~May No-Spend Challenge~ We're tracking our spending and trying hard to spend less. Come Join us! - Page 5 - Mothering Forums

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Old 05-06-2009, 09:23 PM
 
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May 1- and : No spend, no drive day.
May 2- $14 on Medicine.
May 3- and : $5 on Artisan bread (yummm!)
May 4- Grocery day, $218 (big monthly trip!!)
May 5- $4 at dollar store, $45 alcohol
May 6- and :

May goals:

4/20 No spend days
3/10 No drive days

$223/$500 groceries/food
$0/$100 home/garden
$45/$50 alcohol
$0/$100 gas/transportation
$18/$100 entertainment/hobbies/spending

No spend or only necessary, budgetted spending like groceries, day care, rent, gas, etc.
Budgeted personal expenses only, hobbies, entertainment, etc.
Frivolous spend!- includes going over budget for things like groceries or gas.
: No drive day!
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Old 05-06-2009, 09:47 PM
 
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Can't type my intro right now, but need to record some stuff....

May 1st: BIG spending! Paper groceries/medicines: $43
Fast food: $1, Baby gym/playmat: $15, Food Groceries: $224, walked one mile
May 2nd: no spend, one mile
3rd: hiked one mile, $6 state park, $1 fast food
4th: one mile
5th, another big spend day here. UGH!
$79 baby supplies, maya wrap, bibs, blankets, washcloths, etc.
$15, paper groceries, $14 food groceries, $4 homeschool, $22 clothes, $8.50 fast food
6th: no spend, walked one mile



Tallies:

Baby: $94
Food Groceries: $238
Paper Groceries: $58
Fast food: $10.50
Homeschool: $10
Clothes: $22
Walked 4/6 days
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Old 05-06-2009, 11:30 PM
 
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Quote:
Originally Posted by Om Girl View Post

I was having one of those days today too! (not due to sickness, but just boredom) I actually cleaned my kitchen, scrubbed floors and cabinets and countertops. It looks sooo good...now as for the rest of my house! Oy.
Yeah, I got more chores done than usual as well... but also watched more tv than usual, too
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Old 05-07-2009, 10:21 AM
 
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Tricia's Totals:

Goals:

Have a $1000 EF
Pay off consolidation loan by Jan 2010
Exercise More
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 26.11/120
Budgeted Bills: 12.25/1631.10
Gas: 25/120
Unecessary Spending:
Unbudgeted Expenses: $13

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
5/1 - 8.12 (groceries), 12.25 (cat food)
5/2 - 15 (thermometer to make yogurt, ice cream - out of the food budget)
5/3 - No spending because its Sunday
5/4 - 2.99 (bananas for dd's African Class Lunch - took out of the grocery budget) Does gardening count as exercise???
5/5 - $25 (gas), $13 (library fines)
5/6 - No spend

Seperated, Cape Dress Wearing, Covered, Conservative Mennonite Mama to big girl K.
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Old 05-07-2009, 11:44 AM
 
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It has been a rough couple of days, including a visit to the emergency room

May 1 - $191.52 :, $30 t-shirts for school fundraiser, $13 lunch, $26.95 toys :
May 2 -
May 3 -
May 4 -
May 5 – $33.75 Mother's day cards & gifts, $40 Maple syrup, $40 gas, $13.58 parking at hospital (not budgeted by necessary)
May 6 – $79.03 : (including dh's wine), $82.48 medication for dd3:, $3.82 treat for the girls (taking it out of my fun money)
May 7 –
May 8 –
May 9 –
May 10 – Mother’s Day
May 11 –
May 12 –
May 13 –
May 14 –
May 15 –
May 16 – Dh’s Birthday
May 17 –
May 18 – DD2’s Birthday
May 19 –
May 20 –
May 21 –
May 22 –
May 23 –
May 24 – My Birthday
May 25 –
May 26 –
May 27 –
May 28 –
May 29 –
May 30 –
May 31 –

= No Spend
= Unbudgeted/Unnecessary Spending
= Budgeted/Necessary Spending

: & Household items: $270.55/$600
Gas: $40/$100
Spending $: $16.82/$50
Unbudgeted/Unnecessary Spending: $56.95
Budgeted/Necessary Spending: $169.81
No Spend Days 3/15
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Old 05-07-2009, 02:17 PM
 
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Hello! What a great thread!

I'm new to the board, so I'll give a little info.

a. I'm a wife and teacher. We are TTC and are already parents to 2 cats and a large dog.

b. Currently, I contribute $400/month to our household savings (I work part-time). I would like to increase that savings to $800/month by significantly reducing monthly spending.

c. I joined the library (finally) instead of going to the book store. I'm an avid reader and go through 2 books/week.

I live 2 miles from the grocery store, but I typically drive there. I am going to walk to the store to save on gas.

We currently eat out quite a bit (we have good, whole food restaurants in our area). I will cook dinner at least 3 nights/week.

: = Library instead of book store
: = Walk to store
= Cook dinner

5/7 :
5/8 : and
5/9
5/10

Geigerin violin.gif, wife to geek.gif ; mama to 2 cat.gif ; mama to jog.gif and blahblah.gif
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Old 05-07-2009, 02:30 PM
 
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And its not getting better

1-$20 dinner out
2-$18 gardening stuff, $21 dinner out
3-$0
4-$28 dinner out
5-$0
6-$55.52 groceries
7-$0
8-payday
9-
10-
11-
12-
13-payday
14-
15-
16-
17-
18-
19-
20-
21-
22-payday
23-
24-
25-
26-
27-payday
28-
29-
30-
31-

Groceries - $55.52/$300
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Old 05-07-2009, 04:06 PM
 
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I called my CC companies today and got all my interest rates lowered! Wooohooooo

Summer: crafty mama to 2 little girls and wife to Bob
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Old 05-07-2009, 04:51 PM
 
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05/01:
05/02: $14 Taco Bell
05/03:
05/04:
05/05:
05/06:
05/07:

6/20 No spend days
$14/$100 Frivolous spending.
$100/$300 Paid on pellet stove.

Jenny, proud maker of red things
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Old 05-07-2009, 05:10 PM
 
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Well, I caved a little today. I got gas, budgeted, and stopped by Target to replace the garbage can that broke last week, not budgeted but not a frivolous purchase. While there, I saw diapers on clearance and added those to the cart, since it doesn't hurt to have them on hand. So I got more than I went in for, but didn't do so bad. Then, a little hungry and next to a yummy little restaurant, I stopped to eat lunch and half way through, I had a moment and remembered that I was trying to do a no-spend challenge. Too late now. Still, I left Target with less than I expected to spend, which is a bonus. And I took home half of the lunch to finish tomorrow, so it's $10 for two meals.

Types of Spending:

Unbudgeted/Unnecessary Spending
Budgeted Spending
No Spending
: Car Free Day

1. $1,954.84 (AAA insurance renewal - paid 1 yr renters, 6 mo car), DMV car registration, groceries, rent) Expensive day, but no unnecessary spending!!
2.
3.
4. :
5. $290 - preschool; $10.91 disposable diapers for my sick boy (diarrhea + cloth = ewwww)
6. $23.81 groceries
7. $33.88 gas, $41.24 Target (garbage can and more diapers), $10.26 lunch out (cash)
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.


3/20 No Spend Days
1/5 Let the car rest days
3/20 Stay Out of the Stores
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Old 05-07-2009, 06:01 PM
 
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Set up a budget, use the cash and envelope system, and record everything here. This will be my fourth month and now a morning doesn't feel complete if I haven't logged on to record my spending.

Type of spending
= budgeted spending
= not budgeted spending
= no spend

What the $ was spent on
: = $ spent on groceries
or : = $ spent on baby or cat
= $ spent on me

Grocery weeks:
May 3 - May 9: 89.50/90
May 10 - May 16: 0/100
May 17 - May 23: 0/100
May 24 - May 30: 0/100

Daily report:
5/1 -
5/2 -
5/3 - 72.00 on :
5/4 - 15.00 on : and 2.50 on ice cream for dh and I
5/5 -
5/6 - 3.00 on and 2.50 on : - stockpile has started
5/7 -
5/8 -
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Old 05-07-2009, 09:50 PM
 
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Well, I've been spending, but most of it has been budgetted, so it hasn't been too bad... unfortunately, I had to go to Target today to get a present for dd's friend... I never get out of Target w/ only the thing I went in to buy. The hangers will hopefully help dds keep their closets more organized, the mini Boggle came is one I've been looking for because we travel a lot, but I have to remind myself that these little things are what might keep me from having the downpayment I want for our house.

5/6: Groceries, B'day gifts for dd, gas (all budgeted)
5/7: Gift, hangers & Boggle game ($18)... not budgeted:
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Old 05-07-2009, 10:16 PM - Thread Starter
 
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01.. , SOS
02.. $145 picture frames from Michael's
03.. $55 date night, SOS
04.. , SOS
05.. , SOS, :
06.. , SOS
07.. $12 diaper, $19 scrapbook stuff, SOS, :
08..
09..
10..

My Goals:

4/20 No Spend Days
2/5 Let the car rest days :
6/31 Stay Out of the Stores SOS

 

 

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Old 05-07-2009, 10:36 PM
 
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May 1- and : No spend, no drive day.
May 2- $14 on Medicine.
May 3- and : $5 on Artisan bread (yummm!)
May 4- Grocery day, $218 (big monthly trip!!)
May 5- $4 at dollar store, $45 alcohol
May 6- and :
May 7- $24 Canadian tire, potting soil and planters

May goals:

4/20 No spend days
3/10 No drive days

$223/$500 groceries/food
$24/$100 home/garden
$45/$50 alcohol
$0/$100 gas/transportation
$18/$100 entertainment/hobbies/spending

No spend or only necessary, budgetted spending like groceries, day care, rent, gas, etc.
Budgeted personal expenses only, hobbies, entertainment, etc.
Frivolous spend!- includes going over budget for things like groceries or gas.
: No drive day![/QUOTE]
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Old 05-07-2009, 11:01 PM
 
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5/1 - $10 fast food Oops not a great start to the month!
5/2 - $20 raffle tickets at fundraiser, $7 grocery, $30 ordering food
5/3 - $20 grocery
5/4 - $5 coffee out, $10 celebrate dh's new job! :
5/5 - $30 breakfast out to celebrate new job. Time to stop celebrating now!
5/6 - $50 gardening, $28 Target shoes
5/7 - : Finally!

No spend
: No drive

1/15 no spend
2/15 no drive
$212/400 groceries and household (carried over from April)
$103 not in budget ($40 dividend, $75 discussion board participation)
$50 garden
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Old 05-08-2009, 04:57 AM
 
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anticipated
$40 badger $45 kk

50/600 groceries
0/100 pantry stocking
0/60 spending money
88.39/80 sundry

4/26 no spend days
2/5 budgeted spend
0/0 non-budgeted spend!!!!

1-
2- 12.97 shipping for tto
3-
4-
5-
6- 51.23 ca baby (sundry), 50.00 butter oil (grocery), 24.19 spry (sundry)
7- eating out for the first time in three months
8-
9-
10-
11-

april 358.07 19
march 517.18 17 [/QUOTE]

eh. who needs a signature?
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Old 05-08-2009, 08:49 AM
 
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subbing. ill be back later with all teh details. i fell off the wagon of coming here daily the last week of April. i really need to stick to this.
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Old 05-08-2009, 10:46 AM
 
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Updating from the 2nd!

5/3: $9 Krogers for misc. food items

5/4: $13 shipping for stuff DH sold; $18 for sending hungry pregnant woman to grocery store with her mom; $3.50 for DD at Wendy's (forgot to pack her snacks for the car); $24 for movie and snacks for DH and I. Date night!

5/5:

5/6: $10 to ship Mother's Day gift to my grandma, will be reimbursed by my mom; $10 lunch after MW appt

5/7: Pay Day; $50 for groceries; $23 dinner after swim lessons; $8 for ice cream and coffee

5/8: $137. Dog has a bladder infection. $28 in gas and $4 for cheese to give dog his pills in.


Trying to cut down on the snacking while out doesn't seem to be working too well, but I know it's due to the pregnancy. I can pack stuff to take, but by the time I'm hungry, it doesn't even sound good anymore!: And dinner last night was due to the fact that my mom and I spent all day going through DD's clothes and I didn't get dinner made. It was a pretty expensive mistake, so I won't make it again. The ice cream was all me!

Erin, mom to Amelia Rose:, 6/15/06 and Lily Grace, 6/7/09; wife to Phil since 10/9/04
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Old 05-08-2009, 11:30 AM
 
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May 1 - $191.52 :, $30 t-shirts for school fundraiser, $13 lunch, $26.95 toys :
May 2 -
May 3 -
May 4 -
May 5 – $33.75 Mother's day cards & gifts, $40 Maple syrup, $40 gas, $13.58 parking at hospital (not budgeted by necessary)
May 6 – $79.03 : (including dh's wine), $82.48 medication for dd3:, $3.82 treat for the girls (taking it out of my fun money)
May 7 – $8.23 lunch with a friend (out of my fun money)
May 8 –
May 9 –
May 10 – Mother’s Day
May 11 –
May 12 –
May 13 –
May 14 –
May 15 –
May 16 – Dh’s Birthday
May 17 –
May 18 – DD2’s Birthday
May 19 –
May 20 –
May 21 –
May 22 –
May 23 –
May 24 – My Birthday
May 25 –
May 26 –
May 27 –
May 28 –
May 29 –
May 30 –
May 31 –

= No Spend
= Unbudgeted/Unnecessary Spending
= Budgeted/Necessary Spending

: & Household items: $270.55/$600
Gas: $40/$100
Spending $: $25.05/$50
Unbudgeted/Unnecessary Spending: $56.95
Budgeted/Necessary Spending: $169.81
No Spend Days 3/15
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Old 05-08-2009, 11:31 AM
 
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Quote:
Originally Posted by Om Girl View Post
I called my CC companies today and got all my interest rates lowered! Wooohooooo
Congratulations! That is awesome!
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Old 05-08-2009, 02:16 PM
 
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Tricia's Totals:

Goals:

Have a $1000 EF (350.06/1000)
Pay off consolidation loan by Jan 2010
Exercise More
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 26.11/120
Budgeted Bills: 101.34/1631.10
Gas: 25/120
Unecessary Spending: 5.85
Unbudgeted Expenses: $20.50

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
5/1 - 8.12 (groceries), 12.25 (cat food)
5/2 - 15 (thermometer to make yogurt, ice cream - out of the food budget)
5/3 - No spending because its Sunday
5/4 - 2.99 (bananas for dd's African Class Lunch - took out of the grocery budget) Does gardening count as exercise???
5/5 - $25 (gas), $13 (library fines)
5/6 - No spend
5/7 - No spend
5/8 - $176.34 (Budgeted bills paid), 7.50 (community garden fee - unbudgeted), 5.85 (eating out)

Seperated, Cape Dress Wearing, Covered, Conservative Mennonite Mama to big girl K.
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Old 05-08-2009, 06:27 PM
 
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Can't type my intro right now, but need to record some stuff....

May 1st: BIG spending! Paper groceries/medicines: $43
Fast food: $1, Baby gym/playmat: $15, Food Groceries: $224, walked one mile
May 2nd: no spend, one mile
3rd: hiked one mile, $6 state park, $1 fast food
4th: one mile
5th, another big spend day here. UGH!
$79 baby supplies, maya wrap, bibs, blankets, washcloths, etc.
$15, paper groceries, $14 food groceries, $4 homeschool, $22 clothes, $8.50 fast food
6th: no spend, walked one mile
7th: no spend, no walk
8th: $37 food, Household $15, DH shorts $43, baby $35 (cloth dipes, miracle blanket) $87 homeschool, $6 kids toys, $ 10 gift, $12 personal care groceries, $15.5 fast food, walked two miles



Tallies:

Baby: $129
Food Groceries: $275
Paper/ personal Groceries: $70
Fast food: $26
Homeschool: $97
Kids: $6
Clothes: $65
Walked 5/8 days
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Old 05-08-2009, 06:31 PM
 
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...

Summer: crafty mama to 2 little girls and wife to Bob
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Old 05-08-2009, 08:06 PM
 
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Stayed home today and cleared out the kids' room for a garage sale tomorrow. Hopefully we make some money!!


Types of Spending:

Unbudgeted/Unnecessary Spending
Budgeted Spending
No Spending
: Car Free Day

1. $1,954.84 (AAA insurance renewal - paid 1 yr renters, 6 mo car), DMV car registration, groceries, rent) Expensive day, but no unnecessary spending!!
2.
3.
4. :
5. $290 - preschool; $10.91 disposable diapers for my sick boy (diarrhea + cloth = ewwww)
6. $23.81 groceries
7. $33.88 gas, $41.24 Target (garbage can and more diapers), $10.26 lunch out (cash)
8. :
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.


4/20 No Spend Days
2/5 Let the car rest days
4/20 Stay Out of the Stores
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Old 05-08-2009, 09:08 PM
 
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05/01:
05/02: $14 Taco Bell
05/03:
05/04:
05/05:
05/06:
05/07:
05/08:

7/20 No spend days
$14/$100 Frivolous spending.
$100/$300 Paid on pellet stove.

Jenny, proud maker of red things
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Old 05-08-2009, 11:44 PM
 
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Thank God this baby is coming in 10 days!

May 1: $2 pizza day at preschool, $295 preschool tuition, $300 mural in kids' bedroom
May 2: Mortgage paid.$4.56 overpriced yummy sugary coffee drink, $3 brownie breakfast for kids, $7 heirloom veggies seedlings, $10 gallon of local strawberries, $6.77 bananas and raw milk.
May 3: $26.37 book, $31.57 bulk order of Dreamfields pasta
May 4: $16.50 insurance autodraft, $35.99 sheets and socks for older kids at BRU, $33.86 baby supplies at Baby Depot, $44.45 at Michael's, and... $13.23 unhealthy lunch at the Barnes and Noble cafe for ds and me
May 5: $12.30 Mickey-Ds, $38.13 household 40.75 groceries $9.42 gas at Costco
May 6: about $ 25 fast food : It was a loooong drive to the pediatric urologist, but I should've had lunch at home.
May 7: $85 household at CVS, $19 groceries, $35.59 Asian takeout. Aaaargh!

Expense categories:

Gas: 9.42/60
Cash: 0/200
Celebrations (kids' birthdays!): 0/300
Babysitter: 0/50
Clothing: 0/50
Preschool Tuition: 295/295
Entertainment: 26.37/50
Groceries: 57.34/300
Eating Out: 95.68/100
Gifts: 0/75
Grooming: 0/50
Holding Costs on house in Seattle: 703.51/704
Cleaner: 0/300
Garden: 7/50
Yard Guy: 0/70
Other household: 540/500
Insurance: 119.80/120
Tax: 0/475 set aside to pay state property taxes due in December
Cable: 0/98
Garbage: 0/53
Gas and Electric: 0/220
Internet and Phone: 0/89
Water: 0/43
Principal Payment on Seattle house: 250/250
Car Loan: 0/661.21

Total: 1921.47/4808 (this is the total amount of take-home $$$ for this month)
--------------------------------------------------------------------------
Goals:

Get this household in the green for May!
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Old 05-09-2009, 12:26 AM
 
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5/1 - $10 fast food Oops not a great start to the month!
5/2 - $20 raffle tickets at fundraiser, $7 grocery, $30 ordering food
5/3 -
5/4 - $5 coffee out, $10 celebrate dh's new job! :
5/5 - $30 breakfast out to celebrate new job. Time to stop celebrating now!
5/6 - $50 gardening, $28 Target shoes
5/7 - : Finally!
5/8 - :

No spend
: No drive

3/15 no spend
3/15 no drive
$217/400 groceries and household (carried over from April)
$103 not in budget ($40 dividend, $75 discussion board participation)
$50 garden
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Old 05-09-2009, 09:50 AM
 
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Oh, and awesome job with the CC companies, Hollysmom!

LittleHouse, come back and take my mind off my tanking May budget by telling me all about your fabulous yard sale success!!!
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Old 05-09-2009, 10:30 AM
 
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Set up a budget, use the cash and envelope system, and record everything here. This will be my fourth month and now a morning doesn't feel complete if I haven't logged on to record my spending.

Type of spending
= budgeted spending
= not budgeted spending
= no spend

What the $ was spent on
: = $ spent on groceries
or : = $ spent on baby or cat
= $ spent on me

Grocery weeks:
May 3 - May 9: 89.50/90
May 10 - May 16: 0/100
May 17 - May 23: 0/100
May 24 - May 30: 0/100

Daily report:
5/1 -
5/2 -
5/3 - 72.00 on :
5/4 - 15.00 on : and 2.50 on ice cream for dh and I
5/5 -
5/6 - 3.00 on and 2.50 on : - stockpile has started
5/7 -
5/8 -
5/9 -
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Old 05-09-2009, 01:29 PM
 
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Catching up, I finally balanced the books last night again so I could update here. I'm not leaving the house so it should be an easy no spend today I need to get my butt in gear though and start exercising and decluttering more!

This Month:

1. No Spend days - 3/15
2. No more than five unplanned spending days - 1/5
3. Exercise 20 days - 3/20
4. Get rid of 300 items around the house - 0/300

Key:
No Spend
Budgeted spending only
Unbudgeted spending

1: Bought groceries today : Walked to and from the pediatrician to get the baby seen
2: Paid phone/internet bill : Got my butt moving doing spring clean up outside and inside!
3: Grocery shopping to stock up on bulk items
4: Forgot about a doctors appointment and had to take a cab to get there - $20.00
5: Bought shampoo, produce from the farmers market, cleaning supplies, and thank you cards and went out for lunch, but all budgeted money : Walked downtown and back
6:
7:
8: Bought some safe food for the elimination diet I am starting as well as infant probiotics
9:

Alison
Mama to Toad (08/06), Frog (01/09)... and new baby Newt born on his due date, Sep. 8, 2010
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