Life Insurance...anyone familiar with New York Life Family Protection Insurance? - Mothering Forums

 
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#1 of 3 Old 03-03-2009, 12:49 AM - Thread Starter
 
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A friend recommended this to me and it looks interesting! My husband and I don't currently have life insurance but we're wanting to get policies within the next month or two, so we're checking into all of our options. So I'd love opinions on this one-

http://www.newyorklife.com/cda/0,3254,15725,00.html

Me (30) - DH (32) 12 years!
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#2 of 3 Old 03-03-2009, 11:52 AM
 
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That sounds interesting, but I'm not sure I like that it's only 10 years. I don't know too much about insurance, but for comparion's sake, I can tell you that DH and I have 30 years of term life--$400K on each of us to pay off the house and cover college--for less than $70 per month through SBLI. My rate is quite low, but DH wasn't in great physical shape at the time, so his is a bit higher. The plan you posted sounds interesting, but you won't really know until you get a quote from them. Definitely shop around a bit, if you can.

Melissa, a homeschooling,
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#3 of 3 Old 03-03-2009, 12:45 PM - Thread Starter
 
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Me (30) - DH (32) 12 years!
DD (9.5) ~ DD (7.5) ~ DS (5.5) ~ DS (2.5)


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