~June No-Spend Challenge~ We're tracking our spending and saving money! - Page 9 - Mothering Forums

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#241 of 300 Old 06-22-2009, 05:31 PM
 
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Planned spending:

groceries: 427.03/550 is my goal this month

farmer's market: $20 a week. Its in my neighborhood, I want to keep our businesses nearby, so I am doing this each and every week.
Farmers market $36.25/$100 for June

fun money: $25 a week. This is for lunches again in my neighborhood, ice cream store etc. When I buy from the local people, 70% of my money goes back into my town, when I buy from the big box maybe 10% does.
Fun Money 88.99/100 for the month

Key
: no spending
planned spending or fun/farmers market money
: ate what we had on hand or from grocery run
: no car day only walked or biked or public transit


1 ::
2 : : $18/100 for farmers' market
3 : produce/dairy delivery 36.28/550 $18.34/100 fun money
4 ::
5 get paid, mortgage and mc due paid bill/ fun money-3.39 + 13.25 at a yard sale so 34.98/100
6 :: : $20 for fundraising but going to a crop.
7 groceries- $64.30 = 100.58/550 for the month $6 dd's allowance
8 groceries $17.71= 118.29/550
9 farmers market and fun money
10 ::
11 ::
12
13 ::
14 ::
15 ::
16 target run: $50.02 to grocery and supplies; fun money $22.25; farmers market $17.75
17 ::
18 grocerys for party plus a few supplies= 89.65
19 gifts for several bday parties- $74. 2 webkinz (allowance and fun money) $26/pay day
20 take out thai= $30.40. Very yummy and a good treat since we do that not too often.
21 $10 church.
22 Grocery-87.99/fun money $5.76
23

We have been pool bums for the last two weeks. Great tan! I havent had this kind of tan since my teens! Now just get the bod back.....LOL But with the daily trips to the pool, not a car free day. I should bike but it would be impossible with both girls. Next year bike all the way!

But if we went to the pool 9 times (not including DH who has gone twice so far) we would then have paid for the pass itself. We will do that this week with this sunshine and heat.

Since my fun money is getting close, we might skip the farmers market this week but I do need my tomatoes.....

"The true joy of life is the trip. The station is only a dream. It constantly out distances us."
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#242 of 300 Old 06-22-2009, 05:35 PM
 
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Quote:
Originally Posted by Om Girl View Post
I haven't used my CC in 2 months (I even sold a ton of stuff to pay down the balance on them) and Friday we had a family wedding (DH's side) with everyone from out of town. (the bride is from here) Because all of DH's family was in town for the Friday wedding, so we decided to host a BBQ for the rest of the family on Saturday. DH of course doesn't plan for things like this so I had no money budgeted for it. After the ER visit finances are especially tight...so I had to use the CC to pay for all the food. I didn't feel it was appropriate to ask the family to bring things, especially as they're all traveling. So we hosted 25+ people for $150.00 including soda/beer. Please tell me it'll be ok finances wise and that it was a good thing to do. We'll probably never have another gather for DH's family like this for 15 years or so. Plus they were all super appreciative.
First, congrats on paying down the balence! And good thinking, you fed each of these people for about $6 a person. If you went out it would have been several hundred dollars. Also, think of the memories that only cost $150. You did good and since it wont happen for several more years, you have time to save for the next time! LOL

If I was invited, I would have brought something, like beer or soda that I would have picked up along the way. But, I come from a huge huge family so I just assume the party needs something. Esp since it always gets eaten at our family functions.

"The true joy of life is the trip. The station is only a dream. It constantly out distances us."
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#243 of 300 Old 06-22-2009, 11:05 PM
 
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06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic
06/10:
06/11:
06/12: $2 stop for drinks on our walk.
06/13: $7.50 yard sales
06/14:
06/15:
06/16:
06/17: $4.50 Inflatable pool for ds
06/18:
06/19:
06/20: $19 Chinese food, $23 clothes for ds.
06/21:
06/22:

Goals:
16/20 No spend days.
$77/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies.

Jenny, proud maker of red things
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#244 of 300 Old 06-23-2009, 12:01 AM
 
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okay mamas, i just resisted a re-usable sandwich bag co-op because i came here and said, i can NOT make my no spend goal if i buy them. plus, i really want a pressure canner and each $20 going elsewhere is taking away from that.

expected expenses:
shipping for mrh 60.00
shipping for maple syrup 45.00
shipping for gp, soleo, spry 10.00

509.22/600 groceries
50.00/100 pantry stocking
99.25/60 spending money
80/80 sundry

13/20 no spend days
8/10 budgeted spend
2/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5- 20.95 shipping mrh spending money, 34.50 phone card sundry, 10.00 groceries
6-
7- 17.10 shipping old co-op order spending money, 97.29 groceries
8- 45.30 mrh groceries
9-
10-
11-
12- 45.00 eating out
13-
14-
15-
16-
17- 255.13 azure 91.70 klean kanteen
18-
19-
20- 3.14 shipping co-op 2.99 shipping co-op
21-
22-
23-
24- azure pick-up, will eat lunch out...

june
may 181.46 18
april 358.07 19
march 517.18 17

eh. who needs a signature?
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#245 of 300 Old 06-23-2009, 12:16 AM
 
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I want to save more than I spend.

1 $26.63$34.25
2 4.50
3 $6
4 $17 $8 Copies $.75
5 $5 $25 $75
6 $20
7 $5
8 $4.50
9 $5
10
11 $3
12 $88 $15Video Game DH
13 $10
14 $36
15 $15
16 $15 dad
17 $8
18
19 $85 $28 $28
20 $3
21 $3
22 $4 coffee at work. really???

TOTAL OUT/TOTAL IN
$1787/$1953
:Savings $150/$500

Bills $1183 Gas/Car $106 Food/Household $297
Entertainment $73 $15
Eating Out $101

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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#246 of 300 Old 06-23-2009, 10:36 AM
 
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So far so good here in East Jesus! I gave my dad $20 cash towards groceries, but other than that I have spent nada since my travel day.

DH is going to have to give the autobody shop $500, which raises my total Cost Of Stupid Driving to 1k this month. Sucks sucks sucks. Did I mention it sucks? Still and all, I hope we'll take in more than we pay out this month, and hopefully put a tiny smidgen into savings for the mortgage and property tax due in December... even if our excess income is only $20 or something, it's going in! All our excess every month is going in!

And our gym has issued a refund for our second year of prepaid dues! (They got evicted from their location near our house for not paying rent, and we applied to get our money back). The check is supposed to arrive by July 3rd. I did not expect this, as I hear the entire franchise is going down the tubes. Tough times all around...

Goals:

Balanced budget each month
122/12,500 set aside for December taxes and mortgage interest

Total June Income: $5292

Total June Spending: $4250.71

----------------------------------------------------------------------------
June 1: $103.30 insurance autodraft, $13.32 groceries, $100 cash, $952.15 mortgage, $24.94 gas
June 2: $75.26 nursing clothes, $42.36 at BRU, $31.33 groceries
June 3: $16.50 insurance autodraft, $113.11 at Costco (groceries, books, father's day gift for dh)
June 4: $200 taken out to pay cleaner, $12.30 Mickey-Ds, $25.00 donation to alma mater
June 5: $100 to open Helen's 529
June 6: $11.53 for something on Amazon,
June 7: $130.25 at Costco,
June 8: $14.25 movie theater concessions (used gift passes for the tickets, paid sitter with some of the cash I withdrew earlier this month).
June 9: $30.56 monthly gas bill, $179.52 quarterly water bill, $11.53 cookies (don't ask, I owed my BIL money, he wanted to be paid in expensive cookies)
June 10: $661.21 car payment autodebit
June 11: Mickey-Ds, paid in cash, $93.87 food and household at Wal-Mart
June 12:
June 13: $12.83 books on Amazon
June 14: $6.05 books on Amazon, $31.40 food
June 15: $500 to lawyer , $100 housecleaner, $100 cash, $6.05 book on Amazon, $3.97 iTunes
June 16: $8.98 book on Amazon, $19.08 fast food, $181.96 power bill
June 17: $7.32 takeout pizza, $24.56 groceries $6.98 household at Bi-Lo, $21.98 haircuts for me and dd#1
June 18: $28.47 gas, $14.33 fast food, $52.45 at Wal-Mart (groceries and household)
June 19: $11.94 book off Amazon (to replace the Temple library copy my son loved to death), $1.99 iTunes, $35 NCJW membership dues
June 20: $7.99 Amazon (another replacement library book), $42 Red Robin (goodbye meal with Daddy before we got on the plane), $30 bag check fee (highway robbery!!!), $1 airport parking, $16.41 Zune subscription autodebit
June 21: dh spent $19.67 at Costco and $5.99 at Bi-Lo
June 22:
June 23:
June 24:
June 26:
June 27:
June 28:
June 29:
June 30:
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#247 of 300 Old 06-23-2009, 02:31 PM
 
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June
06/01: 47.55 bulk laundry soap and litter (household), 100.19 groceries, 15.00 takeout tacos (dining out)
06/02: 48.35 groceries, 29.81 vitamins (household)
06/03: 3.50 knitting pattern
06/04: 4.00 treats (budgeted)
06/05: 10.00 wine (grocery budget)
06/06: 30.00 gas for DH
06/07: 33.00 gas for me, 66.00 groceries, 3.00 sandpaper (household), 1.00 batteries non-budgeted: 1.00 balloon, .59 candy bar
06/08: :
06/09: 6.78 out to lunch (budgeted)
06/10: 4.99 cheap wine , 3.50 good chocolate bar (had a rough day today. wine and chocolate are needed!), 2.25 watering can (household)
06/11: groceries 12.50, personal care items 10.94 , book and toy for DS 5.00 gummi bears .97
06/12: 46.00 cat food (household, went over budget! )
06/13: 10.00 groceries
06/14: :
06/15: :
06/16: :
06/17: $5 farmer's market (actually spent $13 but I was able to use some WIC farmer's vouchures)
06/18: 13.00 Taco Bell (eating out budget)
06/19: 80.00 groceries
06/20: 7.00 eating out
06/21: :
06/22: :
06/23: 7.00 lunch just went over my eating out budget!

Budget for June:
332/$400 Groceries
140.55/$120 Household/Personal care
66/$80 Gas
52.78/$50 Eating out/treats
100/$100 general savings

No spend days goal: 6/15
: Budgeted
: Non-budgeted
: : no spend day!

 knit.gifmama to my boy autismribbon.gif (9/06) and my girl (3/09) and surprise 1sttri.gif due in May!
 

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#248 of 300 Old 06-23-2009, 03:03 PM
 
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1-$0
2-$8.68 dinner out
3-$54.70 groceries
4-$67.55 food for dh's weekend trip, $47.49 groceries, $10.26 dinner out
5-$0
6-$0
7-$12.47 misc
8-$0
9-$0
10-payday $13.95 groceries
11-$9.74 lunch out
12-payday $400 dh's class, $45.32 groceries, $15.05 dinner out
13-$0
14-$0
15-$0
16-$0
17-$18.25 dinner out
18-$87.84 groceries
19-$36 clothes, $76.21 groceries & misc
20-$0
21-$0
22-$0
23-
24-payday
25-
26-payday
27-
28-
29-
30-

Groceries - $311.56/$300
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#249 of 300 Old 06-23-2009, 08:13 PM
 
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06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic
06/10:
06/11:
06/12: $2 stop for drinks on our walk.
06/13: $7.50 yard sales
06/14:
06/15:
06/16:
06/17: $4.50 Inflatable pool for ds
06/18:
06/19:
06/20: $19 Chinese food, $23 clothes for ds.
06/21:
06/22:
06/23:

Goals:
17/20 No spend days.
$77/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies.

Jenny, proud maker of red things
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#250 of 300 Old 06-23-2009, 10:25 PM
 
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I am hoping to keep my TOTAL spending (not counting 60 lbs. of beef) to under $1500 for June.

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine
7th: Groceries $13, Chuck-E-Cheese (hubby's idea) $30, Christmas $11
8th: no spend
9th: $12 fast food, $30 baby, $10 clothing for hubby, household $40
10th: $54 food groceries, $6 baby wipes, $15 paper groceries, $80 co-op groceries
12th: Housesold: 18, clothes $12, kids $4, baby $8, milk $26, fast food, $11. $50 legos for kids (HUGE Craigslist box), $31 eat out
13th: no spend
14th: $11.50 album, my spending, $100 check to friend, tithe
$10 gift for dad
15th: $30 meal for friend "tithe", $136 food groceries, $60 household groceries, $20 gifts, $5 homeschool, $20 scrap stuff, $7 fast food
16th: making the switch to cloth dipes... $78
17th: ice cream, $8
18th: taco bell $9, cloth dipes $40, Food groceries $41, home $10, kids $6, clothes $2
19th-20th: No spend
21st.22nd: no spend
23rd: Fast food $8, Household $17, gift $20, clothes $8, tithe $10
24th: fast food $7, household $18, $85 diaper supplies
26th: $18 food groceries

Totals:
Food Groceries: $531/600
Household: $163/100
baby/Molly diapers: $247/100
Homeschool/kids: $165/150
Fast Food/entertainment: $153/125
Gifts: $80/70
Clothes: $35/30
Christmas: $51/50
Tithe: $240/250
My Spending: $34.50/$25


ACK!!! Already over my $1500 goal, the rest of this month is going to get LONG!!!! My goodness, I am such a spender.

Beef, not counted in the $1500 total: $330
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#251 of 300 Old 06-23-2009, 11:51 PM
 
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6/6 $17.33 gardening goodies
6/7 $24.00 farmers market
6/8
6/9
6/10
6/11
6/12 an overdraft charge
6/13
6/14 $30 farmers market
6/15
6/16
6/17
6/18
6/19 $38 eating out
6/20 $43 target
6/21
6/22 $40 farmers market
6/23

Goals
Save more than I spend!
Savings goal by Aug 15th: $2400.00

"If we are to heal the planet, we must begin by healing birthing."
~Agnes Sallet Von Tannenberg
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#252 of 300 Old 06-24-2009, 02:19 AM
 
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Ladies - You inspire me!

So sorry I post several days at a time and in the middle of the night. 36 wks pregnant and really off my game. Hopefully I can be more involved in this community

*****
Some great thoughts from other people:

Read a great blog post about not spending vs. saving
http://www.thesimpledollar.com/2009/...-saving-money/

Also been lurking here http://www.moneysavingmom.com/

*****

June 1 - $80 Dinner for church crew that moved us, well worth it!
June 2 - $5.50 Annual Dues for Mom's Group
June 3 - made money by doing a 1 hour survey group - $75 CASH
June 4 - $75 Target - We just moved this week so I should have budgeted in some things we needed
June 5 - $10 Breakfast, Snacks
June 6 - Yes, a good day!
June 7 - $20 Lunch/Sitter so I could participate in a church activity
June 8 - Long day, but worth it
June 9 - There is the smile we've been looking for, even resisted Coldstone
June 10 - $5 on coffee
June 11 - $450 for new car radiator. This is actually ok as we have money set aside for car emergencies so this isn't dipping into any of our actual budget. We've never used this money before but now I am glad it's there!
June 12 - Used certificate at Costco and got meat FREE! (and purchased nothing else!)
June 13 - $17.75 Blockbuster ... DH travels for work and we cut out all the cable. I can definitely see the value in Netflix after going to Blockbuster I was SHOCKED at how much a couple movies cost!
June 14 - $16.50 Dinner Out - Laziness, pure laziness
June 15 - $20 - Trip home
June 16 -
June 17 - $35 Carpet for living room in new house (this is a great deal as the ones I have been looking at were over $100).[/QUOTE]
June 18 -
June 19 -
June 20 - $30 Father's Day Brunch (DH is out of town tomorrow)
June 21 - Breakfast @ home, Picnic Lunch from home, Dinner @ home Woo!
June 22 - $20 - Free cupcakes was a bust and I ended up buying treats
June 23 - $25 Dinner date with DH - totally worth it (read a statistic today that said 81% of women said that no matter what they spend on date night they find it worth while to keep going on them! AMEN!)

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#253 of 300 Old 06-24-2009, 06:54 AM - Thread Starter
 
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01..
02.. $67 toys and a fancy dress for youngest DD
03.. $7 cake for scrapbook night
04.. , :
05.. $11 Wendy's, then later $20 on pizza
06.. $126 Garage Sales
07.. $42 Scrapbook stuff, curtain tie-backs
08.. $14 diapers
09..
10..
11..
12..
13.. $40 haircut
14..
15.. $9 McDonald's
16.. $30 flowers...for myself
17..
18..
19..
20..
21.. $82 bras, $5 fancy drink at health food store
22..
23..

My Goals:

13/20 No Spend Days
1/5 Let the Car Rest Days :

 

 

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#254 of 300 Old 06-24-2009, 07:55 PM
 
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Planned spending:

groceries: 532.86/550 is my goal this month

farmer's market: $20 a week. Its in my neighborhood, I want to keep our businesses nearby, so I am doing this each and every week.
Farmers market $46.25/$100 for June

fun money: $25 a week. This is for lunches again in my neighborhood, ice cream store etc. When I buy from the local people, 70% of my money goes back into my town, when I buy from the big box maybe 10% does.
Fun Money 88.99/100 for the month

Key
: no spending
planned spending or fun/farmers market money
: ate what we had on hand or from grocery run
: no car day only walked or biked or public transit


1 ::
2 : : $18/100 for farmers' market
3 : produce/dairy delivery 36.28/550 $18.34/100 fun money
4 ::
5 get paid, mortgage and mc due paid bill/ fun money-3.39 + 13.25 at a yard sale so 34.98/100
6 :: : $20 for fundraising but going to a crop.
7 groceries- $64.30 = 100.58/550 for the month $6 dd's allowance
8 groceries $17.71= 118.29/550
9 farmers market and fun money
10 ::
11 ::
12
13 ::
14 ::
15 ::
16 target run: $50.02 to grocery and supplies; fun money $22.25; farmers market $17.75
17 ::
18 grocerys for party plus a few supplies= 89.65
19 gifts for several bday parties- $74. 2 webkinz (allowance and fun money) $26/pay day
20 take out thai= $30.40. Very yummy and a good treat since we do that not too often.
21 $10 church.
22 Grocery-87.99/fun money $5.76
23 $10 farmers market
24 Aldi/Tjs run and veggie delivery-=105.83

Well coming out ok so far. I am PO because my organic delivery emailed saying they were starting night time delivery. OK, so I was going to set out my cooler later on. Well I didnt read the whole thing, it starts next week. So we got home at 1:30 to find milk and veggies in the 105 heat. : The milk was warm so I just dumped it down the drain. The veggies and fruits were all fine.

"The true joy of life is the trip. The station is only a dream. It constantly out distances us."
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#255 of 300 Old 06-24-2009, 09:10 PM
 
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June 1st: :
June 2nd
June 3rd :
June 4th
June 5th : $5.78 at Taco Bell
June 6th
June 7th : $15.90 at Big Lots. I got a CD holder for work to organize the tons of games and cds we have for the kids. Not a needed item, though.
June 8th
June 9th
June 10th : 4 perfectly good dollars wasted on junk food.
June 11th
June 12th : $52 spent at a local Greek Food Festival. Expensive, yet very yummy
June 13th until we get the doctor bill :
June 14th
June 15th
June 16th
June 17th
June 18th
June 19th
June 20th
June 21st
June 22nd
June 23rd
June 24th
June 25th
June 26th
June 27th
June 28th
June 29th
June 30th My birthday! DH already told me that he spent $30 on my gift, but I am not sure what day it was on, but I am counting that as a spend day So: : But I really hope it is the duel shower head that I wanted. And if it is, he got a bargain because the one I was drooling over was $70, and thus, way out of our price range. My fingers are crossed!

My Key:
= no spend day- does not count budgeted items like bills for rent, water, etc.
: = exercised for at least a half an hour


We are going to the family cabin this weekend for my birthday. It is pretty nice, just a cabin in the middle of nowhere- the cell phones wont work there-a nice lake, fire pit for marshmellow roasting, all of the good stuff.

Hopefully I can avoid the outlet mall that are 10 miles away. But it shouldn't be a problem since DH can squeeze a penny until it screams

ribbonpurple.gif  "And the day came when the risk to remain tight in a bud was more than the risk it took to blossom." Anais Nin
   
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#256 of 300 Old 06-24-2009, 09:29 PM
 
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I want to save more than I spend.

1 $26.63$34.25
2 4.50
3 $6
4 $17 $8 Copies $.75
5 $5 $25 $75
6 $20
7 $5
8 $4.50
9 $5
10
11 $3
12 $88 $15Video Game DH
13 $10
14 $36
15 $15
16 $15 dad
17 $8
18
19 $85 $28 $28
20 $3
21 $3
22 $4 coffee at work. really???
23 I'm just going to erase this day from my mind
24

TOTAL OUT/TOTAL IN
$1787/$1953
:Savings $150/$500

Bills $1183 Gas/Car $106 Food/Household $297
Entertainment $73 $15
Eating Out $101

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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#257 of 300 Old 06-24-2009, 10:04 PM
 
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Join Date: Jun 2004
Location: Maine
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06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic
06/10:
06/11:
06/12: $2 stop for drinks on our walk.
06/13: $7.50 yard sales
06/14:
06/15:
06/16:
06/17: $4.50 Inflatable pool for ds
06/18:
06/19:
06/20: $19 Chinese food, $23 clothes for ds.
06/21:
06/22:
06/23:
06/24:

Goals:
18/20 No spend days.
$77/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies. :thu

Jenny, proud maker of red things
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#258 of 300 Old 06-25-2009, 12:22 AM
 
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Location: California
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6/6 $17.33 gardening goodies
6/7 $24.00 farmers market
6/8
6/9
6/10
6/11
6/12 an overdraft charge
6/13
6/14 $30 farmers market
6/15
6/16
6/17
6/18
6/19 $38 eating out
6/20 $43 target
6/21
6/22 $40 farmers market
6/23
6/24

Goals
Save more than I spend!
Savings goal by Aug 15th: $2400.00

"If we are to heal the planet, we must begin by healing birthing."
~Agnes Sallet Von Tannenberg
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#259 of 300 Old 06-25-2009, 03:40 PM - Thread Starter
 
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01..
02.. $67 toys and a fancy dress for youngest DD
03.. $7 cake for scrapbook night
04.. , :
05.. $11 Wendy's, then later $20 on pizza
06.. $126 Garage Sales
07.. $42 Scrapbook stuff, curtain tie-backs
08.. $14 diapers
09..
10..
11..
12..
13.. $40 haircut
14..
15.. $9 McDonald's
16.. $30 flowers...for myself
17..
18..
19..
20..
21.. $82 bras, $5 fancy drink at health food store
22..
23..
24.. $6 pool toy
25..

My Goals:

15/20 No Spend Days
1/5 Let the Car Rest Days :

 

 

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#260 of 300 Old 06-25-2009, 08:31 PM
 
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Join Date: Jun 2004
Location: Maine
Posts: 3,753
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06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic
06/10:
06/11:
06/12: $2 stop for drinks on our walk.
06/13: $7.50 yard sales
06/14:
06/15:
06/16:
06/17: $4.50 Inflatable pool for ds
06/18:
06/19:
06/20: $19 Chinese food, $23 clothes for ds.
06/21:
06/22:
06/23:
06/24:
06/25:

Goals:
19/20 No spend days.
$77/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies.

Jenny, proud maker of red things
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#261 of 300 Old 06-25-2009, 09:43 PM
 
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expected expenses:
shipping for mrh 60.00
shipping for maple syrup 45.00
shipping for gp, soleo, spry 10.00

600.00/600 groceries
94.22/100 pantry stocking
99.25/60 spending money
80/80 sundry

14/20 no spend days
10/10 budgeted spend
2/0 non-budgeted spend!!!!

1- 8.82 shipping kk
2- 30.00 lunch, groceries
3-
4- 106.50 maple syrup 50 pantry 56.50 groceries
5- 20.95 shipping mrh spending money, 34.50 phone card sundry, 10.00 groceries
6-
7- 17.10 shipping old co-op order spending money, 97.29 groceries
8- 45.30 mrh groceries
9-
10-
11-
12- 45.00 eating out
13-
14-
15-
16-
17- 255.13 azure 91.70 klean kanteen
18-
19-
20- 3.14 shipping co-op 2.99 shipping co-op
21-
22-
23- 30.00 eating out, 20.00 raw goat milk
24- 85.00 raw milk and beef
25-

june
may 181.46 18
april 358.07 19
march 517.18 17

eh. who needs a signature?
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#262 of 300 Old 06-25-2009, 11:12 PM
 
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Join Date: Aug 2008
Location: California
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6/6 $17.33 gardening goodies
6/7 $24.00 farmers market
6/8
6/9
6/10
6/11
6/12 an overdraft charge
6/13
6/14 $30 farmers market
6/15
6/16
6/17
6/18
6/19 $38 eating out
6/20 $43 target
6/21
6/22 $40 farmers market
6/23
6/24

Goals
Save more than I spend!
Savings goal by Aug 15th: $2400.00

"If we are to heal the planet, we must begin by healing birthing."
~Agnes Sallet Von Tannenberg
lactivistmama is offline  
#263 of 300 Old 06-26-2009, 12:54 AM
 
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Location: Chicago, IL
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June 1 - $80 Dinner for church crew that moved us, well worth it!
June 2 - $5.50 Annual Dues for Mom's Group
June 3 - made money by doing a 1 hour survey group - $75 CASH
June 4 - $75 Target - We just moved this week so I should have budgeted in some things we needed
June 5 - $10 Breakfast, Snacks
June 6 - Yes, a good day!
June 7 - $20 Lunch/Sitter so I could participate in a church activity
June 8 - Long day, but worth it
June 9 - There is the smile we've been looking for, even resisted Coldstone
June 10 - $5 on coffee
June 11 - $450 for new car radiator. This is actually ok as we have money set aside for car emergencies so this isn't dipping into any of our actual budget. We've never used this money before but now I am glad it's there!
June 12 - Used certificate at Costco and got meat FREE! (and purchased nothing else!)
June 13 - $17.75 Blockbuster ... DH travels for work and we cut out all the cable. I can definitely see the value in Netflix after going to Blockbuster I was SHOCKED at how much a couple movies cost!
June 14 - $16.50 Dinner Out - Laziness, pure laziness
June 15 - $20 - Trip home
June 16 -
June 17 - $35 Carpet for living room in new house (this is a great deal as the ones I have been looking at were over $100).[/QUOTE]
June 18 -
June 19 -
June 20 - $30 Father's Day Brunch (DH is out of town tomorrow)
June 21 - Breakfast @ home, Picnic Lunch from home, Dinner @ home Woo!
June 22 - $20 - Free cupcakes was a bust and I ended up buying treats
June 23 - $25 Dinner date with DH - totally worth it (read a statistic today that said 81% of women said that no matter what they spend on date night they find it worth while to keep going on them! AMEN!)
June 24 - Even went to the zoo and spent zero, nice!
June 25 - Didn't leave the house much, too hot! We did play in the hose twice!

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#264 of 300 Old 06-26-2009, 05:33 PM
 
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I have spenditis, I just want to spend to spend. No good reason, just to do it. I'll be disappointed if I do so I am staying in so I don't! Ahhhh...didn't have this problem when I worked

Also, had my interview with unemployment this morning. The lady was really nice and now I wait for them to decide if they are going to pay me or not, the best part is that they are going to send it in the mail...nice!

Need to do more to save. Some things are on the horizon that will help that but staying at home seems to be the biggest. I do hope next month is better. I also hope that I can somehow explain to DH that we don't have $$ to spend on whatever. Now that we have been moved for a month it is time to buckle down.

*****
June 1 - $80 Dinner for church crew that moved us, well worth it!
June 2 - $5.50 Annual Dues for Mom's Group
June 3 - made money by doing a 1 hour survey group - $75 CASH
June 4 - $75 Target - We just moved this week so I should have budgeted in some things we needed
June 5 - $10 Breakfast, Snacks
June 6 - Yes, a good day!
June 7 - $20 Lunch/Sitter so I could participate in a church activity
June 8 - Long day, but worth it
June 9 - There is the smile we've been looking for, even resisted Coldstone
June 10 - $5 on coffee
June 11 - $450 for new car radiator. This is actually ok as we have money set aside for car emergencies so this isn't dipping into any of our actual budget. We've never used this money before but now I am glad it's there!
June 12 - Used certificate at Costco and got meat FREE! (and purchased nothing else!)
June 13 - $17.75 Blockbuster ... DH travels for work and we cut out all the cable. I can definitely see the value in Netflix after going to Blockbuster I was SHOCKED at how much a couple movies cost!
June 14 - $16.50 Dinner Out - Laziness, pure laziness
June 15 - $20 - Trip home
June 16 -
June 17 - $35 Carpet for living room in new house (this is a great deal as the ones I have been looking at were over $100).
June 18 -
June 19 -
June 20 - $30 Father's Day Brunch (DH is out of town tomorrow)
June 21 - Breakfast @ home, Picnic Lunch from home, Dinner @ home Woo!
June 22 - $20 - Free cupcakes was a bust and I ended up buying treats
June 23 - $25 Dinner date with DH - totally worth it (read a statistic today that said 81% of women said that no matter what they spend on date night they find it worth while to keep going on them! AMEN!)
June 24 - Even went to the zoo and spent zero, nice!
June 25 - Didn't leave the house much, too hot! We did play in the hose twice!
June 26 - $4 Starbucks...I have spenditis today...not good. Came home and am trying not to leave again.

Rachael ~ Wife to : DH ~ Son 4-24-07 ~ 6-24-08 ~ Daughter 7-22-09
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#265 of 300 Old 06-26-2009, 07:46 PM
 
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groceries: 532.86/550 is my goal this month

farmer's market: $20 a week. Its in my neighborhood, I want to keep our businesses nearby, so I am doing this each and every week.
Farmers market $46.25/$100 for June

fun money: $25 a week. This is for lunches again in my neighborhood, ice cream store etc. When I buy from the local people, 70% of my money goes back into my town, when I buy from the big box maybe 10% does.
Fun Money 88.99/100 for the month

Key
: no spending
planned spending or fun/farmers market money
: ate what we had on hand or from grocery run
: no car day only walked or biked or public transit


1 ::
2 : : $18/100 for farmers' market
3 : produce/dairy delivery 36.28/550 $18.34/100 fun money
4 ::
5 get paid, mortgage and mc due paid bill/ fun money-3.39 + 13.25 at a yard sale so 34.98/100
6 :: : $20 for fundraising but going to a crop.
7 groceries- $64.30 = 100.58/550 for the month $6 dd's allowance
8 groceries $17.71= 118.29/550
9 farmers market and fun money
10 ::
11 ::
12
13 ::
14 ::
15 ::
16 target run: $50.02 to grocery and supplies; fun money $22.25; farmers market $17.75
17 ::
18 grocerys for party plus a few supplies= 89.65
19 gifts for several bday parties- $74. 2 webkinz (allowance and fun money) $26/pay day
20 take out thai= $30.40. Very yummy and a good treat since we do that not too often.
21 $10 church.
22 Grocery-87.99/fun money $5.76
23 $10 farmers market
24 Aldi/Tjs run and veggie delivery-=105.83
25 $16 for gift
26 $36 for 2 pairs of shorts- one for me, another for DH. Need badly! $25.02 gas
27
28
29
30

Falling off the wagon at the ending of this month, but I did really well I think! We were going to go to an outing in early July downtown Chicago, but now we are going Sunday instead so I will be adding that to my total but it will be fun.

"The true joy of life is the trip. The station is only a dream. It constantly out distances us."
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#266 of 300 Old 06-26-2009, 07:48 PM
 
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Weird question:

DH's work has decided to go to a biweekly payroll instead of a semi monthly. Where we are used to getting paid on the 5th and 20th, now it will be every other week. 26 checks instead of 24. Does that affect your money cycle??

We have always paid the mortgage and DH's visa at the beginning of the month and my visa and the utilities at the end of the month. I am curious how things will change and how the net pay will be.

"The true joy of life is the trip. The station is only a dream. It constantly out distances us."
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#267 of 300 Old 06-26-2009, 08:37 PM
 
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Location: wayne county, New York
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I want to save more than I spend.

1 $26.63$34.25
2 4.50
3 $6
4 $17 $8 Copies $.75
5 $5 $25 $75
6 $20
7 $5
8 $4.50
9 $5
10
11 $3
12 $88 $15Video Game DH
13 $10
14 $36
15 $15
16 $15 dad
17 $8
18
19 $85 $28 $28
20 $3
21 $3
22 $4 coffee at work. really???
23 I'm just going to erase this day from my mind
24
25 $5
26 $6 $60

TOTAL OUT/TOTAL IN
$1858/$2464
:Savings $150/$500

Bills $1183 Gas/Car $106 Food/Household $357
Entertainment $73 $15
Eating Out $112

S-d D which made them three. M grew lonely, and now there's baby D.
"Who of you by worrying can add a single hour to his life?"
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#268 of 300 Old 06-26-2009, 10:59 PM
 
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Join Date: Jun 2004
Location: Maine
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06/01:
06/02:
06/03:
06/04:
06/05:
06/06: $20 Yard sales.
06/07:
06/08:
06/09: $2 onesie & elastic
06/10:
06/11:
06/12: $2 stop for drinks on our walk.
06/13: $7.50 yard sales
06/14:
06/15:
06/16:
06/17: $4.50 Inflatable pool for ds
06/18:
06/19:
06/20: $19 Chinese food, $23 clothes for ds.
06/21:
06/22:
06/23:
06/24:
06/25:
06/26: $10 pool float.

Goals:
19/20 No spend days.
$87/$100 Frivolous spending.
6/6 Diapers sewn from stash fabric & supplies. :thu

Jenny, proud maker of red things
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#269 of 300 Old 06-27-2009, 02:46 AM
 
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Hi, can I join? This group is brilliant---I am just now getting on a huge saving money kick, probably coz I'm not working right now and this thread might help me to keep myself accountable.

1. Vow not to spend any money on unnecessary purchases.
I'm in. I will try my best.

2. Come on here everyday and record your spending.
I really don't know if I have the discipline to post everyday, but I will try and stay updated.


a. Who you are
I'm Jessica, a working artist, part-time college student, (and newly) homeschooling mom (to 5yo girl) and committed life partner to my childhood sweetheart He is going to college full-time and working part-time while I am taking classes part-time and HS momming full-time LOL we are busy

b. Where you are going (your financial goals)
Well, I need to magically conjure up about $30,000 for a necessary medical procedure that is not (yet) covered by insurance The good news is that I think I can get about a third of it covered without breaking any laws or going deeper into debt!
DP and I both have student loans that we have been depending on to cover our living expenses---we have been living beyond our means. I want us to not take any student loans this year---unless we decide to max out in order to cover abovementioned surgery, but NOT for living expenses. So, live within or beneath our means.
Lower all of our monthly expenses as much as possible in order to take some of the "provider" weight off DP while I take some time not WOH as we transition into homeschooling our DD

c. How you plan to get there
Whew! The big question, huh?
Well, for the medical expenses: transfer credit balance from prior doctor to new doc and use tax return as deposit---that's as far as I've gotten for now, any ideas?
Eliminate unnecessary expenses:
This will be easier for me than DP. He really clutches onto his entertainment expenses (x-box live $50/yr, netflix 10/mo, movie theatre 15-30/mo); my worst is online shopping LOL, esp. Amazon, BUT we have joined a public HS charter that will buy her educational supplies, SO they will reimburse us for online purchases that are within her IEP. So hopefully my online shopping addiction will be exercised positively and only for HS expenses that are redeemable. NO JEWELERY or books for myself LOL!! Use the library!
Lower monthly bills:
We are paying over market right now for our apartment (had to move out of death trap pit at a time when seasonal college students and out of town oil field workers : had the market totally inflated), so if we start really seriously doing the home hunt then we can probably save $50-150/mo. Drop our cell bill and switch to a land line---will save us about $100 Stop paying to wash our laundry! I haven't recorded it, but I think we spend at least $30/mo on laundry. Some of the apartments I'm looking at have w/d units, so that would rock! I really miss having my own w/d

Happy and in love with my family!
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#270 of 300 Old 06-27-2009, 11:10 AM
 
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So much for keeping it to $1500.... made the switch to cloth dipes for two babies, so high baby expenses this month!

June 1st-3rd: Food Groceries: $28
Preschool Swap activity: $25
Piano Lessons: $25
Fast Food: $13
4th: no spend
5th: $120 food groceries, $5 fast food
6th: $30 Father's Day gift for DH, $5 clothes, $12 eat out, $50 kids/homeschool (scored a TON of stuff at used sale), $40 Christmas, $3 library fine
7th: Groceries $13, Chuck-E-Cheese (hubby's idea) $30, Christmas $11
8th: no spend
9th: $12 fast food, $30 baby, $10 clothing for hubby, household $40
10th: $54 food groceries, $6 baby wipes, $15 paper groceries, $80 co-op groceries
12th: Housesold: 18, clothes $12, kids $4, baby $8, milk $26, fast food, $11. $50 legos for kids (HUGE Craigslist box), $31 eat out
13th: no spend
14th: $11.50 album, my spending, $100 check to friend, tithe
$10 gift for dad
15th: $30 meal for friend "tithe", $136 food groceries, $60 household groceries, $20 gifts, $5 homeschool, $20 scrap stuff, $7 fast food
16th: making the switch to cloth dipes... $78
17th: ice cream, $8
18th: taco bell $9, cloth dipes $40, Food groceries $41, home $10, kids $6, clothes $2
19th-20th: No spend
21st.22nd: no spend
23rd: Fast food $8, Household $17, gift $20, clothes $8, tithe $10
24th: fast food $7, household $18, $85 diaper supplies
26th: $18 food groceries, $75 diapers, $23 personal care groceries, $7 tithe, $352 beef, $12 trash bags
27th: $10.50 soakers

Totals:
Food Groceries: $531/600
Household: $198/100
baby/Molly diapers: $332.50/100
Homeschool/kids: $165/150
Fast Food/entertainment: $153/125
Gifts: $80/70
Clothes: $35/30
Christmas: $51/50
Tithe: $247/250
My Spending: $34.50/$25
Beef: $352


ACK!!! Already over my $1500 goal, the rest of this month is going to get LONG!!!! My goodness, I am such a spender.

Beef, not counted in the $1500 total: $330
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