 / 20
Declutter (so I will know what I have!) 1 / 10
: Money to savings for replacement car fund- 0/500

3/1- 53.10 cloth diapers- (used $ from last month’s ebay sales), 4.00 gift for co-worker, 7.51 gas, 128.50 groceries (so much for < 110 per week)
2- (1 hour)
3- – (Home sick)

“War is peace.
Freedom is slavery.
Ignorance is strength.”
― George Orwell, 1984
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#139 of 636 Old 03-03-2009, 07:13 PM
 
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I'll just bring over the spending stuff...


Smilies I'll use... = no spending, = budgeted spending, = extraneous spending

3/1
3/2 / (overspent on grocery stuff and DH's convenience store habit)
3/3
3/4
3/5
3/6
3/7
3/8
3/9
3/10

Goals:
$425 for groceries/household this month ($140.40/$450)
$85/week for DH gas and spending money ($27/$85)

Jenn: WOHM to a big girl (7/03), a medium girl (8/07), and a little girl (12/10)
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#140 of 636 Old 03-03-2009, 07:18 PM
 
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Quote:
Originally Posted by ThisLove View Post

And I decided (all of a sudden) that instead of spending on dipes this week, I'm going to go through my bags of recyclable clothing and sew up a few (I may have to buy a few things - not sure yet) before buying. I'm too indecisive and the thread over in Diaper Making with all of the recycled-material dipes inspired me!
Quote:
Originally Posted by mamayarn View Post
THANK YOU for mentioning this!! I keep thinking I'm going to use some clothes and scraps to make dipes for the new baby and then it winds up at the bottom of the pile in my mind. I'll go check that thread out... I'm running out of time.
I did this a while back! I got most of my materials at Goodwill in the form of plus size flannel pajamas!

Here
are some of the posts from my blog where I talk about it and here are some wool soakers I made from thrift store sweaters.

Jenn: WOHM to a big girl (7/03), a medium girl (8/07), and a little girl (12/10)
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#141 of 636 Old 03-03-2009, 07:20 PM
 
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3/1 NO SPEND
3/2 $84 chiro visit and supplements, $73.xx for norton
3/3 6.80 at post office, $47.22 valvoline, $31.60 gas

1/10 no spend days
$400 grocery/eating out (not including anniversary)
$31.60/$200 gas
$500? entertainment (anniversary and bday party)
$17/$50 make $50 selling stuff

SAHM to the munchkins (14.5, 11.5, 9.5, 3, and almost 2)
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#142 of 636 Old 03-03-2009, 07:24 PM
 
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I think this is my first no-spend day EVER IN MY LIFE! :

treehugger.gif Erika
mom of twins.gif (8)  blahblah.gif(5) thumbsuck.gif (3) and baby.gif born at home on Christmas day! 
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#143 of 636 Old 03-03-2009, 09:05 PM
 
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1 ::$103 food;
2:::
3 $2.37: $1.25 choc.milk for ds at Children's Museum. BUT, i drove to the library to get the free pass AND i packed our lunches!
4
5


Goals
: 1/20 No Spend Days
0/20 Decluttering/Organizing Days/cleaning/30 minutes
0/10 Library Days
:0/4 books
1/15 knit at least 15 minutes
: 2/28 eat at home
:0/7 update blogs (months behind)
:2/10 Let the Car Rest Days
[/QUOTE]


Quote:
Originally Posted by Crunchy*VT*Mom View Post
I don't know how to sew, or even which end of the sewing machine you put the fabric in.

But on days like this, after spending $50 on bags that a crafty mom could just sew right up...I wonder if it wouldn't be worth it to learn how.
um, i think you know the answer to that! lol
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#144 of 636 Old 03-03-2009, 09:08 PM
 
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We really did some damage today. DH promises me this is the last of his spending sprees for a while. I think I'm going to count eating out as a . We could have spent that $25 on way more food that what we did.

1st : $3.50
2nd
3rd $3 (3)coloring books $7.50 music book $2.50 drinks $60 wireless router $25.50 eating out $65 DH's game

KEY/GOALS/TOTALS

No Unnecessary Spending 1/20

: 0/300 Savings

: $106

: $3.50 Badge Spending $163.00 Spending Total

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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#145 of 636 Old 03-03-2009, 10:28 PM
 
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- make sure we only spend $100 a week on groceries
- be 100% committed to using cash and leaving the cards (especially debit) at home
- continue to make extra student loan payments
- stay close to home & go to the library


weekly totals for food:
March 1 - March 7: 79.50/100

= budgeted spending
= non-budgeted spending
= no spending


3/1- on : 76.50
3/2- on : 3.00
3/3- 2.00 trip prep
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#146 of 636 Old 03-03-2009, 10:36 PM
 
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Today we successfully resisted the temptation to get breakfast out (DH was out and called to see if he should bring anything, but I was already making pancakes). Also, he found out that a special training program he was invited to be involved in will pay him an extra $3K a month, NOT $1K a month like he thought If I play my cards right, that could be an extra $5K in my quit-my-job fund :: That makes this no-spend effort even more important!

No-spend day:
Necessary spend day:
Frivolous spend day:
Get everyone moving day:

3/2: Balanced accounts and paid some basic monthly bills
3/3: DH spent $40 on groceries for dinner at home and his lunches for the next 2 weeks (no unnecessary spending : he did so well!)
3/4:
3/5:
3/6:
3/7:
3/8:
3/9:
3/10: Food co-op pickup scheduled
3/11:
3/12:
3/13:
3/14:
3/15:

Melissa, a homeschooling, caffix.gif-guzzling, SAHM of two: reading.gif (11) and joy.gif(8)
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#147 of 636 Old 03-03-2009, 11:05 PM
 
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March 1: $47 at the Grocery Store, $2 for Coke
March 2: No Spend!
March 3: $23 at the Grocery Store

I made a delicious stir fry tonight! So yummy!

We also resisted the temptation to go to lunch with my husband today, we just dropped his lunch that he forgot.

Actual:
2/31 days
1/8 days
3/31: cook at home
3/31: eat at home

Goals:
23/31 days: necessary spending or no spending (groceries, gas, copays, etc)
8/31: days: unnecessary, but budgeted spending
0/31 days: overbudget, frivolous spending

I'd like to cook dinner 25/31 days.
I'd like to eat dinner at home 29/31 days.
I'd like to complete my grocery pricebook by the end of the month.
I'd like to come under budget by $100 this month. This is a toughie, because our budget it pretty trim.

Mommy to two super cute kids.
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#148 of 636 Old 03-03-2009, 11:11 PM
 
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Quote:
Originally Posted by PassionateWriter View Post
us to, as of March 1. nice, huh? and DP's co. stopped offering the discount for employee stock options so we are out of that as of March 1st too (thought it does make up for the 5% pay cut, it still leaves us with less b/c now we wont have the stock options as part of our portfolio). oh well....i guess in this economy its good to have a job if you work for someone else.

i am new to this though, just joined last month but i KNOW i saved money by posting here.
There's not a Recession or Depression in history that hasn't come to an end. We all just have to buckle up and ride it out. I can't think of a better way than posting here.

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#149 of 636 Old 03-03-2009, 11:12 PM - Thread Starter
 
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should we update our original post or make a new post for each day?
Make a new post each day.

Some people just do their original post, but we are all reading at the end of the thread...so if you do your original post none of us daily updaters are going to see it.

And if we can't see it, we can't call you out when you spend too much money.

 

 

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#150 of 636 Old 03-03-2009, 11:30 PM
 
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3/1 - $39.25 grocery
3/2 - :
3/3 - $10 grocery

no spend
: no drive
beer, my hot button issue with dh!

0/15 no spend days
0/13 no drive days
$49.25/$400 grocery and household
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