~June No-Spend Challenge~ We're tracking our spending and saving money! - Page 5 - Mothering Forums

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#121 of 300 Old 06-08-2009, 12:48 PM
 
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1-$0
2-$8.68 dinner out
3-$54.70 groceries
4-$67.55 food for dh's weekend trip, $47.49 groceries, $10.26 dinner out
5-$0
6-$0
7-$12.47 misc
8-
9-
10-payday
11-
12-payday
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-payday
25-
26-payday
27-
28-
29-
30-

Groceries - $102.19/$300
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#122 of 300 Old 06-08-2009, 02:46 PM
 
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My Key-
No Spend
Necessary/Planned Spending
Unnecessary Spending
Weekly Money


6/1- $100 groceries, $30 gas
6/2-
6/3-
6/4- $67 Household (including the 2 books I wanted)
6/5-
6/6- $77 groceries, $30 amazon (1 book + donut pan!!)
6/7-
6/8-

Goal
No spend 5/14/30 days
Groceries/Household $274/$400

Danielle, bf'ing, cd'ing, bw'ing, ap'ing, SAHM to DD Avery (12-1-04) blahblah.gif DS Linus (10-31-07)bouncy.gif and DD Nilah (9-17-11) babygirl.gif

always and forever remembering angel1.gif (6-9-10)

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#123 of 300 Old 06-08-2009, 05:48 PM
 
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I want to save more than I spend.

1 Rent $675 Gas $26.63 RoadRunner $49.99 Student Loan $50.00 Entertainment $34.25
2 Eating Out $4.50
3 Eating Out $6
4 Eating Out $17 Copies $.75 Food $8
5 Eating Out $5 Entertainment $25 Food $75
6 Gas $20
7 Eating Out $5
8 Eating Out $4.50

TOTAL IN/TOTAL OUT
$1006.62/$1063.03
Savings $25/$500

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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#124 of 300 Old 06-08-2009, 06:57 PM
 
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I don't think I'm going to meet my goal of 20 no spend days since I've already spent $ every day this month . Since this is my first month on the no-spend challenge I think I'm going to change my no spend day goal to 15 days. Hopefully I can reach that goal! Today I did all my grocery shopping for the week so maybe I'll rack up some no spend days this week. My main problem is that I make multiple trips to the store a week. Meal planning and making grocery lists would help with that, I'm sure .

June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)
06/03: 3.50 knitting pattern
06/04: 4.00 treats (budgeted)
06/05: 10.00 wine (grocery budget)
06/06: 30.00 gas for DH
06/07: 33.00 gas for me, 66.00 groceries, 3.00 sandpaper (household), 1.00 batteries non-budgeted: 1.00 balloon, .59 candy bar
06/08: :

Budget for June:
224.54/$400 Groceries
81.36/$120 Household/Personal care
66/$80 Gas
19/$50 Eating out/treats
100/$100 general savings

No spend days goal: 1/15
: Budgeted
: Non-budgeted
: : no spend day!

 knit.gifmama to my boy autismribbon.gif (9/06) and my girl (3/09) and surprise 1sttri.gif due in May!
 

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#125 of 300 Old 06-08-2009, 09:51 PM
 
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06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:

Goals:
7/20 No spend days.
$20/$100 Frivolous spending.
5/6 Diapers sewn from stash fabric & supplies.

Jenny, proud maker of red things
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#126 of 300 Old 06-08-2009, 09:56 PM
 
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Quote:
Originally Posted by christian211 View Post
Hi. I'm new around here. I'd like to post on this thread. I'm married to dh Mike, ds 4 and dd2, preg for team blue. We have some moderate debt that we have no idea how it accummulated: so we are tracking groceries, eating out, pretty much everything, lol. Working on paying down debt. I'm actually a pro at pinching pennies, but 1st trimester slothness (that a word?) kicked in and racked up quite a bit of debt b/c of lack of doing things I normally do. I'm back in the saddle.

Sonya
Print out your credit & debit card statements for the last three months and highlight spending in different colors. We figured out that every time we ate out it was going on a credit card instead of paying cash. Good luck!
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#127 of 300 Old 06-09-2009, 12:25 AM
 
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June 1:
June 2:
June 3:
June 4:
June 5:
June 6:
June 7:
June 8:

Only outings today were to give a presentation and watch DH cut down a tree at our friends' house; no opportunities to spend!

Kim :

JUNE GOALS:
* Schedule workshop - confirmed venue for 10/17
* Less than $25 in frivolous spending: month to date $0
* At least 24 days (no spend or spending w/in budget): 8/24
* NO library fines: month to date $0 / NO parking tickets: $0
* Stay within grocery/eating out budget: $281.63/$500
* ORGANIZE/declutter (lack of organization = spending): 8/24
* Exercise (feeling good = decreased emotional spending): 6/25
* Meal plan created: for the whole month! :
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#128 of 300 Old 06-09-2009, 12:53 AM
 
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6/6 $17.33 gardening goodies
6/7 $24.00 farmers market
6/8


Goals
Save more than I spend!
Savings goal by Aug 15th: $2400.00

"If we are to heal the planet, we must begin by healing birthing."
~Agnes Sallet Von Tannenberg
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#129 of 300 Old 06-09-2009, 02:19 AM
 
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107.29/600 groceries
50.00/100 pantry stocking
46.87/60 spending money
34.50/80 sundry

2/20 no spend days
5/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5- 20.95 shipping mrh spending money, 34.50 phone card sundry, 10.00 groceries
6-
7- 17.10 shipping old co-op order spending money, 97.29 groceries


june
may 181.46 18
april 358.07 19
march 517.18 17

eh. who needs a signature?
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#130 of 300 Old 06-09-2009, 05:54 PM
 
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I want to save more than I spend.

1 Rent $675 Gas $26.63 RoadRunner $49.99 Student Loan $50.00 Entertainment $34.25
2 Eating Out $4.50
3 Eating Out $6
4 Eating Out $17 Copies $.75 Food $8
5 Eating Out $5 Entertainment $25 Food $75
6 Gas $20
7 Eating Out $5
8 Eating Out $4.50
9 Oil for the car $5

TOTAL OUT/TOTAL IN
$1011.62/$1063.03
Savings $25/$500

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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#131 of 300 Old 06-09-2009, 08:20 PM
 
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I am hoping to keep my TOTAL spending (not counting 60 lbs. of beef) to under $1500 for June.

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine
7th: Groceries $13, Chuck-E-Cheese (hubby's idea) $30, Christmas $11
8th: no spend
9th: $12 fast food, $30 baby, $80 clothing for hubby, household $40

Totals:
Food Groceries: $161
Household: $40
Homeschool/kids: $100
Fast Food: $72
Gifts: $30
Clothes: $85
Christmas: $51

Goals for rest of month as of 6/7/09:
Groceries: $13/ $400
Clothes: $80/$30 (Sears $50 rebate deal)
Kids/new baby: $30/ $100
Tithe: $300
Gifts: $50
Eat Out/Entertainment: $42/$100
My Spending: $25
Household: $40/$100
Christmas: $11/$40
Beef, not counted in the $1500 total: $330
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#132 of 300 Old 06-09-2009, 09:19 PM
 
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June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)
06/03: 3.50 knitting pattern
06/04: 4.00 treats (budgeted)
06/05: 10.00 wine (grocery budget)
06/06: 30.00 gas for DH
06/07: 33.00 gas for me, 66.00 groceries, 3.00 sandpaper (household), 1.00 batteries non-budgeted: 1.00 balloon, .59 candy bar
06/08: :
06/09: 6.78 out to lunch (budgeted)

Budget for June:
224.54/$400 Groceries
81.36/$120 Household/Personal care
66/$80 Gas
25.78/$50 Eating out/treats
100/$100 general savings

No spend days goal: 1/15
: Budgeted
: Non-budgeted
: : no spend day!

 knit.gifmama to my boy autismribbon.gif (9/06) and my girl (3/09) and surprise 1sttri.gif due in May!
 

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#133 of 300 Old 06-09-2009, 09:57 PM
 
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Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 67.23/120
Gas: 30/120
Unnecessary Spending: 10.74/50
Unbudgeted Expenses: 1.69


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
June 4 - No Spend
June 5 - 57.20 (groceries), $5.52 (breakfast) :
June 6 - 30 (gas), 1.69 (Halls.. I hate being sick.. unbudgeted but needed)
June 7 - No Spend its Sunday
June 8 - : 4.17 (breakfast), 11.70 (lunch), 1.69 (Halls), 6.98 (orange juice), 3.25 (tea and donuts) - I HATE being sick
June 9 - 3.23 (tea and donuts)

This month is not off to a good start... someone take away my wallet...

Seperated, Cape Dress Wearing, Covered, Conservative Mennonite Mama to big girl K.
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#134 of 300 Old 06-09-2009, 11:03 PM
 
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June 1st: :
June 2nd
June 3rd :
June 4th
June 5th : $5.78 at Taco Bell
June 6th
June 7th : $15.90 at Big Lots. I got a CD holder for work to organize the tons of games and cds we have for the kids. Not a needed item, though.
June 8th
June 9th
My Key:
= no spend day- does not count budgeted items like bills for rent, water, etc.
: = exercised for at least a half an hour

ribbonpurple.gif  "And the day came when the risk to remain tight in a bud was more than the risk it took to blossom." Anais Nin
   
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#135 of 300 Old 06-10-2009, 12:59 AM
 
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June 2009
01: : :
02: : :
03: : :
04: : :
05: :
06: :
07:
08: :
09: : :

: True No-Spend
: Budgeted Spending
Un-Budgeted Spending
: exercise

$133.00/$125.00 gas
$229.06/$325.00 groceries
$33.00/$100.00 restaurants
$40.11/$50.00 mad money
$613.29 credit card payments
$164.55 other spending

Summer: crafty mama to 2 little girls and wife to Bob
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#136 of 300 Old 06-10-2009, 01:31 AM
 
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1:
2:
3:
4: $33 groceries
5:
6: $38 groceries/$1200 cash, $950 cc summer tuition
7:
8: $125 groceries
9: $95 cc house repair:

196/400 groceries
1045 cc

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#137 of 300 Old 06-10-2009, 02:45 AM
 
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6/6 $17.33 gardening goodies
6/7 $24.00 farmers market
6/8
6/9

Goals
Save more than I spend!
Savings goal by Aug 15th: $2400.00

"If we are to heal the planet, we must begin by healing birthing."
~Agnes Sallet Von Tannenberg
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#138 of 300 Old 06-10-2009, 03:39 AM
 
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i think last month had me a little cocky. and getting the job did not help because now i'm not quite as concerned about money... get a grip lady!!

209.09/600 groceries
50.00/100 pantry stocking
46.87/60 spending money
34.50/80 sundry

2/20 no spend days
6/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5- 20.95 shipping mrh spending money, 34.50 phone card sundry, 10.00 groceries
6-
7- 17.10 shipping old co-op order spending money, 97.29 groceries
8- 45.30 mrh groceries

june
may 181.46 18
april 358.07 19
march 517.18 17

eh. who needs a signature?
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#139 of 300 Old 06-10-2009, 08:28 AM
 
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06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic

Goals:
7/20 No spend days.
$22/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies.

Jenny, proud maker of red things
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#140 of 300 Old 06-10-2009, 11:28 AM
 
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someone pls smack me across the head...

i am asking nicely...

Seperated, Cape Dress Wearing, Covered, Conservative Mennonite Mama to big girl K.
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#141 of 300 Old 06-10-2009, 11:31 AM
 
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Tricia's Totals:

Goals:

Have a $1000 EF - DONE :
Pay off consolidation loan by Jan 2010
Keep Unnecessary Spending below $50
Eat Out Less/Pack Lunches More

Types of Spending:

: Unbudgeted/Unnecessary Spending
Budgeted Spending (groceries, gas, rent, hydro, babysitting etc)
No Spending

Totals:

Groceries: 67.23/120
Gas: 30/120
Unnecessary Spending: 10.74/50
Unbudgeted Expenses: 1.69


June 1 - 10.03 (cheesecloth and two cans of soup)
June 2 - 5.22 (I need easy to fix meals b4 a night shift.. this is ridiculous)
June 3 - Designated No Spend day
June 4 - No Spend
June 5 - 57.20 (groceries), $5.52 (breakfast) :
June 6 - 30 (gas), 1.69 (Halls.. I hate being sick.. unbudgeted but needed)
June 7 - No Spend its Sunday
June 8 - : 4.17 (breakfast), 11.70 (lunch), 1.69 (Halls), 6.98 (orange juice), 3.25 (tea and donuts) - I HATE being sick
June 9 - 3.23 (tea and donuts)
June 10 - 10.15 (cat litter), : 5.52 (breakfast), 4.42 (tomato plant cage thingies), 6.85 (mustard, clothes pins)

Again i ask... someone pls smack me.. i think when i am sick.. i am lazy...

Seperated, Cape Dress Wearing, Covered, Conservative Mennonite Mama to big girl K.
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#142 of 300 Old 06-10-2009, 11:37 AM
 
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1-$0
2-$8.68 dinner out
3-$54.70 groceries
4-$67.55 food for dh's weekend trip, $47.49 groceries, $10.26 dinner out
5-$0
6-$0
7-$12.47 misc
8-$0
9-$0
10-payday $0
11-
12-payday
13-
14-
15-
16-
17-
18-
19-
20-
21-
22-
23-
24-payday
25-
26-payday
27-
28-
29-
30-

Groceries - $102.19/$300
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#143 of 300 Old 06-10-2009, 12:07 PM
 
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Already over budget on diapers, but am using cloth part-time now and shouldn't need any more sposies until July, since my dear mom gave me a package yesterday, in addition to the one I bought...

5/30- $39 gasoline, : walked all over zoo (yay for memberships!)
5/31- $107 groceries, $5 baby wipes
6/1-
2- :
3- , :
4- $20 well-baby co-pay, $78 groceries Aldi’s
5- :, :
6- : :
7-
8-
9- $11 diapers

June goals:

Budgeted:
Groceries /household $185 / $360
Gas $39 / $80
Homeschool $0 / $20
Kid clothing & items $0 / $50
Baby $36 / $20
unbudgeted spending $0 / $20
No spend days 7 / 20 days

Other goals:
: Exercise 4 / 10
: Garden 1 / 10
Declutter/ Deep clean 1/ 5
: Cook from scratch 2 / 5

“War is peace.
Freedom is slavery.
Ignorance is strength.”
― George Orwell, 1984
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#144 of 300 Old 06-10-2009, 12:47 PM
 
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209.09/600 groceries
50.00/100 pantry stocking
46.87/60 spending money
34.50/80 sundry

5/20 no spend days
6/10 budgeted spend
0/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5- 20.95 shipping mrh spending money, 34.50 phone card sundry, 10.00 groceries
6-
7- 17.10 shipping old co-op order spending money, 97.29 groceries
8- 45.30 mrh groceries
9-
10-
11-

june
may 181.46 18
april 358.07 19
march 517.18 17

eh. who needs a signature?
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#145 of 300 Old 06-10-2009, 04:01 PM
 
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How does my financial life suck this month? Let me count the ways...

1. $500 to lawyer to deal with traffic ticket
2. As-yet-undetermined amount to fix the car of the young woman I totally merged into entering the mall yesterday. Thankfully, nobpdy was hurt. We weren't going very fast. I won't need to replace the car seats, it was a very minor bump.

BUT HONEST TO GOD, WHAT IS WRONG WITH ME? SHOULD I JUST STOP DRIVING???

<sigh> anyway.....

--------------------------------------------------------------------------
Goals:

Balanced budget each month
122/12,500 set aside for December taxes and mortgage interest

Total June Income: $5450

Total June Spending: $2175.68

----------------------------------------------------------------------------
June 1: $103.30 insurance autodraft, $13.32 groceries, $100 cash, $952.15 mortgage, $24.94 gas
June 2: $75.26 nursing clothes, $42.36 at BRU, $31.33 groceries
June 3: $16.50 insurance autodraft, $113.11 at Costco (groceries, books, father's day gift for dh)
June 4: $200 taken out to pay cleaner, $12.30 Mickey-Ds, $25.00 donation to alma mater
June 5: $100 to open Helen's 529
June 6: $11.53 for something on Amazon,
June 7: $130.25 at Costco,
June 8: $14.25 movie theater concessions (used gift passes for the tickets, paid sitter with some of the cash I withdrew earlier this month).
June 9: $30.56 monthly gas bill, $179.52 quarterly water bill
June 10:
June 11:
June 12:
June 13:
June 14:
June 15:
June 16:
June 17:
June 18:
June 19:
June 20:
June 21:
June 22:
June 23:
June 24:
June 26:
June 27:
June 28:
June 29:
June 30:
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#146 of 300 Old 06-10-2009, 04:20 PM
 
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I am hoping to keep my TOTAL spending (not counting 60 lbs. of beef) to under $1500 for June.

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine
7th: Groceries $13, Chuck-E-Cheese (hubby's idea) $30, Christmas $11
8th: no spend
9th: $12 fast food, $30 baby, $20 clothing for hubby, household $40
10th: $54 food groceries, $6 baby wipes, $15 paper groceries, $80 co-op groceries
12th: Housesold: 18, clothes $12, kids $4, baby $8, milk $26, fast food, $11

Totals:
Food Groceries: $295/600
Household: $65/100
baby: $44/50
Homeschool/kids: $104/150
Fast Food/entertainment: $83/125
Gifts: $30/70
Clothes: $28/30
Christmas: $51/50
Tithe: $100/300
My Spending: $25

Beef, not counted in the $1500 total: $330
Amanda Williams is offline  
#147 of 300 Old 06-10-2009, 04:58 PM
 
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Join Date: Mar 2008
Location: wayne county, New York
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I want to save more than I spend.

1 Rent $675 Gas $26.63 RoadRunner $49.99 Student Loan $50.00 Entertainment $34.25
2 Eating Out $4.50
3 Eating Out $6
4 Eating Out $17 Copies $.75 Food $8
5 Eating Out $5 Entertainment $25 Food $75
6 Gas $20
7 Eating Out $5
8 Eating Out $4.50
9 Oil for the car $5
10

TOTAL OUT/TOTAL IN
$1011.62/$1063.03
Savings $25/$500

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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#148 of 300 Old 06-10-2009, 05:57 PM
 
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Join Date: Apr 2007
Location: KCMO
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Hi, Im new and I'm back from my first poor attempt in May.
I mostly stay home with my two small children, pregnant with number 3. I want to start to see where all our money is going and how to make a budget. Here we go again. . .

June. . .
7: $10.87(eating out), $1.65(eating out), $2.55(picture printing), $59.51(two mattress pads for the girls beds& 2 dresses for them-clearance), $147.87(groc-costco), razors, bath towel-husband had to have!, freezer bags)
8: $5.97(organic strawberries), $55.52(groc), $9.34(eating out), $3.95(frozen yogurt), $14.95(carwash)$58.36(groc-costco) $20.77(gas-dh car), $4.50(dh-coffee). WHAT A SPENDING SPREE!!!!!!!!!!!!
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Super mom to a 5 1/2 year old girl, almost 4 yr old girl, and 2 year old boy.

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#149 of 300 Old 06-10-2009, 08:56 PM
 
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Join Date: Sep 2006
Location: Oregon Coast
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June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)
06/03: 3.50 knitting pattern
06/04: 4.00 treats (budgeted)
06/05: 10.00 wine (grocery budget)
06/06: 30.00 gas for DH
06/07: 33.00 gas for me, 66.00 groceries, 3.00 sandpaper (household), 1.00 batteries non-budgeted: 1.00 balloon, .59 candy bar
06/08: :
06/09: 6.78 out to lunch (budgeted)
06/10: 4.99 cheap wine , 3.50 good chocolate bar (had a rough day today. wine and chocolate are needed!), 2.25 watering can (household)

Budget for June:
224.54/$400 Groceries
83.61/$120 Household/Personal care
66/$80 Gas
25.78/$50 Eating out/treats
100/$100 general savings

No spend days goal: 1/15
: Budgeted
: Non-budgeted
: : no spend day!

 knit.gifmama to my boy autismribbon.gif (9/06) and my girl (3/09) and surprise 1sttri.gif due in May!
 

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#150 of 300 Old 06-10-2009, 09:22 PM
 
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Join Date: Jun 2004
Location: Maine
Posts: 3,753
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06/01:
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06/06: $20 Yard sales.
06/07:
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06/09: $2 onesie & elastic
06/10:

Goals:
8/20 No spend days.
$22/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies.

Jenny, proud maker of red things
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